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Mehojah v. Moore
744 P.2d 222
Okla. Civ. App.
1987
Check Treatment

*1 granted The trial court’s decision which summary judgment supported for BOK is state, the law of as well as decision is federal statutes. The affirmed. REIF, JJ., BACON and concur. Fredericka A. MEHOJAH

William wife, Mehojah, husband and L.

Appellants, Oberfell, MOORE, H. H. Robert

John Oberfell, Thur and Frank M. Darlene County, Appel

man, of Tulsa Sheriff

lees.

No. 65911. Appeals

Court No.

Division 2, 1987.

June

Rehearing Denied June 20, 1987. Denied Oct.

Certiorari *2 in the office of the

deed was recorded County on March 31. Tulsa Clerk 18, deficiency judgment April was On Moore and the entered for Oberfells general against McCurry, from which exe- 19, August 1985, issue. On cution could against they filed an execution the Meho- property, claiming by a lien jahs’ virtue judgment against their earlier McCurry. Mehojahs against The filed this action Straub, Robert E. Parker and Bruce G. September Moore Oberfells on and the

Associates, Tulsa, appellants. for (11), quiet to “Lot Eleven Block One to title Tulsa, appellees. Morrissey, Linda G. I, (1), MINSHALL PARK An Addition to Tulsa, City County, Tulsa State of OPINION Oklahoma,” temporary and for a restrain- prevent ing injunction order and to STUBBLEFIELD, Judge. property sheriff’s sale of that scheduled summary judg- appeal from a This is an sought September They 26. further to quiet in an action to ment for Defendants attempts enjoin any further to execute on restraining order to title and denial of temporary restraining A or- property. real prevent the sale of Plaintiffs’ September granted der Plaintiffs on was personam in in satisfaction of an 27, 1986, January De- on in against predecessor interest. Plaintiffs’ summary judg- filed a motion for fendants applicable the record and After a review of ment, granted February 6. which was on law, we affirm. summary judgment It is from this appeal. Plaintiffs II 30, 1985, Moore, H. January John On dispute. are not in The facts of the case H. Oberfell and Darlene Oberfell Robert agree appropri- case is Both sides that the personam judgment obtained an summary judgment, but each main- ate for mortgage against Mer- foreclosure action applicable dictates that it tains that the law Jr., McCurry In- McCurry, ritt Lee d/b/a Mehojahs’ proposition prevail. The judg- Company (McCurry). The vestment follows: error is as $37,619.94 plus interest, ab- ment was for costs, fee, OF fees, THE TRIAL COURT’S GRANTING stracting attorney’s SUMMA- APPELLEES’ MOTION FOR and decreed that the ER- copy RY JUDGMENT IS REVERSIBLE sold. A certified was A PROPERLY County ROR INASMUCH AS recorded in the office of the Tulsa A An FILED MOTION FOR DEFICIENCY February affidavit Clerk IS A POST-JUDGMENT giving and describ- JUDGMENT notice PREREQUISITE OF TO AN ISSUANCE all the other by EXECUTION, AND AS McCurry County GENERAL was filed with the Tulsa APPELLEES WOULD NOT February that same SUCH Clerk on 1985. On A date, BEEN ENTITLED TO WRIT giving letter notice of the HAVE a certified UNTIL EXECUTION mailed to the real estate OF GENERAL THE DEFI- AFTER THE OF agent listing another AMOUNT who was for sale DETER- BEEN McCurry property subject of CIENCY COULDHAVE is the A MINED TO LEGAL CERTAINTY. this lawsuit. however, 20, 1985, misses the real proposition, The McCurry conveyed

On March undisputed that appeal. It is that real to William A. and Fred- issue general to a Mehojah. general warranty were not entitled ericka L. Defendants prior of the deficien- liens on the real estate of the cy judgment attempt county did not debtor within exe- from and after — copy judg- cute herein until some four months time a certified of such deficiency. ment has been filed in the office of The real issue county county. clerk in that personam No judgment grant- is whether an by ment whether rendered a court of the proceeding, ed in a foreclosure when filed state or of the United States shall be a clerk, provided as lien on the real estate of a 706, becomes a lien on O.S.1981 all the *3 in any county debtor until it has been property by judgment debt- filed in this manner. Execution shall be may or or whether the lien only attach only issued from the court in which the entry deficiency judgment after the of a judgment is rendered. filing pursuant and the of it to section 706. added), Title 12 (emphasis Plaintiffs do address the crux of O.S.1981 686 the dis- § pertinent part, provides: pute remaining proposition in their of error deficiency wherein contend that the In mortgage, actions to enforce a deed judgment judgment, is a new trust, and therefore or charge, per- other lien or a which, it is this if filed judgment judgment sonal or or record, impress could a lien on all ments shall be rendered for the amount debtor’s within the or amounts due plaintiff as well to the county. helpful thereon, we do not find it ... with interest and for sale of to address appeal property charged the vital issues of this application and the proceeds; proposi- within context of Plaintiffs’ .... Notwithstanding error, although provisions tions of the above we shall address no shall be complaints. any each of their residue the debt enforced for remaining prescribed by as unsatisfied stated, As the law is clear that a this act the mortgaged property after plaintiff in may a foreclosure action not sold, except shall have been as herein generally upon execute provided. Simultaneously the mak- with judgment debtor until after the sheriff’s ing of a motion for an order confirming sale of the foreclosed and the any (90) the sale or in ninety event within determination and of a deficiency days sale, party after the date of the judgment. Martin, Baker v. 538 P.2d 1048 to whom such owing residue shall be (Okla.1975); Aycock Harriman, v. may make a motion in the action for (1939); Okla. 95 P.2d 110 12 O.S.1981 deficiency leave to enter Likewise, party if a timely fails to § upon party against notice to the whom judicial obtain a determination deficiency sought such attorney or the after the sale of the property, foreclosed appeared who party shall have for such by deemed satisfied in such action. Such action shall be Selby sheriff’s sale. Kelly Apart Rae personally served or in such other man- ments, Inc., (Okla. 1981); 634 P.2d 1303 may ner as the Upon court direct. such O.S.1981 686. § court, motion the whether or not the The issue apparently has not been respondent appears, determine, shall addressed in provi- this state is whether the upon affidavit or otherwise as it shall sions of 12 modify O.S.1981 686 somehow § direct, the fair and reasonable market general provisions 12of O.S.1981 706 mortgaged value premises as of upon so that a lien filing does not arise the date of sale or such nearest earlier personam an in obtained in a date any as there shall have market proceeding foreclosure until deficiency value thereof and shall make an order by has been entered the court directing deficiency judg- filed clerk. Title 12 ment. Such deficiencyjudgment shall be provides: O.S.1981 706 equal an amount to the sum of the Judgments of courts of owing record of this by party amount liable de- as state and of the United States shall by interest, be termined with judgment.” tion of the ac- Kan. at and disbursements plus costs prior P. at 817. owing plus tion the amount interest, with liens and encumbrances prototype, As with its Kansas value as determined less the market language provides clear of section 686 price or the sale the court personam judgment an in must be rendered higher. If no shall be whichever and, any in a foreclosure action residue deficiencyjudgment shall be motion for a owing specified still the sale of prop prescribed the made as herein erty, may creditor make a shall regardless of amount be of the sale motion, action, in the same for a determina in full satisfaction deemed tion of the in satisfaction of the right no to recover mortgage debt personam judgment. judicial deter any proceed- action or any deficiency in mination of the amount of is a ing shall exist.... post-judgment prerequisite pursuit creditor’s of further in sat Defendants’ contention that their It is judgment. Baker, isfaction of the 538 P.2d compliance 1048; Aycock, 185 Okla. at 95 P.2d *4 provisions 706 caused the the of section 110; Lisle, 584, Kan. 36 at 13 P. at 819. that time to the lien to attach at In upon Corp. execution Reconstruction Finance v. conditions and restrictions 385, (10th Cir.1954) 211 Breeding, F.2d 390 They they admit set out in section 686. added), (emphasis the court stated: proper- other real could not execute on the entry entry until the of the law of of ty assets of the debtor Under a deficiency judgment in so-called accord- deficiency, the but maintain that the lien merely ance with section 686.... is the attached to all of the Tulsa nonetheless approval the execution the County property McCurry of on the date of of the court in the its filing judgment. Mehojahs the The enforcement of of original judgment_ entry of Until deficiency judgment only maintain that the deficiency the in the manner fixed in the McCurry’s could have created a lien on statute, remaining the amount due on the property, other and that Defendants could original judgment through to be satisfied only by filing a lien have obtained the general the issuance of a execution and a prior the to Meho- levy pursuant and sale thereto is not purchase jahs’ from McCur- judically general ascertained and no exe- ry. They purchase maintain that their Entry deficiency can issue. cution property prior entry the to the of a defi- post-judgment prerequisite a to the is ciency prevented any of a lien. attachment general issuance of a execution for the parties agree The case of that this is a unpaid enforcement balance However, impression. pre- first the while upon original judgment. Aycock the v. presented cise issue not addressed has been 590, Harriman, 185 Okl. 95 P.2d 110. appeal, on the statutes involved have been Therefore, when the trial court acts interpreted in such a manner that upon deficiency, a motion for the presented court is not with a blank slate deficiency judgment represents ju the the upon analyze question. which to the dicial determination of the difference be Both section 686 and section 706 have judgment tween the amount of the entered origin in their Kansas statutes which were in the lawsuit and the fair market value of analyzed interpreted in Lisle v. mortgaged premises on or near the (1887). In Cheney, 36 Kan. 13 P. 816 The date of the sale. of a Lisle, the court found that in the Kansas supplemental a order en but statute, taken, section 686 is from which judg tered the lawsuit which allows personal there is but one general ment creditor to obtain a writ of —a judgment. in addition to “this satisfy execution to amount. ordinary judgment,” Morrison, there is an order for 183 Mortgage Bartlett Co. property charged, (1938); the “sale and an Okla. P.2d 318 Reconstruc application Corp., to the 211 F.2d at 385. satisfac- tion Finance having 12 O.S.1981 706 is a broader and was declared. The Title conditions thus § met, impediment comprehensive than section

more statute removed, judgments of courts creditors’ and deals proceed could and did to lien It creditors to enforce their of record. allows upon property herein involved. We liens on the real estate impress nothing erroneous in find the trial court’s county by debtors within a ment ruling acting that Defendants were accord- copy certified of a of a The to law. of the trial court exception clerk. No is made for - is affirmed. in foreclosure Nor can judgments actions. say provisions that the 12 O.S.1981 we RAPP, J., concurs. any way section restrict procedures lien foreclosure lawsuits. BRIGHTMIRE, P.J., specially. concurs entirely upon right restrictions are BRIGHTMIRE, Presiding Judge, execution, way modify any and do not in concurring specially. statutory creating provisions a lien. fully I opinion. concur with the court’s I interpreting In to 12 O.S. antecedent add, however, do want like most (cid:127) 706, the Lisle court concluded: lawyers necessary it other found to ad- any money other Under just years thinking way, the other name- demand, has a lien creditor ly, that the was some sort of an the real on estate of the debtor within interlocutory event in the course under a county; litigation. Upon began ap- reflection it money by mortgage, demand secured pear problem was one of semantics lien creditor has a on the statutory caused reference to the estate within the *5 real debtor judicial deficiency “judg- calculation as a attached, county, with this condition Clearly judg- ment.” there can be but one proceeds the that the sale certain given action subject ment in an on a mat- specific ap- real property shall ter,1 adjudication either the first is first so not a plied judg- to the such final or the so-called satisfaction of ment. “judgment” is not a but a judicial determination of the re- amount Kan. at 13 P. at 819. maining on the sale due think the in We result reached the centu- mortgaged property. ry old Kansas case best harmonizes foreclosure That the is final apply- involved. two statutes The result regard one with to the amount on the of Lisle in this case is that rationale hardly subject dispute. note is It 25, 1985, February arose on when lien just every like docketed other Defendants filed their appealable. and it is It all the determines county time, clerk. At that all of the Tulsa rights parties litigation to the which County real of Merritt Lee point.2 up Though exist to that the subse- McCurry encumbered, including was quent ancillary proceeding may create new that subject land is the action. The of this disputes, it rights. does not create new thereby lien created was in condition involved legal no have trouble whatever with the proceedings foreclosure and be sold placed conclusion once in the proceeds applied of the sheriff's sale required by statute, judg- docket as judgment before could issue ment which determines the amount due against property. other real mortgagor Conditioned from on the note and enters been, though may it have the lien arose mortgagee in favor of for that held, application nonetheless. The sale along was amount foreclosure of the mort- made, gage, and a piece becomes a lien on another Cook, Taylor, (Okl.1973); 1. Aishman v. Ins. Reliable Co. St. Louis v. 516 P.2d 244 Life Bank, Tobin Constr. Co. v. Grandview (Okl. (1979). P.2d P.2d 455 (Okl.1967). by mortgagor and sit- uated which

was filed. century ago by

This result was reached a Kansas, Supreme Court of Lisle v. Che- 678,13 (1887),

ney, 36 Kan. P. 816 the state

whence came our own statute —12 O.S.1981 adopted first in 1893.3 find, validity

So far as I can

so-called as such has challenged.4

never Nor the more has

disquieting provision the amount re- —that mortgaged ceived from the sale of the satisfy shall be deemed to deficiency “judgment” if no

asked for. It seems to me that

respect 686 is at war with the one might ment rule mentioned earlier and well guarantees

run afoul of the constitutional equal protection by

of due

requiring a class of creditors —those whose

promissory note is secured a mort-

gage “judgment” if seek a second —to security satisfy sale of the does not so, judgment, failing to do arbi-

trarily declare the unsatisfied

satisfied. *6 CO., REALTY

GRIFFITH a Delaware

corporation, Appellee, CITY,

The CITY OF OKLAHOMA

Oklahoma, municipal

corporation, Appellant.

No. 64987. Appeals

Court of

Division No. 3.

Aug.

Rehearing Sept. Denied 3. St. § 4290. 4. There was a lack of chal- notice lenge in Reliable Ins. Co. St. Louis v. Life Cook, supra, footnote 2.

Case Details

Case Name: Mehojah v. Moore
Court Name: Court of Civil Appeals of Oklahoma
Date Published: Jun 2, 1987
Citation: 744 P.2d 222
Docket Number: 65911
Court Abbreviation: Okla. Civ. App.
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