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McKeeman v. Corestates Bank, N.A.
751 A.2d 655
Pa. Super. Ct.
2000
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*3 SOLE, sеttlement, and Before DEL STEVENS loan. Id. “At the secured BROSKY, defendant Se- plaintiffs repeatedly JJ. advised to curity being paid that the amount

STEVENS, J.: in of the secured satisfaction Corestates ¶ 1 Appellants, Marion and Steele incorrect; however, defendant loan seemed Chendorian, appeal McKeeman and Rose that Security repeatedly plaintiffs assured from an ordеr of the Court of Common being paid off and the correct loan was Philadelphia County, grant- Pleas of which worry.” Id. Because they that should not PA, Appellee Security off, Abstract of Inc.’s was, fact, ed in paid the incorrect loan affirm, objections. We in preliminary outstanding remained on mortgage reverse, part, part. and property, “plaintiffs repeatedly and while rectify asked defendants to their mistake ¶ 2 The record reflects that the McKee- plaintiffs ... defendants refused to assist complaint mans and Chendorian filed a Through Id. at 2-3. any manner.” (hereinafter Complaint”) against “the counsel, defen- plaintiffs contacted both (hereinafter Corestates Bank “Cores- plaintiffs’ them of will- dants and advised tates”) (hereinafter Security and Abstract ingness payoff to have the transferred 27, 1998, “Security”) January stemming on loan, initially but defendants the correct from transactions and surrounding the sale correspondence, then re- ignored counsel’s property. settlement of the McKeeman’s quested “plaintiffs that incur additional Complaint alleges September, The that docu- having prepare fees in their counsel process the McKeeman’s were Id. at rectify ments to defendants’ error.” Complaint of at 2. selling their residence. turn, “Plaintiffs, requested that de- property Settlement of the conducted their error without re- fendants correct by Security, acting as title settle- and/or additional quiring plaintiffs to incur [sic] buyers. prepa- ment clerks for the Id. “In fees,” instead, the Complaint counsel but settlement, provid- ratiоn for plaintiffs wrongfully seized alleges, Corestates regarding ed with information Chendorian, $4,700.00from the account of loan accounts them de- two held way any in no involved with “who was Corestates,” of which was fendant one se- transactions,” that claiming residence, by mortgage against cured it was entitled to the funds satisfaction and the other of which was unsecured.1 on loan. payments owing thе secured Complaint alleges The further that Id. seizing consequence Id. As a of Corestates pass order for clear title plaintiffs “[i]n savings, the refusing to return her life and necessary to the it was for them property, suffered Complaint alleges, Chendorian account to insure that the secured loan requiring treat- hysteria chest and pains settlement,” at and was retired the time prеscription physician ment her re- “Security accepted that undertook of medication. Id. that the secured sponsibility insuring circumstances, Id. a result of these retired at settlement.” To 3 As loan was alleges that Corestates end, “plaintiffs supplied defendant Se- jointly plaintiffs, instead of Complaint only that the loan themselves 1. The indicates being persons person or specifying which by "plaintiffs,” and does accounts were held contains in- also the McKeemans and discussed. not differentiate between jointly men- the defendants are displeasure that stances where We note with Chendorian. tioned, between Secu- throughout without differentiation there are several similar instances rity parties and Corestates. Complaint where the refer (2) (1) 1925(a) apрellant’s An failure to guilty negligence, opinion. were 1925(b) (4) contract, statement include an issue his conspiracy, breach of con- version, purposes appellate inflic- waives that issue for intentional/negligent Lord, 553 Pa. review. Commonwealth Gomplaint tion of emotional distress. The (1998).2 Appel- 719 A.2d 306 Since damages. requests punitive also lants have failed to raise the amendment objections 4 Preliminary to the Com- 1925(b) statement, find in their we issue plaint by Security were filed on March that issue waived. an did not file ‍‌‌​​​‌‌‌​‌​​‌​​‌‌​​​‌‌​‌‌‌​​​​‌​​‌‌​‌​‌‌​​​‌​​‌​‍amended Pennsylvania Rule complaint pursuant Turning Appellants’ asser 1028(c)(1), granting trial erred in Procedure but did tion court Civil Complaint, we preliminary objec- Security’s to the demurrer to their file answer *4 27, following a claim the address such under Subsequently, tions on the April standard: Security’s preliminary granted trial court 12, 1998, objections by order dated June forth in the All material facts set Com- 15,1998. and filed June plaint as well as all inferences reason- ably therefrom are admitted deducible ¶ Thereafter, 5 the McKeemans of this review. purpose as true for the Chendorian settled the case with Cores- question presented by the demurrer 30, 1998, tates, Appel- but Novembеr on the law is whether on the facts averred appeal grant lants the of the filed instant certainty recovery that no says with Security’s preliminary objections. The Where a doubt exists as possible. responded by ordering Appel- trial court a demurrer should be sus- whether a com- to file statement of matters lants tained, in this doubt should be resolved appeal Pennsyl- of on plained pursuant overruling it. favor 1925(b), Appellate vania Rule of Procedure v. Center Hu- Philadelphia Emerich 28, did so on December Appellants 209, 213, Development, 554 Pa. 720 man 1998, averring that it was error for the (1998) (citation omitted). 1032, A.2d 1034 Security’s preliminary grant trial court to of the com- purposes “For of our review court then its objections. The trial filed only pleaded well material facts are plaint, 1925(a) Feb- opinion pursuant to Rule on admitted, and conclusions of law.” not 4,1999. ruary Co., Trust 365 Stempler Frankford ¶ appeal, Appellants 6 raise is- On two (1987) 521, the trial sues for our review: ‘Whether (citation omitted). refusing court abused its discretion mind, this standard we ad- With to amend the com- grant plaintiffs leave Ap- claims. Appellants’ remaining dress trial court plaint;” and “Whether the that it for' pellаnts first assert was error granting appellee erred in the demurrer of trial the demurer to the grant the court Security plaintiffs’ complaint.” Abstract to Ap- negligence portion Complaint. of the at Appellants’ brief Security that undertook to pellants assert off paid that the loan was Prior to merits insure secured addressing settlement, and, un- issues, having at the time of Appellants’ we nоte that these 1925(b) allege that duty, dertaken such a not include an alle statement does obligation a refusing legal was under that the trial court erred gation non-negligent the service perform to amend their grant Appellants leave and, Appellants’ Appel- manner. brief at 10. subsequently, this issue Complaint, contained allegations that the argue in its lants by addressed the trial court was not alike, principles cases although a criminal criminal civil 2. We Lord is note case, application Pennsylva- applicable in equally it are concerns enunciated Lord Appellate Procedure 1925. Since nia Rule of civil cases. apply to Appellate Procedure the Rules of ¶ 12 turn now to the conver establish that We claim,3 allege that in which sion task in a careful and perform failed to its Corestates, acting concert “Security and manner, causing Appellants to sus- proper another, wrongfully appropriated with one damages. agree Id. injury tain We property plaintiff unto themselves not and find that the trial court should Chendorian, ille by improperly and Rose preliminary objec- granted Security’s have proper gally seizing plaintiff Chendorian’s claim in Appel- tions as to the with defendant Corestates.” ty deposit on complaint. lants’ forth at 8. The facts set Saboe, Pa. 10 Hicks however, only al Appellants’ Complaint, (1989), Supreme A.2d Corestates, Security, seized lege that duty of a general, “[i]n Court held that the account as follows: company only title insurance runs to its 8, 1997, or about Decеmber defen- On insured, parties not to third who are not wrongfully dant seized Corestates party purpose to the contract. The $4,700.00 plaintiff the account of from insured, Chendorian, to protect way insurance is was in no Rose who. any of the trans- buyer, arising from loss from defects involved (citation actions. acquires.” title which he omit- *5 ted). However, Supreme the also it was Court Defendаnt Corestates claimed noted that these fund in satisfac- party an intended third benefi- entitled to seize payments owing tion of claimed to be on ciary a of may have limited cause action had the secured loan which defendants such a under contract. Id. on failed to have satisfied as settlement Road Egypt property. 11 In judice, the case sub we that, although conclude Appellants were party

not a to the contract between consequence Securi of action of de- As a Corestates, ty buyers and the of the plaintiff McKeeman resi fendant Rose Chen- dence, pains dorian was caused to sustain chest Security duty Appellants. owed ‍‌‌​​​‌‌‌​‌​​‌​​‌‌​​​‌‌​‌‌‌​​​​‌​​‌‌​‌​‌‌​​​‌​​‌​‍a to by her hysteria requiring treatment Security not Appellants’ While was title physician prеscrip- and medication with agent, satisfy it undertook to the secured drugs. tion loan and relied to on demand, Despite defendant

perform. Cores- Security’s It was to benefit to wrongfully tates to return these confirm that against the recorded liens refuses to Chendori- plaintiff seized funds Rose property discharged, were and it did so an’s account. controlling the settlement distribution. As such, we cоnclude that the trial court erred at 3. The lack of conversion Complaint title insur- granting Security’s preliminary objec allegations Security, the against only company, surprising, is not tions as to the claim. ance wrong. Pennsylvania specific a Norri is defined under intent to commit Conversion Realty Corp. Na law as: ton v. Central-Penn East 57, Bank, 435 Pa. 254 A.2d 637 tional right deprivation prop "the of anоther's of (1969). of, chattel, in, erty possession or use or a or Hixon, Mining 438 Coal Co. v. Underhill therewith, without other interference 219, 343, (1994). 345 Pa.Super. 652 A.2d justifi owner’s consent and without lawful "Money may subject be the of conversion.” Economy Bank cation." Stevenson v. of 481, Oswell, 442, 451, 721, Shonberger Pa.Super. 530 365 Ambridge, 413 Pa. 197 A.2d 112, (1987) Burruss, (1964); (citing Pearl Assurance of Landisburg A.2d Bank (1987), Agency, Pa.Super. Co. v. National Ins. 524 A.2d 896 denied, (1943)). 516 Pa. 532 A.2d 436 alloc. (1987). Although exercise control of intentional, alleges only conversion with Complaint over the chattel must be the tort Chendorian, not the McKeemans. proof regard to does not rest on conversion Corestates, conspiratorial In furtherance the bank where the account held, agreement, committed the had access to the account and defendants was act above. tortious described subsequent ability “deprive” to Chen- it, required dorian of her as is rights The actions of defendants constituted improperly show conversion. Because the attempt illegally appropriate plaintiffs, from monies to showing does not aver facts ‍‌‌​​​‌‌‌​‌​​‌​​‌‌​​​‌‌​‌‌‌​​​​‌​​‌‌​‌​‌‌​​​‌​​‌​‍conversion on which not entitled. objec- part Security, preliminary were properly granted. tion was Complaint at 7. Clearly, complaint, in their conspiracy 13 We turn now to the Appellants allege that Corestates and Se claim, hinges validity which on the of the curity conspired commit conversion conversion claim. we have conclud- Since money. their Because we have concluded preliminary objection ed that was properly preliminary objection properly was granted regard with to the conversion granted regard to the conversion claim, prelimi- we must also conclude that claim, can of action there be no cause

nary objection properly granted as to civil here on that claim. conspiracy based conspiracy claim.

¶ Turning Appellants’ allega f 14 order to state a civil guilty tion that of intention consрiracy, complaint action for a must distress, al/negligent infliction of emotional allege of two more combination or asserts that: persons acting purpose with a common The aforesaid conduct of defendants do act or a lawful act an unlawful to do was undertaken in concert and with the pur unlawful means or for an unlawful specific physical pain intent to cause pose; pursuance an overt act done *6 suffering plaintiffs[5] by emotional to legal the common actual purpose; and wrongfully improperly seizing and the Shubert, v. 722 A.2d damage. McGuire savings eighty-year plaintiff life of old (Pa.Super.1998). Additionally, Rose Chendorian particu “absent a civil cause of action for a of intentional consequence As the act, lar there can be no cause of action for defendants, and conduct of malicious conspiracy civil to commit that act.” Pela plaintiffs physical pain sustained and Cohen, gatti distress, v. manifesting emotional chest (1987) (citation omitted). 1337, 1342 nausea, pains, pains, stomach tremulous- ness, headaches, which symptoms and ¶ conspiracy portion 15 The of the Com- pre- and rеquired medical treatment plaint avers that and Corestates medication. scription act conspired to commit an unlawful this claim follows the Complaint at 8. As follows: con- Complaint’s allegations negligence, of hereto, At all times material defen- conversion, Appel- and we assume spiracy, agreed by dants and between them- referring allegations lants are tо those satisfy to se- plaintiffs selves to refuse when reference the defendants’ loan account with defendant cured As we have stated “aforesaid conduct.” in an effort to extort monies Corestates objection was previously, preliminary and with the intention of plaintiffs regard from the con- granted properly such, injury causing, intentional and malicious claims. As conspiracy version and in their financial and busi- conclude that it was error for ‍‌‌​​​‌‌‌​‌​​‌​​‌‌​​​‌‌​‌‌‌​​​​‌​​‌‌​‌​‌‌​​​‌​​‌​‍plaintiffs we cannot objee- grant preliminary the trial court to ness affairs. allegations that the Although portion the al- makes it clear this of apply physical pain leges physical pain of and emotional distress "plaintiffs” sustained Chendorian, distress, not the McKeemans. the remainder of the and emotiоnal con- egregious “outrageous not include intentional/negligent infliction tion to the Moreover, disregard [Ap- we note done in a reckless claim on this basis. duct Hyundai rights.” Johnson pellants’] that: (Pa.Su- America, 698 A.2d Motor determine, in “It is for the court (“[A] may punitive award court per.1997) instance, whether actor’s con- first if an actor’s conduct damages only regarded as so reasonably duct can be willful, malicious, wanton, or oppressive, permit outrageous as to extreme indifference to the a reckless exhibited recovery.” defining outrageous (citations omitted). others.”) rights has this Court requirement, conduct stated: reasons, we af- 19 For the only where Liability has been found objections to preliminary firm grant outrageous the conduct has been so and revеrse complaint, part, Appellants’ character, degree, and so extreme in claim. as to the go beyond possible as to all bounds of ¶20 Affirmed, Reversed, part; regarded as atro- decency, to be proceedings Remanded for consis- part; cious, utterly intolerable a civi- decision; Jurisdiction relin- tent with case is society. Generally, lized quished. in which the recitаtion of the facts one average

to an member of the commu- BROSKY, Concurring Opinion by J. nity would arouse his resentment actor, him against and lead J., BROSKY, concurring. exclaim, “Outrageous.” join majority’s disposition 1 I in the relating to the trial court’s arguments [Bjecause al- Appellant we find has not in favor of grant of a demurrer leged outrageous by Appellee conduct or Abstract. University, we need discuss ¶ However, separately whether tort of intentional infliction I write to also actually recog- Ap- majority’s disposition of emotional distress is address Pennsylvania. nized in the trial pellants’ first issue: whether refusing its discretion court abused Scranton, University Strickland com- Appellants leave to amend the grant (citations (Pa.Super.1997) A.2d *7 that majority The has concluded plaint. omitted). Similarly, we will not disturb Supreme by set forth our principles the trial court’s conclusion that Lord, in v. 553 Pa. Commonwealth Court outrageous alleged have not conduct case, (1998), 415, a criminal A.2d 306 719 intention- Security which would constitute in civil cases.” equally applicable “are infliction of emotional distress. al/negligent Therefore, the ma- at 4-5. Memorandum that Appellants lastly 18 assert concludes, has been this issue jority damages. punitive are entitled to it failure to include by Appellants’ waived that Cores- Specifically, Appellants assert 1925(b) in statement. their reckless con Security displayed tates and however, Lord, addressed specifically imposition 3 duct which would warrant 1410 Pa.R.Crim.P. con the issue of “whether damages. light of our punitive deeming court from objection aрpellate an precludes that preliminary clusion fails to Appellant when an regard to the con an issue waived granted properly of Mat- in his Statement version, raise that issue intentional/negli conspiracy, claims, Appeal pursuant of on Complained ters of emotional distress gent infliction 1025(b).” A.2d at 307. 719 are not Pa.R.A.P. punitive damages it clear that Supreme to our presented thus thereto. As to the issue regard warranted with interpre- construction and claim, it involved conclude that does Court we 1410 and Pa. it tation of both Pa.R.Crim.P. damages as does punitive not warrant 662 1925(b) would, analysis, I conclude ques-

R.A.P. to determine whether ed. under this Appellant’s argument a criminal that has therefore following raised conviction tions appellate Taylor, supra. had preserved pursuant been review. been waived only I in the Accordingly, concur result My unwavering, ‍‌‌​​​‌‌‌​‌​​‌​​‌‌​​​‌‌​‌‌‌​​​​‌​​‌‌​‌​‌‌​​​‌​​‌​‍4 concern is with majority’s disposition of the issue of application of Lord to all cases on blanket complaint. amendment of the I appeal. do not read the decision Lord automatically preclude consideration of case, all civil and criminal evеry issues appellant

where an has failed to include a 1925(b)

specific question his statement. such an our interpretation

Absent Su- banc, en I

preme Court or this Court

would decline to so hold. See Common- 707, PA Steadley,

wealth v. 748 A.2d KUNEY, George former husband J., concurring Super (Popovich, (In- Kuney, Kuney Adrienne Adrienne such blanket dissenting) (questioning Plaintiff) voluntary former wife of Lord, application language of the George Kuney, Appellants, Superior that has discre- concluding Court by an tion to consider an issue raised 1925).

appellant provided by Pa.R.A.P. CLINIC, Dr. FRANKLIN BENJAMIN ¶ Moreover, I would decline to so ex Silber, Pennsylvania Steven presented tend Lord to the situation Hospital, Appellees. instead, would, appeal. I focus on instant Pennsylvania. Superior Court of effec longstanding analysis whether appellate tive review has been foreclosed. 5, Argued April See, e.g., Taylor Owens-Coming Fiberg April Filed A.2d 681 Corp., las (1995), denied, appeal 544 Pa. (1996)(failure particu to raise a

A.2d 1201

lar issue concise statement of matters

complained appeal may of on result issue, that failure

waiver of that where review); appellate

hinders effective Pa. (same). Douglass,

R.A.P. 1925 Giles v. Cf. Super PA

(ruling appellant failure of to file

1925(b) all issues for ap statement waived review).

pellate

¶ A of whether amend- determination pleadings permitted

ment should be discretion of the

rests within the sound Borough Mifflinburg trial court.

Heim, (Pa.Super.1997). 705 A.2d 456 As this issue in their

Appellants failed to raise

1925(b) statement, the trial court did Appellants’ com-

address amendment of trial the benefit of the

plaint. Without such failing permit

court’s reasons for

amendment, appellate effective review has been foreclos-

its exercise of discretion

Case Details

Case Name: McKeeman v. Corestates Bank, N.A.
Court Name: Superior Court of Pennsylvania
Date Published: Apr 19, 2000
Citation: 751 A.2d 655
Court Abbreviation: Pa. Super. Ct.
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