50 Miss. 531 | Miss. | 1874
delivered the opinion of the court:
The foreclosure of the mortgage is resisted upon several grounds. It is averred in the answer that Mrs. McDuff did not make the acknowledgment within the terms of the statute. The certificate of the probate clerk, before whom it was made, recites an almost literal compliance with the law.
It is also set up that the bill single, the evidence of the debt, is not obligatory upon Mrs. McDuff because of her coverture; that the mortgage is invalid as a security ; or if available at all, only to the extent of the income of the mortgaged premises.
The brother of Mrs. McDuff was indebted to the trustees of the school fund, by note and mortgage, and having an opportunity to sell his land thus incumbered, he induced his sister and her husband to substitute their obligation and the mortgage in question, so as to relieve his land. The land thus mortgaged by McDuff and wife had been long prior thereto, conveyed to them jointly, as husband and wife. They aver, however, that the consideration paid to their vendor was the separate means ot the wife, and that in equity she is the exclusive owner of the property, constituting, under the statutes, a separate estate in her.
It has been held, that the power of a married woman to mortgage her separate property is limited to securing those debts which she is permitted under the statutes to incur; and, secondly, for the debts of the husband, but that only to the extent of the income. Viser v. Scruggs, 49 Miss., 713-714; Dibrell v. Carlisle, 48 Miss., 706; Foxworth v. McGehu, 44 Miss, 432. These authorities further hold that a mortgage on the wife’s separate property, to secure a note made by husband and wife (to which note the plea of coverture would be a valid defense at law) is nevertheless a valid security, to the extent of the income of the property, because such note-is obligatory on the husband, and such mortgage is good, within the intendment of the last clause of sec. 23, p. 336, Code of 1857. See also Whitworth v. Carter, 43 Miss. Rep., 61. If it were true, then, that the lands embraced in the mortgage were
But the estate which vested in McDuff and wife, by the conveyance from Defiere to them, was an estate of entirety. The legal effect of a conveyance to husband and wife, is not to make them joint tenants, or tenants in common ; under the statute both are seized of the entirety, and have none of the unities and incidents to covenancy. Both being seized of the entirety, neither could alien without the consent of the other, and the survivor would take the whole. The same deed which would create an estate in joint tenancy in other persons, make husband and wife tenants of the entirety. Coke on Ditt., 187, b. 2 Black, 182; 2 Kent Com., 132. ; In Hemmingway, Adm’r, v. Scales, 42 Miss., 16 and 17, it was held, that this sort of estate existed in this state as at common law. That it was not abolished by art. 18, p. 309, of the Code of 1857, declaring “ all conveyances * * to two or more persons, shall be construed to create estates in common, and not in joint tenancy.” The main purpose of this statute was to do away with the common law incident of the jus accrescendi of joint tenancy, so that the interest of each tenant might descend to the heir, instead of going to the survivor. In that ease the surviving wife took the whole estate. Both husband and wife are seized of the entirety. Torry v. Torry, 14 N. Y., 430. And take but one estate. Taul v. Campbell, 7 Yer. Tenn. Rep., 333.
Has Mrs. McDuff such such an estate, as is “separate” within the meaning of the statutes for the protection of the property of married women? In Groelet v. Gori, 31 Barb., 314, the single point considered by the court was, as to the effect of the New York statute on that subject (which is much like ours), on a conveyance to husband and wife; it was ruled that it had no application to such an estate. These statutes were not designed to embrace estates, which the feme covert takes and holds jointly with her husband, but those which she takes and holds (to the extent ■defined) as if she had no husband. The marital rights remain as
One of the incidents of the estate is tbac it can only be alienated by the joint act of the husband and wife. We think that the mortgage made by them, to the trustee of the common school fund,, is valid.
A separate conveyance by the husband would pass no present interest to an alienee. This estate as we have seen, is not affected by the statute which converts the estate of joint tenants into tenancy in common, nor by the statutes for the preservation and protection of the separate property of married womeii. It has always been the mode in this state, and perhaps now in all the American states, where jurisprudence has been derived from the common law, to transfer by joint deed of husband and wife, the real estate of the wife owned at the time of tbe marriage, or subsequently acquired, or an estate jointly held by husband and wife. Under our statute the deed conveys the fee simple title. That assurance has become the substitute for the common law modes. It would follow then that as at the common law an alienation of the estate of entirety could be made by husband and wife; it can-be done here by a joint deed properly sealed and acknowledged. Since they could convey absolutely the ordinary deed of bargain and sale, they could also mortgage the property which, strictly speaking, is the conveyance of a conditional estate. The reasoning of the court in Sessions v. Bacon, 26 Miss.,' 273 was, if the husband and wife may make an absolute alienation, it was clear a lesser one by mortgage could be conveyed. Inasmuch as the power to convey by proper deed existed without limitation or restriction, a lesser estate than the absolute fee might be transferred. The statute of 1857, putting a restriction on the power of mortgaging the wife’s property, modifies the law as it existed at that time.
But it is argued for Mrs. McDuff that, because her separate prop
That, however, would be but a secret claim, which could not prevail against the mortgagees, who were such for a valuable consideration. Love v. Taylor, 26 Miss., 574, and cases there cited. The consideration of the mortgage and bill single is, the extinguishment and payment of the note and mortgage of the brother of Mrs. McDuff to the school trustees.
The further defense made in the answer, that the deed was intended to be made from Laflore to Mrs. McDuff alone, is not seriously insisted upon in this court. The proof is, that the conveyance was purposely made to husband and wife, under a mistake of law, that it could not be made to the wife alone. In that view, the conveyance was executed as desired, but the legal effect does not conform to the view of the parties. Clearly, parties accepting from McDuff and wife a mortgage, would not be affected by such defense as this.
It was also insisted that the suit abated by the expiration of Howard’s term of office, and that it was error to substitute Beau-champ his successor, as complainant in his stead.
This suit was begun by Howard, county superintendent, and upon his retirement from office was continued in the name of Beauchamp, his successor. It is contended that the expiration of the term of office of Howard wrought an abatement of the suit; and there is no law authorizing its revival and prosecution by his successor. We know of no statute applicable to this state of facts. We believe, however, that the practice has long prevailed in this state, to allow a successor in office to prosecute a suit instituted by his predecessor. For many years, the bonds of officers were payable under the law to the governor; those of executors, administrators and guardians, to the judge of probates. It was never supposed that a change of the incumbents of these offices, abated a pending suit in the technical sense. In Portevant v. Pendleton, Adm’r, 23 Miss. Rep., 40, it was said that “ by the common law all
The change in the incumbents of office pending the suit, does not abate the suit, and make it necessary to begin de novo, if the successors are charged with the same precise duties. Sutter v. City of Madison, 15 Wis., 37. In the case of Lindsey v. Auditor, 3 Bush. (Ky.), 235, the auditor resigned and his successor was qualified. This, say the court, presented no defense in bar or abatement. The induction of the new order should have been suggested, and the suit should have progressed against him. See also 18 B. Monroe, 13; Madox v. Grayham & Knox, 2 Met. Ky., 71; Clark v. McKenzie, 8 Bush. Ky., 531. In such cases, whether
It was not error therefore to permit Beauchamp, the successor of Howard to prosecute the suit to final decree.
We see no error in the decree of foreclosure, and it is affirmed.