MEMORANDUM & ORDER
In this mаtter, plaintiffs Teri McCam-mon and Corey McCammon allege violations of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 (“FDCPA”) against defendants Bibler, Newman & Reynolds PA, Billy E. Newman, 1 and Dynamic Recovery Services (Dynamic). Plaintiffs also allege claims of defamation and tortious interference with a contract right and request enforcement of a settlement agreement. Currently before the court are motions for summary judgment by defendants B & N (doc. 39) and Dynamic (doc. 42). For the reasons stated below, both motions are denied.
Summary Judgment Standard
Summary judgment is appropriate if the moving party demonstrates that there is “no genuine issue as to any material fact” and that it is “entitled to a judgment as a matter of law.” Fed.R.Civ.P. 56(e). In applying this standard, the court views the evidence and all reasonable inferences therefrom in the light most favorable to the nonmoving party.
Burke v. Utah Transit Auth. & Local 382,
The moving party bears the initial burden of demonstrating an absence of a genuine issue of material fаct and entitlement to judgment as a matter of law.
Thom v. Bristol-Myers Squibb Co.,
If the mоvant carries this initial burden, the nonmovant may not simply rest upon his or her pleadings but must “bring for
*1168
ward specific facts showing a genuine issue for trial as to those dispositive matters for which he or she carries the burden of proof.”
Garrison v. Gambro, Inc.,
Finally, the court notes that summary judgment is not a “disfavored procedural shortcut;” rather, it is an important procedure “designed to secure the just, speedy and inexpensive determination of every action.”
Celotex, 477
U.S. at 327,
Defendant B & N’s Motion for Summary Judgment
I. Facts
Ms. McCammon incurred a debt with ATMOS Energy Company (“ATMOS”) sometime prior to January 31, 2005. This unpaid bill was referred to a nоn-party collection agency based in Colorado which hired B & N to collect the debt. B & N instituted a collection lawsuit against Ms. McCammon on behalf of ATMOS in January of 2005 in the district court of Johnson County, Kansas. On March 31, 2005, Ms. McCammon appeared in the district court action and entered a general denial. Discovery requests were served on Ms. McCammon in early August of 2005. Ms. McCammon contacted B & N regarding the discovery requests and also informed B & N that she had satisfied the debt by paying Dynamic. B & N told Ms. McCam-mon that she would need to remit payment directly to B & N to satisfy the debt because B & N did not know anything about Dynamic collecting on the debt.
On August 23, 2005, Ms. McCammon called B & N and insisted that she had paid Atmos the $798 she owed; B & N responded that they would have to verify the payment and that, regardless of paying the $798, Ms. McCammon would still need to pay the costs and prejudgment interest. On August 26, 2005, the court entered default judgment against Ms. McCammon in the amount of $968.53, which included interest and costs; the judgment also provided for post-judgment interest. On October 3, 2005, after receiving confirmation that Ms. McCammon had paid $798 to Atmos, B & N informed Ms. McCammon that she still needed to pay the remaining balance of $279.87, which consisted of fees and interest as awarded in the state court judgment. Ms. McCammon ultimately agreed to pay the $279.87 balance in two payments.
Soon after the conversation with B & N, Ms. McCammon pulled hеr credit report and noticed the default judgment by At-mos appeared. She contacted B & N and asked why the judgment was entered when she had already paid $798 to Dynamic. According to B & N, it had sought but not received confirmation of the payment to Atmos until after the default judgment was entered. B & N also told Ms. McCammon that she still owed B & N the balance of $279.87 pursuant to the court’s order regarding the default judgment. Ms. McCаmmon stated that she “assumed” the $279.87 amount included attorney’s fees. B & N states, however, that this amount consists only of court filing costs and interest, as provided for in the district court’s order, and does not include attorney’s fees.
On June 10, 2006, Ms. McCammon and her husband, Cory McCammon, filed this lawsuit, alleging that B & N committed various violations of the FDCPA which caused the plaintiffs to suffer actual damages as well as consequential damages in the nature of damaged credit and higher interest rates stemming from the allegedly erroneous entry of default judgment in the state court. The plaintiffs also assert *1169 state claims of defamation and tortious interference with a contract right against B & N. In its motion for summary judgment, B & N does not address the merits of plaintiffs’ arguments. Instead, B & N alleges that the plaintiffs’ FDCPA claims are barred by the Rooker-Feldman doctrine or, alternatively, that those claims are barred because plaintiffs cannot prove injury in fact or causation. 2
II. Analysis
A. Rooker-Feldman Doctrine
Defendants argue that, because the plaintiffs are essentially asking this court to rule on the validity of the state court judgment, this court lacks subject matter jurisdiction pursuant to the Rooker-Feld-man doctrine. Plaintiffs, on the other hand, assert that thеy are not seeking a review of the state court judgment; rather, they are complaining that the debt collection practices that B & N engaged in prior to and after the default judgment was entered violated federal law.
The origin of the
Rooker-Feldman
doctrine is 28 U.S.C. § 1257(a), which states that “[f]inal judgments or decrees rendered by the highest court of a State in which a decision could be had, may be reviewed by the Supreme Court by writ of certiorari.” In
Rooker v. Fidelity Trust Co.,
The Supreme Court revisited this doctrine in
Exxon Mobil Corp. v. Saudi Basic Industries Corp.,
At least five- courts
post-Exxon
have considered the applicability of the
Rooker Feldman
doctrine to circumstances similar to those in this case, whеre creditors (or
*1170
debt collectors) obtain a judgment in state court but have their collection practices challenged in federal court under the FDCPA.
Todd v. Weltman, Weinberg & Reis Co., L.P.A.,
For example, in
Senftle,
the district court determined the plaintiffs allegations regarding defendant’s violations of the FDCPA “pertain[ed] to the manner in which [defendant] collected Senftle’s debt, not the validity of the underlying debt.”
Senftle,
In
Foster,
the district court relied on
Todd
and held that
Rooker-Feldman
did not apply because “[plaintiffs’ alleged injuries here are not the result of the state court judgments themselves, but rather [result] from the allegedly illegal рractices Defendants used to obtain those state court judgments.”
Foster,
In this case, plaintiffs allege that B & N used false, deceptive, and misleading representations and means in connection with the collection of the Atmos debt in violation of § 1692e. More specifically, plaintiffs allege that B & N: (1) violated § 1692e(2)(B) 3 by continuing to demand payment knowing that Ms. McCammon had paid Atmos; (2) violated § § 1692e(4) and (5) 4 by continuing to pursue the state *1171 court judgment knowing Ms. McCammon had paid Atmos; and (3) violated § 1692e(8) 5 by failing to report the debt paid and remove the judgment from Ms. McCammon’s credit report. Plaintiffs also allege that B & N engaged in debt collection conduct which oppressed and abused plaintiffs in violation of. § 1692d аnd used unfair or unconscionable means to collect the debt in violation of § 1692f. 6
Although the court recognizes that the above-cited cases do not involve exactly the same facts as this case and are not binding on this court, it nevertheless finds their reasoning persuasive. In the Kansas action, the Johnson County District Court simply found that Atmos was entitled to default judgment. In this case, on the other hand, Ms. McCammon brings a claim under the FDCPA, challenging the debt collection practices B & N utilized in obtaining the default judgment and not the validity of the default judgment itself. Thus, because the court perceives Ms. McCammon’s complaint as alleging an FDCPA claim stemming from B & N’s debt collection practices rather than the result of the state court proceedings, it concludes that these claims are not precluded by the
Rooker-Feldman
doctrine.
See Wyles,
B. Damages
B & N also argues that they are entitled to summary judgment because the plaintiffs cannot establish that they suffered “injury in fact” as required for Article III standing. However, the Tenth Circuit has explicitly recognized that, because “the FDCPA provides for liability for attempting to collect an unlawful debt ... and permits the recovery of statutory damages ... in the absence of actual damages[,] ... actual damages are not required for standing under the FDCPA.”
Robey v. Shapiro, Marianos & Cejda, L.L.C.,
B & N also argues it is entitled to summary judgment because the plaintiffs cannot establish causation with respect to their damages without an expert witness and the time for designating expert witnesses has passed. B & N cites
Bynum v. Cavalry Portfolio Services, L.L.C.,
Defendant Dynamic’s Motion for Summary Judgment
I. Facts
Ms. McCammon incurred a debt with ATMOS Energy Company (“ATMOS”) sometime prior to January 31, 2005. In April of 2005, after being hired by ATMOS to collect the debt, Dynamic contaсted Ms. McCammon concerning the debt. Subsequently, Dynamic and Ms. McCammon entered into a settlement agreement whereby Ms. McCammon agreed to make an initial payment of $100 by phone and to remit the remaining balance of $698 within one week to ATMOS in satisfaction of the debt. In her deposition, Ms. McCammon testified that she asked a representative of Dynamic “does this mean that if ... I pay this debt, that I will avoid judgment” and that the representative responded “yes.” Ms. McCammon testified that she made the assumption that Dynamic was in contact with B & N; she “figured” that if she paid the debt to Dynamic, she would avoid judgment in the B & N action. Ms. McCammon did submit the initial payment of $100 and subsequently sent a check for $698.69 which was cashed on August 1, 2005. Dynamic states that it had no knowledge of B & N’s collection actions concerning this debt.
On June 10, 2006, Ms. McCammon and Mr. McCammon filed the complaint in this action alleging that Dynamic violated various provisions of the FDCPA. Specifically, the plaintiffs allege that Dynamic: (1) falsely represented to plaintiffs the character, amount and legal status of the debt owed by Ms. McCammon in violation of § 1692e(2)(A); made a false representation to plaintiffs concerning the sеrvices rendered and the compensation which may be lawfully received in violation of § 1692e(2)(B); communicated credit information which is known or should be known to be false in violation of § 1692e(8); created a false impression as to the authorization and approval of the state court judgment in violation of § 1692e(9); and used false representations and decеptive means to collect or attempt to collect the debt of Ms. McCammon in violation of § 1692e(10). The plaintiffs also allege that Dynamic violated § § 1692d(l) and 1692f(1). 7
II. Analysis
Dynamic argues that, because it had no knowledge of B & N’s collection actions, there is no genuine issue of material fact regarding whether it violated the FDCPA. In its motion, Dynamic makes a conclusory statement that “[t]he undisputed facts, however, establish that Dynamiс had no involvement in the lawsuit brought by [B & N] on behalf of ATMOS against Teri McCammon or entry and maintenance of the resulting judgment.” This statement does not, however, address Ms. *1173 McCammon’s specific arguments that Dynamic violated the FDCPA as set forth in her complaint.
Dynamic relies on the district court’s opinion in
O’Connor v. Check Rite, Ltd.,
Dynamic has failed to satisfy this burden bеcause there is nothing in the mere five paragraphs of briefing that it devoted to this issue, except for the coriclusory statement mentioned above, to demonstrate the absence of genuine issues for trial regarding any of the plaintiffs’ specific claims. Although the court and/or a jury may ultimately find the plaintiffs’ arguments weak, the court declines to attempt to determine Dynamic’s summary judgment arguments in the absence of any guidance from Dynamic itself. Thus, the court concludes Dynamic is not entitled to summary judgment. 8
Dynamic also argues that it is entitled to summary judgment, irrespective of liability, because Ms. McCammon has no admissible evidence of actual damages. Specifically, Dynamic argues that the plaintiffs must have an expert testify regаrding the actual damages and that, since they have failed to designate an expert within the requisite deadline, the’ plaintiffs’ claims must fail as a matter of law for lack of damages. As mentioned above, however, so long as plaintiffs prove a violation of the FDCPA, they may be entitled to recover statutory damages.
See Robey,
IT IS THEREFORE ORDERED BY THE COURT'THAT defendant'B & N’s motion for summary judgment (doc. 39) is denied and defendant Dynamic’s motion for summary judgment (doc. 42)’ is denied.
IT IS SO ORDERED.
Notes
. Because Mr. Newman and Bibler, Newman & Reynolds move for summary judgment in the same motion with the same arguments, the court will refer to them collectively as B & N.
. B & N's motion does not address plaintiffs’ state law claims.
. 15 U.S.C. § 1692e(2)(B) prohibits the false representation of “any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.”
. 15 U.S.C. § 1692e(4) prohibits "[t]he representation or implication that nonpayment of any debt will result in the arrest or imprisonment оf any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.”
15 U.S.C. § 1692e(5) prohibits threatening "to take any action that cannot legally be taken or is not intended to be taken.”
. 15 U.S.C. § 1692e(8) prohibits "[Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.”
. The complaint in this case largely follows the language of the federal statute without much specific detail and the pretrial order has not yet been entered. The court has, therefore, determined these to be the gist of the claims asserted by the plaintiffs based on the assertions contained in their response to B & N's motion for summary judgment. Furthermore, because B & N did not address the underlying merits of these claims, the court makes no findings regarding whether these claims will ultimately be successful.
. Although it is unclear whether the plaintiffs assert their state law claims for defamation and tortious interference with a contract against Dynamic, the court need not determine that issue because Dynamic does not argue that it is entitled to summary judgment on those claims.
. Similarly, Dynamic’s unsupported allegation in a footnote that “Dynamic had no contract whatsoever with co-plaintiff Corey McCammon and for this reason alone, his claims should be, dismissed” is insufficient to show that Dynamic is entitled to summary judgment on Mr. McCammon’s claims.