John and Virginia Mason have been separated for ten years. Their child, Kelly Ann Mason [hereinafter daughter], who will be twenty-one years old on June 1, 1994, has been in and out of schools and has a history of stress-related problems.
In 1985, Mr. Mason (respondent) and Mrs. Mason (appellant) entered into a nonmodifiable separation agreement which was later incorporated into a dissolution decree. Respondent agreed to keep appellant on his employer-provided insurance program for as long as they remained legally separated and to provide her with insurance at his expense should he convert the decree of separation into a decree of dissolution of marriage. He also agreed to provide daughter with insurance and to pay $800 per month in child support until daughter reached age twenty-one or was emancipated, whichever came first. At the time, he was earning $669 per week and appellant was earning approximately $120 per week. 1
On June 28, 1991, respondent sought to convert the decree of separation into a decree of dissolution of marriage and to modify the contractual and decretal agreement on the grounds that his physical health and the lack of work made it increasingly difficult to continue working sufficient hours to enable him to pay $800 a month in child support and that he would not be able to afford to provide appellant with insurance at his expense after the divorce was finalized. Respondent, who was employed as an ironworker for thirty-seven years, had developed heart and blood pressure problems, tendinitis in the elbow joints and had surgery on both of his knees. His statement of income, filed August 30, 1991, indicated that in 1991 he was earning approximately $410.60 per week. (This would calculate to $21,351.20 per year; however, respondent’s tax return showed that he earned $29,557.44 in 1991.) Appellant’s income at the time was approximately $214.10 per week.
The trial court converted the decree of separation into a decree of dissolution of marriage and terminated respondent’s obligation to provide appellant with insurance. It also reduced the child support payments from $800 to $100 a month, extended the payments until daughter reached twenty-two but conditioned them on daughter’s enrollment and attendance in school, and retroactively ordered respondent to render the payments directly to daughter. This appeal followed. We affirm in part and reverse in part.
Citing
South Side Plumbing Co. v. Tigges,
We affirm the conversion of a decree of separation into a decree of dissolution of marriage.
Next, we address appellant’s claim that the trial court erred when it terminated respondent’s obligation to provide appellant with insurance. The relevant part of the separation agreement, which was later incorporated into the dissolution decree, reads as follows:
Husband agrees to keep his wife as insured, on his health insurance policy obtained through his employer so long as husband and wife remain legally separated. Husband agrees to keep his daughter, Kelly Ann Mason, as insured on the same policy until she reaches the age of 21 years or becomes legally emancipated. In the event husband converts the decree of legal separation to a decree of divorce, husband agrees to maintain a policy of insurance on his wife at his expense. In the event his wife converts the decree of legal separation to a decree of divorce, husbands [sic] obligation to provide health insurance for his wife shall terminate but shall continue for Kelly Ann Mason until she reaches the age of 21 years or becomes emancipated. In the event wife obtains insurance through an employer, husband is relieved of his obligations to provide her with insurance.
This agreement shall be contractual and non-modifiable by the court.
Appellant claims that in terminating respondent’s duty to provide her with insurance the court overstepped its powers as the contract was expressly nonmodifiable. In response, respondent argues first that the insurance provision contradicts the waiver of maintenance provision in the separation agreement. We disagree. Although insurance is a form of maintenance,
See, McAvinew v. McAvinew,
Respondent further replies that the agreement is vague and unenforceable since it fails to specify the type of insurance that he must provide if he converts the decree of separation into a decree of dissolution of marriage. He cites
Echele v. Echele,
Respondent’s argument that he was unaware that he was agreeing to such a long-term and nonmodifiable requirement is also insupportable. Missouri law is clear that absent a showing of fraud, a party who is
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capable of reading and understanding a contract is charged with the knowledge of that which he/she signs.
State ex rel. St. Louis Car Co. v. Hughes,
Finally, we address respondent’s argument that the trial court was correct in relieving him of his obligation to provide wife with insurance due to changed circumstances. Separation agreements are considered enforceable contracts.
See,
§ 452.325.2; 5 RSMo 1986. Section 452.325.6 RSMo 1986 grants parties the right to enter into non-modifiable agreements as long as they do not concern the support, custody or visitation of children.
See, Kocherov v. Kocherov,
We now move to the issue of child support. The separation agreement provided:
The parties agree, after examining all relevant factors, that it is reasonable for husband to pay the sum of $200 per week for the support of Kelly Ann Mason. These payments shall continue until Kelly Ann Mason shall reach the age of 21 years or become legally emancipated, whichever shall come first. For purposes of this agreement Kelly Ann Mason shall be considered emancipated when she does any of the following:
1. Reaches the age of 21 years
2. Dies
3. Enters into marriage
4. Enters into full time employment or joins the Armed Forces of the United States on active duty.
We begin by noting that unlike maintenance, parties cannot enter into nonmodifiable agreements concerning child custody; visitation or support.
Kocherov,
Appellant also claims that respondent failed to satisfy his burden of showing that a substantial and continuing change occurred which would give the court the power to alter the child support payments. We can address this issue since it relates not to the amount of the support but rather to the court’s right to modify the support payments in any manner.
Bell v. Gilliam,
Whether the court reduced the payments by an appropriate amount, however, is a separate question which we may not address due to the parties’ apparent failure to submit a Form 14 to the trial court and to include this form in their legal file on appeal.
Ibrahim v. Ibrahim,
Although we are precluded from reviewing the amount of the payments, we may discuss the other terms which were altered by the trial court. Appellant contends that the trial court erred in ordering that respondent pay the child support directly to daughter. We agree.
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Section 452.340.5 RSMo Cum.Supp. 1993 provides that if a child is enrolled in a secondary or post-secondary institution, the child or his/her obligated parent may petition the court to order that the obligated parent make the payments directly to the child. In enacting this statute, however, the legislature could not possibly have meant that in a case
sub judice
in which a child attends school but still lives in the custodial parent’s home, the court may order that the obligated parent pay the
full
support amounts directly to the child. The inherent problems with such an interpretation of this statute are well-evidenced by the situation in the case at hand. Appellant adduced evidence at the hearing that although her daughter had recently began a full-time job, she consistently refused to contribute towards family expenses and she was generally poor at managing her money. Appellant was, therefore, attempting to maintain the family home solely on her salary of $856.40 per month while the daughter resided with her. Child support is to be used to aid the custodial parent to pay the reasonable expenses of a child. Accordingly, in a case in which a child lives in his/her parent’s home, the parent should directly receive at least a portion of the child support. However, in a case such as this one, in which the child support payments barely provide sufficient funds to defray the costs of the child’s food,
5
and the evidence indicates that the child is generally poor at managing the money in his/her possession, the custodial parent should receive the entire amount so that he/she can oversee the proper use of these funds. We, therefore, find that respondent should make the payments directly to appellant.
See, Umphenour v. Umphenour,
Appellant also claims that the trial court erred in conditioning the child support payments on daughter’s enrollment ,and attendance in school since daughter’s emotional problems have pervaded her life and continue to constitute extenuating circumstances necessitating unconditional support past age eighteen. As evidence, appellant notes that daughter attended Al Anon and other counseling after her father went into Alcoholics Anonymous in 1980 and, that after he left the family home in 1983, daughter began experiencing almost daily fainting spells. The doctors said that daughter’s physical problems were linked to stress. Then, in 1990, daughter refused to leave her bed for a period of three months. She was consequently hospitalized at St. Anthony’s Stress Center where she attended numerous counseling sessions. It was also around this time that daughter dropped out of high school, although she received her equivalency degree in March 1991. She enrolled in college classes in the fall of 1991 only to drop them a few weeks later. She moved out of her mother’s home and then returned two months later. She also took on a job as a waitress which also only lasted a few weeks. As to daughter’s current situation, we know that approximately a month before the hearing she began a new job. The week of the hearing she enrolled in nine hours of college classes and she has not had any counseling since March 1990.
Although a child who is not attending secondary school or college is ordinarily not qualified to receive child support past age eighteen, § 452.340.3(5), § 452.340.5 RSMo Cum.Supp.1993;
Beeler v. Beeler,
Since it is not clear from the record when respondent ceased making partial or full payments, this matter must be remanded to the trial court to determine the total amount of child support, if any, that respondent is obligated to pay to appellant.
We reverse the judgment in part, ordering respondent to continue providing insurance coverage for appellant and pay directly to appellant the child support. We affirm the trial court’s judgment in all other respects. Costs assessed to respondent.
Notes
. All income figures are taken from the parties’ statements of income and are based on gross salary. We note that the statements of income and the tax returns contain several inconsistencies.
. When the agreement was executed in 1985, Chapter 452 of Missouri's statutes did not define
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the word "minor.'' The age at which child support was terminated was, therefore, determined by case law.
Biermann v. Biermann,
. Appellant also argues that at the time of the execution of the contract, the parties expected that the minimum cut-off age for child support would eventually be lowered to eighteen. She claims that the agreement was an attempt to "protect” their child from such a change in the law because they believed that she would not be able to care for herself at age eighteen. We find no support for her contention in either the agreement or the transcript and we will not decide cases based on statements from the briefs which are unsupported by the record.
. The parties in this case did not include a copy of Form 14 in their legal file and we do not know if they ever submitted this form to the trial court. However, we do know that the trial court utilized the Form 14 since it noted in its order that the application of the guidelines would be unjust under the circumstances.
. The trial court reduced the payments to $100 per month.
