48 S.E. 735 | N.C. | 1904
This is an action for foreclosure of a mortgage on the wife's land, executed by her jointly with her husband. In her answer she avers that the execution of the mortgage "was procured by the fraud and undue influence of her said husband, who had represented to her and induced her to believe that the said mortgage was only for half the debt (334) attempted to be secured thereby," and that relying upon his representations she failed to read the mortgage before signing the same. But there is no allegation or proof that the mortgagee had notice of or participated in such fraudulent representations. The privy examination is properly certified. Chapter 389, Laws 1889. provides that where a privy examination is properly certified it shall not be held invalid because *244
procured by fraud, duress or undue influence unless the grantee had notice of or participated in the same. Butner v. Blevins,
The words of the habendum in the deed to the defendant are "to her, the party of the second part, her heirs and assigns during her natural life and at her death then to belong to her bodily heirs to have and to hold in fee simple forever." The contention that this deed gave her only a tenancy in common with her children is unfounded. The Code, sec. 1239, providing that a limitation "to the heirs of a living person shall be construed to be to the children of such person," applies only when there is no precedent estate conveyed to said living person, else it would not only repeal the rule in Shelley's case, but would pervert every conveyance to "A and his heirs" (335) into something entirely different from what those words have always been understood to mean.
Here the words "to her, the party of the second part, her heirs and assigns during her natural life" are contradictory and irreconcilable. Taking the rule that in such cases "the first words in a deed and the last words in a will control," we must disregard the words "for her natural life." There is then conferred a fee simple upon the grantee. The additional words "and at her death then to belong to her bodily heirs to have and to hold in fee simple forever," coming after the fee simple already given her, if they have any effect at all, constitute simply an attempt to limit a fee tail after a fee simple and are nugatory. Taking all the words together, if there is here anything more than the random use of legal terms by a grantor ignorant of their purport and use, we should say that the grantor meant to convey an estate for life to the defendant with remainder to the heirs of her body. This, by the rule in Shelley's case and The Code, sec. 1325, conveys a fee simple. Construing the words strictly, as we have said, it is a conveyance to A and heirs with remainder to the heirs of her body. The words *245
"bodily heirs" have the same meaning as "heirs of the body," and are words of limitation and not words of purchase. RUFFIN, J., in Donnell v. Mateer,
The other exceptions require no discussion. There is No error.
No error
Cited: Jones v. Ragsdale,