If a debtor do not direct the application of a payment, his creditor may place it to what account he pleases.
The court ruled that where a person pays money to a creditor, who has demands against him on two accounts, the creditor may place it to which he pleases, unless the debtor direct its application.
See decisions relative to the application of money paid on account, Clark v. Burdett, 2 Hall, 191; Hall v. Constant, 2 Hall, 185; doctrine considered and discussed In case of Stone v. Seymour, 15 Wend. 19; Paterson v. Sale, 9 Cow. 747; Seymour v. Van Slyck, in Error, 19 Wend. 19; 3 Sumn. R. 98; 9 Wheat. 120; Allen v. Culver, 3 Denio, 284; Cowperthwaits v. Sheffield, 1 Sandf. Rep. 416; Niagara Bank v. Roosevelt, 9 Cow. 409; Baker v. Stackpoole, 9 Cow. 420; Van Pansselear Ex. v. Roberts, 5 Denio, 410; Pattison v. Hull, 9 Cow. 141; People v. County of New York, 5 Cow. 331; Roberts v. Garnie, 3 Cai. R. 14.