2 N.E. 9 | NY | 1885
The question in this case arises upon an exception to the ruling of the trial judge that there was no evidence to go to the jury. The action was for an alleged fraud and deceit, by representations stated to have been made by the defendant as to his business and pecuniary condition, and by *356 which the plaintiffs were induced to sell him goods in August, September and October, 1881, upon credit. The plaintiffs were wholesale merchants in the city of Boston, and the defendant was a small tailor in the city of New York. He was solicited, at his place of business, to make the purchases in question by an agent of the plaintiffs, who, as an inducement, offered "long time," and then took the orders and transmitted them to the plaintiffs. No representations or statements were made to this salesman, nor was any communication made by the defendant to the plaintiffs. They never saw him. But Wesson, one of the plaintiffs, testified that the particulars of the sales were examined by him and the sale consummated, and that he was led to do so by a report from Bradstreet's Commercial Agency, received from it in May, 1881, which, so far as material, is in these words:
"McKinley, J.W., Tailor, New York City.
"States,
"`Have a stock on hand of $2,500, and no liabilities, as I pay cash for all my purchases.'
"He has been in the above business for the past forty years, during which time he failed twice, the last time some three or four years ago, and effected a compromise at fifty cents; * * *
"His wife is said to own property, the income of which supports the family. Parties who have known him many years speak of him as an honest, industrious man; though doing a small, close business, and not doing much if any thing more than making a living for himself. Is not known to be asking any credit, as he became so very slow in his payments that those who sold him for years decline selling him except for cash.
"21 . . . . . . . . . . . . . F . . . . . . . Feb. 25, 1881.
"Nov. 22, 1881. To Macullar, Parker Co.
"The correctness of this report is not guaranteed, but having been obtained by us in good faith — from authorities deemed reliable — it is transmitted to you in strict confidence for your *357 exclusive use and benefit, and in accordance with the terms of the contract existing between us.
"Respectfully, "THE BRADSTREET COMPANY."
The statement by defendant was made in February to a reporter of the agency, who applied to him for it. Another application was afterward, in June, made to him by the same agency, but he refused to respond, saying in substance that "a statement would not do him any good if made," and the agency on the 20th of June, 1881, spread upon its books as follows: "He declines giving any information; he is believed to be working with his wife's money; it is stated he has failed two or three times; regarded as of little responsibility, and jobbing-houses in the city say they would sell him only for cash." This was distributed to those who inquired.
The goods were not paid for, and the defendant made an assignment for the benefit of creditors, November 21, 1881, by which it appeared that he owed $1,977.90 for money borrowed in 1880. It did not appear that he owed any thing for merchandise or stock.
The defendant moved for a nonsuit upon the grounds: 1st, that there was no evidence of any intent to deceive or mislead the plaintiffs in the sale of the goods, or 2d, fraud or false representations to induce them.
We agree with the court below in the opinion that the motion was properly granted. Although fraud is a question of fact, and therefore in general for the jury to answer, it should only be submitted to them upon competent and sufficient proof, — in such a case as the present, First, That the plaintiffs in making the sale acted under a mistake or misapprehension, and second, that the defendant designedly caused the mistake or misapprehension for the purpose of inducing the sale. Here the facts were ascertained, and the court could say as matter of law (Morris
v. Talcott,
What a creditor might have known in the common course of business, he must be presumed to have known. In view of these things it cannot be said that the representations of February had any legitimate connection with the credits extended in August, September and October.
But again: We think the point well taken on the motion for a nonsuit, that there was no evidence of an intention on the defendant's part to deceive or mislead the plaintiffs. This is essential to the cause of action and must be proved, not presumed. (People v. Baker,
The judgment should be affirmed.
All concur, except RUGER, Ch. J., RAPALLO and EARL, JJ., not voting.
Judgment affirmed.