Macalou v. First Unum Life Insurance Company
1:22-cv-10439
S.D.N.Y.
May 13, 2024
Check Treatment
Docket
Opinion Summary

Facts

  1. Plaintiff Abira Medical Laboratories LLC, doing business as Genesis Diagnostics, sued Defendant Transportation Insurance Company, asserting wrongful denial of insurance coverage for business losses. [lines="26-33"]
  2. Genesis filed its original complaint on January 30, 2024, followed by a first amended complaint on April 11, 2024, and a second amended complaint on May 14, 2024, without consent. [lines="26-29"]
  3. A prior action had been filed on November 23, 2020, resulting in a stipulation that restricted Genesis from including pre-2021 bad faith claims in any future lawsuits. [lines="36-50"]
  4. The second amended complaint included allegations of common law breach of contract and bad faith, detailing actions taken before July 30, 2021. [lines="55-66"]
  5. Defendant filed a motion to strike the second amended complaint, arguing the amendment was improper per the rules and the prior agreement between the parties. [lines="76-80"]

Issues

  1. Whether Genesis violated the terms of the prior agreement prohibiting bad faith claims arising before July 30, 2021. [lines="111-114"]
  2. Whether the claims made in the second amended complaint constitute sufficient grounds for a valid cause of action. [lines="138-145"]

Holdings

  1. The court found that Genesis's second amended complaint primarily focused on allegations originating prior to July 30, 2021, violating the prior agreement. [lines="141-146"]
  2. The court determined that allowing Genesis to file the second amended complaint would be futile and waste judicial resources, leading to the motion to strike being granted. [lines="148-151"]

OPINION

ANTICIA MACALOU v. FIRST UNUM LIFE INSURANCE COMPANY, et al.

22-cv-10439 (PKC)

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK

May 13, 2024

CASTEL, U.S.D.J.

ORDER

CASTEL, U.S.D.J.

Antica Macalou has moved for reconsideration of an Order requiring her to file on the public docket certain portions of the Administrative Record relating to her challenge to the denial of long-term benefits by the plan administrator, First Unum Life Insurance Company (“Unum“). (ECF 76.) She seeks reconsideration of the portion of the Court‘s Order requiring plaintiff to file the Administrative Record with only Macalou‘s unrelated medical information and personal information redacted. She contends that the entire administrative record should be filed under seal because her “need to protect her confidential medical information (as compared to the summaries thereof contained in the Complaint and Trial Briefs) is a significant countervailing interest that outweighs the presumption of public access.” (Id. at 2.) The defendant has not taken a position on Macalou‘s motion for reconsideration. (ECF 77.) For the reasons that will be explained, the Court will adhere to its prior Order.

There is no dispute that the Administrative Record is a “judicial document” to which a common law presumption of public access attached. . A judicial document that “directly affect[s] an adjudication” is to be afforded the strongest presumption of public access. (internal quotation omitted). In this case, the parties have stipulated that this action will be tried to the Court pursuant to Rule 52(a), Fed. R. Civ. P. based upon a stipulated administrative record. Were the administrative record sealed as the plaintiff requests, the public would not be able to access the document that the Court will base all of its Findings of Fact upon. The presumption of public access is based on the need for the federal courts “to have a measure of accountability and for the public to have confidence in the administration of justice.” . If the Administrative Record were sealed in its entirety, the public would be deprived of important information necessary to an understanding of its ruling.

In weighing whether the presumption of public access outweighs Macalou‘s privacy interests, it is important to understand that which she seeks to seal. Macalou‘s request to seal the entirety of the Administrative Record is vastly overbroad and unwarranted. For example, the Administrative Record includes: a blank Unum Disability Claim Form sent to Macalou for completion (ECF 48-1 at 35); a description of the duties of an associate partner ( at 51 et seq.); her employer‘s group policy with Unum ( at 98 et seq.); compensation information ( at 54 et seq.); a Department of State, Division of Corporations, Entity Information Form (ECF 48-2 at 87 et seq.); social media postings concerning her employment experience (ECF 48-2 at 90 & 98.) The claim that the entire Administrative Record ought to be sealed because it contains Macalou‘s “health history, diagnosis, treatments, medications, and personal problems, to which the public does not need access” is unwarranted (ECF 76 at 6.) Information about her employment history, relationship with co-workers, job responsibilities and performance would not necessarily disclose any of the medical information she seeks to protect.

It is not the duty of the Court to sift through the voluminous Administrative Record to locate such personal medical information that might overcome the presumption of access. It rests squarely with the party seeking to seal the materials to establish that sealing is warranted. Macalou‘s counsel‘s view that narrowly redacting from information the Administrative Record would be “burdensome” and “not a useful expenditure of counsel‘s time” (ECF 76, at 5 n.2; ECF 56, at 4 n. 4) is not a ground for denying the public of access to any of the Administrative Record.

The motion for reconsideration (ECF 76) is DENIED.

SO ORDERED.

P. Kevin Castel

United States District Judge

Dated: New York, New York

May 13, 2024