80 Iowa 259 | Iowa | 1890
— On the twentieth day of October, 1884, defendant issued to plaintiff two policies of insurance on the property in controversy. They were for the term of five years ; and one insured plaintiff against loss or damage by fire and lightning, while the other, the one upon which this action is founded, insured him against loss or damage by tornadoes, cyclones and wind storms. The tornado policy recites that it was issued “in consideration of a portion of the premiums written in the fire and lightning part of this policy.” The consideration recited in that is $75.80. Notes were given for the amount of the premiums. In June, 1885, the barn- was blown down, the dwelling-house was damaged, and the cattle were injured, by a tornado. The defendant denies liability under the policies, and alleges, by way. of defense, that, of the premium notes given for them, one was due and unpaid' at the time the loss occurred, and that, by the terms of the policies, they were suspended by such non-payment, and hence were not in force at the time of the loss. For a further defense, defendant alleges that plaintiff, in his application for insurance, stated and warranted that there were judgments against him only to the extent of twenty-five hundred dollars, and that the same would be paid, whereas there were judgments against him which amounted in the aggregate to five thousand dollars; that plaintiff permitted his property to be further incumbered, contrary to the terms of his insurance, by allowing a judgment to be taken against him on the
YII. Other questions discussed by counsel are disposed of by what we have already said, or are not of sufficient importance to receive special mention. We have examined them without finding prejudicial error. The judgment of the district court is
AKNIKMED.