119 Cal. 364 | Cal. | 1897
Lead Opinion
On March 11, 1892, the defendant, M. E. Murphy, executed a promissory note for fourteen hundred dollars to W. H. Lee, plaintiff’s testator (and husband), and on the-same day he executed a mortgage on the premises described in the complaint to said Lee, to secure the payment of said note. The mortgage was acknowledged by Murphy before Lee, the mortgagee, and the name of the mortgagee given in the mortgage and the name of the notary were identical.
The consideration of this note was money paid by said Lee to one A. K. Boutwell, at the request of said Murphy, as the purchase price of the land described in the mortgage. The deed was made direct from Boutwell to Murphy, and as a part of the transaction Murphy mortgaged the premises to Lee as security for the purchase price paid to Boutwell.
The deed bore the same date as the mortgage, and was recorded March 12, 1892, twenty-three minutes past nine o’clock A. M. The mortgage was recorded the same day seven minutes-later.
On the twenty-fourth day of September, 1895, the defendant, ¡Rachel Murphy, filed in the office of the county recorder of Sutter county a homestead on the mortgaged premises.
On the eighth day of ¡November, 1895, plaintiff brought this action to foreclose said mortgage, making M. E. Murphy and his-wife, ¡Rachel, defendants. The cause was tried by the court, and judgment was rendered for plaintiff. The defendant, Bachel Murphy, appeals from the judgment, from the order denying defendant’s motion to vacate and set aside the judgment, and. for a new trial. The defense set up in the answer and relied on here is the homestead of defendant ¡Rachel Murphy.
Considerable space is given in the record and in briefs of counsel as to the alleged error of the court in allowing plaintiff to amend her complaint after having gone to trial and submitted the case for decision. One of the amendments allowed was to-the effect that the money loaned to Murphy was the purchase-money paid for the land mortgaged. Defendant moved to strike this amended complaint from the files and to vacate and set aside the order granting plaintiff leave to amend, which motion was denied and defendant excepted. The power given under section 473 of the Code of Civil Procedure to allow
The plaintiff was called as a witness in her own behalf and testified at considerable length to several different relevant matters, at the conclusion of which defendant moved to strike out her entire testimony on the ground that in her affidavit, upon which permission was given to take further testimony in support of the amended complaint, she stated that she had discovered new facts, whereas her testimony showed she must have known these facts all the time. The motion was denied, and this is assigned as error. Her testimony was not confined entirely to-facts of which she showed she had previous knowledge. The objection was too broad. Her testimony tended to establish other and independent facts. Besides, it was a matter largely in the discretion of the court as to what further relevant testimony to allow. The record shows that “it was agreed that this hearing should be considered a continuation of the trial of the case had on December 13, 1895.”
When the mortgage was offered in evidence by plaintiff, defendant Baehel Murphy objected to it as irrelevant, immaterial, and incompetent. The objection was overruled, and this ruling is specified as error. It does not appear from the transcript that an exception was taken to the ruling. The mortgage was clearly admissible as to defendant M. E. Murphy, the mortgagor, and, being so, it was incumbent upon defendant in making this general objection to point out specifically wherein the evidence would be irrelevant, immaterial, or incompetent. (Thompson v. Thornton, 50 Cal. 142; Brumley v. Flint, 87 Cal. 471; Crocker v. Carpenter, 98 Cal. 418.) But the defendant did not except, and the objection must be deemed to have been waived. (McCartney v. Fitz Henry, 16 Cal. 184; Turner v. Tuolumne etc. Co., 25 Cal.
The mortgage, however, is before us, having been offered by plaintiff and admitted by the court, and the fact was also shown that the mortgagee, W. H. Lee, now deceased, was the notary before whom it was acknowledged. There is no evidence, however, that defendant Rachel Murphy knew that it was acknowledged before the mortgagee, except such as would be imparted by the identity of the name of the notary and the mortgagee, but there is evidence, and the court so found, tending to show that she had actual knowledge of the mortgage prior to filing her homestead.
This brings us to consider defendants’ points: 1. That the mortgage upon its face shows it was acknowledged by the mortgagee; 2. That therefore the mortgage was not entitled to record, and is to be deemed not recorded; and 3. That actual knowledge of the mortgage by appellant would not prevent her from filing a homestead that would have priority of the mortgage.
1. Does the identity of the name with that of the mortgagee raise the presumption of the identity of person?
Section 1963, subdivision 35, of the Code of Civil Procedure declares that certain presumptions are satisfactory, if uncontradicted, and, among them, “identity of person from identity of name.”
In Thompson v. Manrow, 1 Cal. 438, defendant was sued in this state as John P. Manrow upon a judgment entered against John P. Manrow in the city of New York. There was no proof that they were the same persons. It was held that prima facie the defendant was the same person mentioned in the judgment. (See 1 Greenleaf on Evidence, sec. 575, note 3.)
In Mott v. Smith, 16 Cal. 534, it was held that the deed, from the identity of names, and by its reference to the source of title, contains sufficient prima facie evidence as to identity of person to admit it in evidence, and that before additional proof of such identity could be required, some circumstances must be shown to create doubts upon that point.
In Carleton v. Townsend, 38 Cal. 319, it was held that a deed offered in evidence to show the transmission of title from a for
In Douglas v. Dakin, 46 Cal. 49, it was held, where William J. Douglas was plaintiff in an action for rent, and the defendant set up a judgment obtained in another court against William J. Douglas without averring identity, that the identity of the parties is to be presumed from the identity of names. -
In Stapleton v. Pease, 2 Mont. 550, a declaratory statement relating to a mining claim was made, under oath, before William Peck, county recorder. It was contended that there was no proof that the William Peck who testified as to his signature was William Peck, the county recorder. The court said such proof was not necessary; that identity of names is prima facie evidence of identity of persons; that the burden of proof was upon appellants, if they disputed the identity of William Peck, the witness, and William Peck, the recorder, to establish the fact. In all ordinary cases the rule would be a perfectly safe one, and it would seldom happen that the party relying on nonidentity of the person could not easily prove the fact.
The mortgage was between two residents of the same county, was executed and acknowledged in that county, and the names on the face of the instrument were the same. I think this was prima facie evidence that the names related to one and the same person.
2. I am not aware of any statute law in this state prohibiting a notary from taking the acknowledgment of a conveyance of property in which he has an interest. We must, therefore, resort to the general law upon that subject, and it is uniform that no such thing can be legally done. Mr. Justice Temple said in Merced Bank v. Rosenthal, 99 Cal. 39: “Where the only effect of the acknowledgment is to impart notice by recording the deed, it would seem that to be void it must appear on the face of the instrument.” We have seen that the identity of the name of the mortgagee and the notary in the case before us raised the presumption of identity of persons, and did, therefore, appear on the face of the mortgage. It was further said in the case last' referred to: “It has been held that an acknowledgment before
And it was held that “the acknowledgment was void and did not authorize the record of the instrument, and, as a consequence, such record did not impart any notice to third persons of the mortgagee’s right under it, but, as between the parties to it, the mortgage is in full force and of binding efficacy.” To like effect are Brown v. Moore, 38 Tex. 645; Groesbeck v. Seeley, 13 Mich. 329; Stevens v. Hampton, 46 Mo. 404; Wasson v. Connor, 54 Miss. 351; Davis v. Beazley, 75 Va. 491; Bowden v. Parrish, 86 Va. 67; 19 Am. St. Rep. 873; Withers v. Baird, 7 Watts, 227; 32 Am. Dec. 754. See, also, Devlin on Deeds, secs. 476, 477; Proffatt on Notaries, 2d ed., secs. 42, 43; Webb on Record of Title, sec. 67.)
If these decisions lead to a right conclusion, and I think they do, the record of the mortgage imparted no knowledge or notice to defendant, and the acknowledgment was void.
Plaintiff suggests that there was a literal compliance with the
3. We have, then, as to appellant, an unrecorded mortgage, executed prior to her homestead, of which she had actual notice. It is a mortgage, too, given to secure the purchase money paid for the land claimed by her under the homestead. Is she bound by this mortgage? By section 1217 of the Civil Code, it is provided that “an unrecorded instrument is valid as between the: parties thereto and those who have notice thereof.”
Under this section an unrecorded instrument is good as against a subsequent purchaser or mortgagee having actual notice of the-unrecorded instrument. A mortgage is an instrument, and, iff no statute stood in the way, I can see no reason why it would' not be valid as against a homestead filed by a person having notice of the mortgage.
But section 1241 of the same code is invoked to show that homesteads are not controlled by section 1217. The section» reads: “The homestead is subject to execution or forced sale in» satisfaction of judgments obtained; .... 4. On debts secured’ by mortgages upon the premises, executed and recorded before the declaration of homestead was filed for record.”
Two cases are cited to support appellant’s contention: Ontario Bank v. Gerry, 91 Cal. 94; and First Nat. Bank v. Bruce, 94 Cal. 77. In neither one of these cases had there been any record made of the mortgage or hen, or attempted to be made. In both cases it was found as a fact that the wife had no actual notice of the mortgage, nor was the question of the purchase price of the land raised. It is not to be overlooked, however, that the language of the court points strongly to the conclusion that even actual knowledge by the wife of a previous unrecorded mortgage by the husband would not shut off her right to declare a homestead. Mr. Justice McFarland in Ontario Bank v. Gerry, supra, said: “But the doctrine that unrecorded deeds and mortgages are good, except as against subsequent purchasers
By section 1241 of the Civil Code, the homestead is subject to forced sale in satisfaction of judgment obtained on vendor’s liens upon the premises. The complaint sets out the facts creating what may be claimed to be a vendor’s lien, or lien for the purchase money.
The homestead act of April 21, 1851 (Stats. 1851, p. 296), described this lien as a “vendor’s lien.” The act of March 13, 1860 (Stats. 1860, p. 87), described it as a “lien for purchase money.” The act of May 12, 1862 (Stats. 1862, p. 519), described it as a “vendor’s lien,” and it has continued to be described ever since as a “vendor’s lien.” Does a vendor’s lien exist here?
Our statute reads as follows: “One who sells real property has a. vendor’s lien thereon, independent of possession, for so much •of the price as remains unpaid and unsecured otherwise than by the personal obligation of the buyer.” (Civ. Code, sec. 3046.)
The vendor’s lien, if any existed, was waived by the giving, of the mortgage. (Overton on Liens, 672-75; Jones on Liens, sec. 1073, et seq.) The purchase money was not “unsecured otherwise than by the personal obligations of the buyer.”
Eespondent also claims a lien for the purchase money superior to the homestead. There is an equitable lien of this character
I think it is settled law in this state that the homestead can be made subject to execution and forced sale, in satisfaction of judgments obtained, in no other instances than those pointed out in section 1241 of the Civil Code. In Richards v. Shear, 70 Cal. 187, it was undertaken to enforce a materialman’s lien for materials furnished in the erection of a building upon the homestead premises. The right was denied, and the court said: “Where the legislature has undertaken to deal with the subject, and has declared from what the homestead shall be exempt, and with what it shall be charged, it only remains for the courts to give effect to its provisions. Admittedly, the language of the section of the code specifying in what instances the homestead shall be subject to execution and forced sale does not include the liens of materialmen.”
This case was decided in July, 1886, and on March 9, 1887, the legislature amended the act to include “contractors, subcontractors, artisans, architects, builders, laborers of every class, and materialmen.”
The same question came up again in Walsh v. McMenomy, 74 Cal. 356, where an attempt was made to foreclose a mechanic’s lien in favor of a materialman and for labor performed. ’ The transactions took place before March 9, 1887. Plaintiff furnished material and performed work under a contract with the husband, of which the wife had knowledge and to which she consented, and at a time when no homestead right had attached; the
Article XVII, section 1, of our state constitution provides as ■follows: “The legislature shall protect, by law, from forced sale .a certain portion of the homestead and other property of all .heads of families.” Here is the direct mandate of the people .acting in their sovereign capacity requiring the legislature to project the homestead from forced sale. Of what the homestead shall consist, and how it shah be protected from forced sale, are matters left with the legislature to determine. The courts have no power to increase or diminish the homestead, nor to say when it shall or shall not be subject to forced sale. The legislature has from time to time so amended the law as to make the homestead .subject to certain hens not previously protected; if the case of .an unrecorded mortgage of which the husband or wife has actual .notice is to be added to the exceptions, or if a hen for the purchase money is to be included with that of the vendor, it must .be done by the legislature and not by the courts.
I confess to having reached this conclusion with great reluctance in this particular case, for natural justice would seem to •demand that defendants should pay the purchase price of their home before being permitted to take shelter under the homestead law; but the courts are powerless to afford any relief. Besides, it must be admitted that plaintiff’s testator was not wholly blameless. As a notary public he ought to have known that he could not legally certify to the acknowledgment of a deed conveying or mortgaging land to himself. ]
I have not overlooked the equitable considerations so persua-i sive in this case and so ably presented by counsel for respondent, but they all proceed from the assumption that the case is one for the appheation of general principles of equitable cognizance, whereas it is hedged in and controlled entirely by legislative enactment.
It is recommended that the judgment and the order denying a new trial be reversed, and that in any subsequent proceedings
Searls, C., concurred.
For the reasons given in the foregoing opinion the judgment and the order denying a new trial are reversed, and in subsequent proceedings the homestead right of appellant be given priority to plaintiff’s mortgage.
McFarland, J., Garoutte, J., Harrison, J.
Temple, J., Henshaw, J.
Rehearing denied.
Upon the denial of the application for a rehearing the following opinion was filed on the 18th of January, 1898:
Rehearing
Confessedly, this is a hard case. The defendant, upon a technical objection to the record of a mortgage, defeats a just claim. Plaintiff therefore urges in her petition for a rehearing that the court should have noticed and sustained her technical objection to the sufficiency of the answer to raise an issue as to the recording of the mortgage. It may be that the denial in the answer is insufficient in this particular, but the findings of the superior court, and the statement of the case, show that the trial was conducted upon the theory that the recording of the mortgage was in issue; and, as we have frequently held, it is too late to raise such an objection for the first time in this court. The objection to the statement upon the ground . that it contains no specifications of particulars in which the findings are unsupported by the evidence is immaterial, even if well founded, because the findings of the court establish that the mortgage was not recorded. A rehearing must be denied.