101 Pa. 57 | Pa. | 1882
delivered the opinion of the court, October 2d 1882.
The court below left to the jury the question whether the defendant exercised ordinary care and prudence against alterations of the note in suit. If he did he was not liable, but if he did not, he was. It is difficult to see what error there was in this. It is precisely what we held in Brown v. Reed, 29 P. F. S. 370. The present chief justice very clearly pointed out in that case the distinction between it and Phelan v. Moss, 17 P. F. S. 59, and Garrard v. Haddan, Id. 82. On p. 372 he said, “ These cases do not decide that the maker would be bound to a bona fide holder on a note fraudulently altered, however skillful that alteration might bo, provided that lie had himself used ordinary care and precaution. Tie would no more be responsible upon such an altered instrument than he would upon a skillful forgery of his handwriting.” And again ho said, “Whether there was negligence in the maker was clearly a question of fact for the jury.” ' In the present case the plaintiffs are not satisfied with having the question of negligence on the part of the defendant submitted to the jury. They insist that the court should have held that the defendant was guilty of negligence as matter of law, in not taking such precautions as would certainly have prevented the alteration of the note. The alteration consisted in adding a single letter, “ y,” to the word “ eight,” so as to make the note read as for eighty dollars instead of eight. The instrument was a printed blank with an open space for the insertion of the amount, the word, “ dollars,” being printed at the'end of the space. The word, “ eight,” was filled in at the beginning of the space, and all the rest of the blank to the word “ dollars,” was filed with an elongated scroll. It happened that a very slight space, about an eighth of an inch, was left between the end of the word “ eight,” and the beginning of the scroll. In that diminutive spot the letter “ y ” was inserted in such a way as to appear quite natural. The alteration was made by the principal debtor, the defendant being the surety. There were other alterations of the note made after the surety signed it, but they are not material to be considered, since without the one we are discussing, they would have been of no avail. In these circumstances, to hold that the defendant was so palpably guilty of negligence, in not taking sufficient precautions against
Judgment affirmed.