1 .This case involves the trial court’s grant of permanent injunctive relief in favor of the Louisiana State Bar Association (the LSBA) and against a public insurance adjuster, Earl T. Carr, Jr., and his public adjusting business, Carr and Associates, Inc. (hereafter collectively referred to as “Carr”). The injunctive relief is based on the trial court’s finding that Carr was engaged in the unauthorized practice of law, which is strictly prohibited by Louisiana law. For the following reasons, we affirm the trial court’s judgment.
FACTS AND PROCEDURAL BACKGROUND
The LSBA initiated this lawsuit on September 5, 2006, after receiving several complaints regarding Carr’s public insurance adjusting activities. Carr’s business involves contracting with individuals in a representative capacity in order to negotiate a settlement of the individual’s first-party property insurance claims with insurance companies. No employee of Carr is a licensed attorney in Louisiana or elsewhere. Carr’s fee for its public adjusting service is contingent upon and calculated by a percentage of the amount recovered for each claim. Based upon the complaints, the LSBA became convinced that Carr was engaged in the unauthorized practice of law because Carr: (1) advised and counseled its clients regarding the terms of their insurance policy coverage and their respective rights; (2) had direct contact and negotiated with its clients’ insurers regarding aspects of the clients’ insuranсe coverage, the monetary value of its clients’ claims, and settlement of its clients’ claims; (3) improperly used a contingency fee/percentage-based contract for its public adjusting services; and (4) instructed its clients’ insurers to send checks directly to Carr and made payable to Carr along with Carr’s clients. The LSBA believed that all of these activities were in direct violation of prohibitory language in the Louisiana Public Adjuster Act (the I,.LPAA),
1
LSA-R.S. 22:1691,
et seq.
(formerly cited as LSA-R.S. 22:1210.91,
et seq.),
and constituted the unauthorized practice of law in violation of LSA-R.S.
In response to the LSBA’s petition, Carr filed an answer and peremptory exceptions raising the objections of no right of action and no cause of action. Carr argued that the LSBA lacked standing to regulate the activities of a non-lawyer and could not bring a civil suit to enforce a criminal statute. The trial court heal’d argument on the exceptions at the same time that it received evidence on the preliminary injunction. The evidence submitted to the trial court at a three-day hearing included: (1) copies of Carr’s various contingency fee and percentage-based compensation contracts that required payment from insurance companies to Carr and the insured client whom Carr represented; (2) copies of an advertising brochure, notice of representation, and power of attorney, all indicating that Carr advised and assisted in the conclusion of insurance losses/claims and represented the interests of insured clients in mediation and negotiation in order to settle insurance claims; (3) testimony from Carr and several of Carr’s clients regarding the fee arrangement and the advice given by Carr; (4) testimony regarding complaints filed with the LSBA; (5) a surveillance tape of a private investigator and a representative of Carr where Carr is presented as an advocate in the insured |4client’s negotiating process with its insurers; and (6) expert testimony from a professor of law regarding the practice of law and the unauthorized practice of law.
On October 23, 2006, the trial court rejected Carr’s peremptory exceptions raising the objections of no right of action and no cause of action, finding that the LSBA had standing to bring the action for injunc-tive relief. The trial court also granted a preliminary injunction against Carr, finding that the LSBA had established by a “preponderance of the evidence” that Carr had engaged in the unauthorized practice of law and enjoining Carr from specific prohibited activities. No appeal was taken from the preliminary injunction. 2 A few days later on October 31, 2006, the LSBA mоved for a permanent injunction prohibiting Carr from engaging in the unauthorized practice of law and from utilizing unauthorized contingent/percentage-based fee contracts. The LSBA relied on all of the testimony and exhibits that had been introduced into the record at the preliminary injunction hearing. Carr responded by re-urging the peremptory exceptions raising the objections of no right of action and no cause of action, again challenging the LSBA’s standing to bring the action for injunctive relief. The trial court denied Carr’s peremptory exceptions for the same reasons it overruled them before the preliminary injunction proceeding.
Trial on the merits of the permanent injunctiоn was held on February 21, 2008. At the trial, the parties filed stipulations and submitted the entire record to date, including all of the evidence previously adduced at the hearing on the preliminary injunction. The trial court took the matter under advisement, and on March 25, 2008, rendered judgment in favor of the LSBA, issuing a permanent injunction without bond against Carr. The permanent injunction prohibited Carr |5from: (1) entering
Carr moved for a new trial, but that motion was denied. Carr then appealed to this court from the trial court’s final judgment issuing the permanent injunctiоn. 4 Carr raises the following assignments of error (some of which have been combined):
1. The trial court committed legal error in denying Carr’s peremptory exceptions raising the objections of no right of action and no cause of action.
2. The trial court was manifestly erroneous in ruling against Mr. Carr individually as there was a lack of evidence in the record supporting any personal liability against Mr. Carr.
3.The trial court was manifestly erroneous and committed legal error in allowing expert testimony on matters related to “the field of law.”
|„4. The trial court’s decision was manifestly erroneous on the merits because it was based on entrapment evidence that was largely manufactured from а “sting operation.”
LAW AND ANALYSIS
Peremptory Exceptions
Carr argues that the trial court legally erred when it twice overruled Carr’s peremptory exceptions raising the objections of no right of action and no cause of action. Initially, we note that a peremptory exception may be urged at any time. LSA-C.C.P. art. 928. And a party may re-urge a peremptory exception after it has been denied.
Landry v. Blaise, Inc.,
No Rigid of Action
Carr strenuously urges that the LSBA has no standing or right to bring this action seeking injunctive and declaratory relief against non-lawyers. Carr maintains that there is no right of action for injunctive relief under the LPAA or the statutes defining the practice of law or the unauthorized practice of law. The JjLSBA counters that it initiated this lawsuit pursuant to its charge to protect the public from non-lawyers engaging in the unauthorized practice of law, contending that it has standing to bring such actions to regulate the practice of law, including the unauthorized practice of law, pursuant to Article III, Sections 1 and 2 of its Articles of Incorporation.
5
The LSBA also argues that the Louisiana Supreme Court has been granted the express, exclusive, and plenary constitutional authority and power to define and regulate all facets -of the practice of law, including the acts and conduct of persons who are engaged in the unauthorized practice of law.
Meunier v. Bernich,
Additionally, the LSBA relies on LSA-R.S. 12:207 B(3) for providing it with the power to “sue and be sued” in its corporate name. Thus, the fact that the LSBA is a non-profit corporation does not bar the suit if the LSBA demonstrates that it possesses a “real and actual interest” in the litigation. Further, the LSBA points to LSA-R.S. 37:211, which provides that the LSBA “is created and regulated under the rule-making power of the Supreme Court of Louisianaf.]” This adoption by rule is pursuant to the constitutional mandate and inherent power of the Supreme Court to prescribe rules and regulations governing the practice of law. LSA-Const. Art. 5, Sec. 5(A) & (B); Rules of Supreme Comb of Louisiana, Rule 19, Section 1;
8Louisiana State Bar Association v. Edwins,
A peremptory exception pleading the objection of no right of action tests whether the plaintiff has any interest in judicially enforcing the right asserted. LSA-C.C.P. art. 927 A(6);
ALCO Collections, Inc.,
A plaintiff must have a “real and actual interest” in the action asserted.
Ramsey River Road Property Owners Ass’n, Inc. v. Reeves,
|9We begin our analysis with the premise that it is unlawful for a natural person who has not been first duly and regularly licensed and admitted to the practice of law by the Supreme Court of this state to engage in the practice of law in this state.
See
LSA-R.S. 37:213 A(l) and Art. IV, Section 5 of the LSBA’s Articles of Incorporation. Any contracts made by a non-lawyer to render services in violation of this provision are for аn unlawful cause, and, consequently, those contracts are against public policy and absolutely null.
ALCO Collections, Inc.,
Our examination of standing is aided by the criteria set forth in
Hunt v. Washington State Apple Advertising Commission,
No Cause of Action
Carr also maintains that the LSBA has no cause of action for injunctive relief because the LSBA relies on a “criminal” statute that prohibits the unauthorized practice of law.
See
LSA-R.S. 37:213. As used in the context of the peremptory exception, a “cause of action” refers to the operative facts which give rise to the plaintiffs right to judicially assert the action against the defendant.
Scheffler v. Adams and Reese, LLP,
06-1774 (La.2/22/07),
Accepting all of the allegations in the LSBA’s petition as true, and applying the legal principles set forth above, we find that the petition alleges facts sufficient to state a cause of action for injunc-tive and declaratory relief seeking to restrain and enjoin Carr from the direct violation of laws prohibiting the unauthorized practice of law. Louisiana jurisprudence is replete with examples of a plaintiff 112requesting injunctive relief in order to prohibit a defendant from engaging in unlawful behavior as outlined in a criminal or prohibitory statute, although there is no recorded case dealing specifically with an injunction against the unauthorized prac
The substantive issues regarding the unauthorized practice of law in this case are governed by the provisions of the LPAA, at LSA-R.S. 22:1691 through LSA-R.S. 11S22:1708 (formerly cited as LSA-R.S. 22:1210.91 through LSA-R.S. 22:1210.108), and LSA-R.S. 37:212, defining the “practice of law,” as well as LSA-R.S. 37:213,
8
which provides the penalty for the unauthorized practice of law. Thus, there are two pertinent statutory scenarios in Louisiana that prohibit the unauthorized prac
| i,|We likewise find no merit in Carr’s assertion that the LSBA has no “private” cause of action to enjoin the unauthorized practice of law since a remedy involving a criminal prosecution could be brought against Carr for his actions. The record does not contain evidence of any criminal prosecution against Carr, and it is clear that the LSBA has not brought a “private” cause of action for damages against Carr.
10
Furthermore, if legal redress against defendants who violate the law was considered an adequate remedy at law, no injunction petition urging violation of the law would ever be successful.
See Star Enterprise v. State through Department of Revenue and Taxation,
!.Permanent Injunction against Mr. Carr Individually 12
Carr next argues that the trial court manifestly erred in finding on a preponderance of the evidence that Mr. Carr had personally engaged in the unauthorized practice of law. The manifest error standard is the appropriate standard of review for the issuance of a permanent injunction, as well as a trial court’s factual determination of whether an activity constitutes the unauthorized practice of law.
See Parish of East Feliciana through East Feliciana Parish Police Jury v. Guidry,
With these precepts in mind, we find that the record provides a reasonable basis for the trial court’s determination that Carr, and Mr. Carr, individually, engaged in the unauthorized practice of law while conducting the business of [ 1(ipublic adjusting. The record supports a finding that pursuant to a contingency and/or percentage-based fee arrangement, Mr. Carr individually advised clients of issues and rights concerning the redress of legal wrongs under their insurance policies, negotiated settlements and directly contacted insurers to discuss and evaluate the merits of his clients’ insurance claims. Mr. Carr admits that he engaged in all of these activities without a law license. He therefore engaged in the unauthorized practice of law.
See Louisiana, Claims Adjustment Bureau, Inc.,
Expert “Legal” Opinion
In addressing Carr’s next assignment of error, we must determine whether the trial court erred in allowing expert testimony on matters related to the “field of law.” Carr objected to the need for expert testimony on the practice of law, arguing that it is the trial court’s function
A trial court has broad discretion in determining who should or should not be permitted to testify as an expert and whether expert testimony is admissible. Sc
hwamb v. Delta Air Lines, Inc.,
Entrapment
Carr asserts in its final assignment of error that the trial court’s decision was erroneous because it was based on entrapment evidence that was largely-manufactured from a “sting operation.” Carr is referring to the testimony of Glen Gay, a private investigator hired by the LSBA to contact Carr regarding Gay’s personal insurance claim for property damage to his home. Gay altered the facts of his insurance claim whеn he met with Cai'r’s representative. The meeting between Gay and Carr’s representative was video and audio recorded without the knowledge of Carr’s representative. The recording of the meeting was admitted into evidence at the trial on the preliminary injunction and was resubmitted at the hearing on the permanent injunction. Carr did not object to the introduction of the recording into evidence nor to Gay’s testimony regarding his investigation or the recording of the meeting.
In order to preserve an evi-dentiary issue for appellate review, it is essential that the complaining party enter a contemporaneous objection to the evidence and state the reasons fоr the objection.
Anderson v. Board of Supervisors of Louisiana State University and Agricultural and, Media-ideal College, through
1
mLoidsiana State University Health Science Center,
CONCLUSION
For all of the reasons set forth in this opinion, we reiterate that we hereby deny the LSBA’s motion to partially strike Carr’s reply brief. Additionally, we affirm the trial court’s judgment granting a permanent injunction in favor of the LSBA and enjoining Carr and Associates, Inc. and Earl T. Carr, Jr., individually, from engaging in the unauthorized practicе of law as outlined in the trial court’s judgment dated March 25, 2008. All costs of this appeal are assessed to defendants, Carr and Associates, Inc. and Earl T. Carr, Jr., individually.
MOTION DENIED; TRIAL COURT JUDGMENT AFFIRMED.
Notes
. The LPAA was enacted by Acts 2006 No. 806, § 1, was approved and signed by the Governor on June 30, 2006, and became effective August 15, 2006, which was several weeks before this lawsuit was filed. The Louisiana Insurance Code was amended, reenacted, and renumbered by Acts 2008, No. 415, § 1, effective January 1, 2009. Throughout this opinion, we will refer to the current numbering of the LPAA even though the renumbering was not in effect at the time that this lawsuit was filed. The language of the LPAA was not changed when the Insurance Code was renumbered in 2008. We will also parenthetically refer to the former statute number for ease of referencing.
. After this ruling, Carr applied to the Louisiana Supreme Court for a writ of supervisory review, but it was denied on March 9, 2007.
Louisiana State Bar Association v. Carr and Associates, Inc. and Earl T. Carr, Jr.,
07-0188 (La.3/9/07),
. The permanent injunction judgment also specifically excluded any flood claims pursuant to the National Flood Insurance Act. See 42 U.S.C. 4001, el seq. Additionally, the judgment was silent regarding declaratory relief. Those particular aspects of the judgment are not at issue in this appeal.
. Louisiana Code of Civil Procedure article 3612 provides that "[a]n appeal may be taken as a matter of right from an order or judgment relating to a preliminary' or final injunction.’’
. LSBA Articles of Incorporation, Article III, Section 1, states in pertinent part: "The objects and purposes of this Association shall be to regulate the practice of law, ... uphold the honor of the Courts and of the profession of law, ... and, generally, to promote the welfare of the profession in the State.” (Emphasis added.)
.
The general rule is that when the word "person” is used in a statute, the statute applies to corporations as well as to natural persons if such corporations fall within the reason and purpose of the provision of the statute. SS v.
State Ex Rel. Dept. of Social Serv.,
02-0831 (La. 12/14/02),
.
See Jurisich v. Jenkins,
99-0076 (La.10/19/99),
. Louisiana Revised Statute 37:213 provides in pertinent part:
A. No natural person, who has not first been duly and regularly licensed and admitted to practice law by the supreme court of this state, no corporation ... except a professional law corporation ... shall:
(1) Practice law.
(2) Furnish attorneys or counsel or an attorney and counsel to render legal services.
(3) Hold himself or itself out to the public as being entitled to praсtice law.
(4) Render or furnish legal services or advice.
C. Any natural person who violates any provision of this Section shall be fined not more than one thousand dollars or imprisoned not more than two years, or both.
D. Any ... corporation ... which violates this Section shall be fined not more than five thousand dollars. Every officer, trustee, director, agent, or employee of a corporation ... who, directly or indirectly, engages in any act violating any provision of this Section or assists the corporation ... in the performance of any such violation is subject to the penalties prescribed in this Section for violations by a natural person.
(Emphasis added.)
. Public adjusting is the business of "[¡Investigating, appraising, or evaluating and reporting to an insured in relаtion to a first-party claim for which coverage is provided by an insurance contract that insures the property of the insured.... Public adjusting does not include any activities which may constitute the unauthorized practice of law. Nothing in this Part shall be considered as permitting the unauthorized practice of law.” (Emphasis added.) LSA-R.S. 22:1692(8)(a) (formerly re-designated and cited as LSA-R.S. 22:1210.92(8)(a) after original enactment as LSA-R.S. 22:1210.72(8)(a)). The purpose of the LPAA is to govern the qualifications and procedures for the licensing of public adjusters, and it specifies the duties of and restrictions on public adjusters, including "limiting their licensure to assisting insureds in first-party claims in a manner which avoids the unauthorized practice of law as definеd in [LSA-] R.S. 37:212 and 213.” (Emphasis added.) LSA-R.S. 22:1691 (formerly cited as LSA-R.S. 22:1210.91). Additionally, the LPAA specifically stales that a public adjuster shall not enter into any contract or arrangement with an insured “which provides for payment of a fee to the public adjuster which is contingent upon, or calculated as a percentage of, the amount of any claim or claims paid to or on behalf of an insured by the insurer and any such contract shall be against public policy and is null and void.” LSA-R.S. 22:1703 A (formerly re-designated and cited as LSA-R.S. 22:1210.103 A after original enactment as LSA-R.S. 22:1210.83 A).
. We distinguish
Treen v. The Republican Party of Louisiana,
. We specifically note, however, that at the time that this lawsuit was filed, public adjusters were not required to be licensed; that
. We find no merit to the LSBA's motion to partially strike Carr's reply brief based on the grounds that Carr had abandoned some of its assignments of error and then later impermis-sibly discussed those assignments in its reply brief. We will consider all of Carr’s assignments of error even though tire arguments are sparse on several issues and do not contain individual headings. The LSBA's motion to partially strikе is hereby denied.
. Multiple factors led to Professor Ciolino’s opinion, including: (1) Carr gave legal advice and engaged in legal analysis by construing coverage and limitations in insurance policies, rights regarding claims for bad faith and other legal remedies, and interpreting case law; (2) Carr acted in a representative capacity as an advocate for clients pursuant to a contract of representation; (3) Carr’s manner of compensation suggested he and his company are compensated like lawyers on a percentage of what is recovered; (4) Carr had a power of attorney document that allowed Carr to be an "attorney in fact” for сlients at mediations without the presence of the client; (5) Carr’s notice of representation forbids insurance companies from dealing directly with Carr’s clients; and (6) Carr’s power of attorney document authorizes Carr to prepare documents that are necessary to completely settle the client's insurance claim.
. While expert testimony is generally not permitted to address the meaning of domestic law, in this case the bulk of the expert testimony did not address the meaning of law, but rather addressed Carr's conduct and whether it constituted the unauthorized practice of law, thus aiding the trial court’s factual determinations. Any testimony touching on an interpretation of jurisprudence or statutes at issue was harmless error in this bench trial.
See
LSA-C.E. art. 704;
In re Succession of Allison,
31,495 (La.App. 1 Cir. 1/29/99),
