198 Mich. 126 | Mich. | 1917
Defendant, John Messner, is engaged in the business of lumbering in the counties of Houghton and Ontonagon. He is also the owner of a farm. Being desirous of raising and repairing a foundation wall under the dwelling on the farm, he engaged several men to do the work. None of these men were
“logging and lumbering operations with transportation of logs to mill (no railroad). Clerical force— office duties only. Drivers and helpers — wherever engaged. Chauffeurs and helpers — wherever engaged.”
It is contended by defendant that the acceptance of the act and Messner’s contract of indemnity cover only the men engaged in his lumbering business, and not the men to whom he gives casual employment in some other business. In other words that he had the right to accept the compensation act as a lumberman without doing so as a farmer. This point appears to be well taken. It has already been decided by this court that a man may be engaged in more than one enterprise and may accept the terms of the compensation act as to one and not as to another. Bayer v. Bayer, 191 Mich. 423 (158 N. W. 109, Mich. Comp. Cases, 435). Our attention is challenged by counsel to the following language contained in the policy:
“(a) This policy also covers all work done by the assured in the State of Michigan, not specifically described under statement numbered 6 of the schedule*128 of statements, for which the'assured agrees to pay a premium based on the company’s rates at the time such work was done.”
Counsel argue from this that:
“Nothing can be plainer than that they have guaranteed John Messner indemnity against all claims that might arise by reason of accident or injury to any of his employees while discharging any work in this State,” etc.
We do not think counsels’ conclusions are justified by the text. The portion above quoted by them has reference to the location in which the work is done. The Statement No. 6, to which it refers, shows in unmistakable language what business was intended to be covered by this statement, namely, “logging and lumbering operations with transportation of logs to mill.” We think a fair construction of the language of the policy, read in connection with the acceptance of the compensation act by Messner, excludes the idea that it covered the work in which the deceased was engaged at the time of his death.
There is further claim that the case is ruled by Shafer v. Parke, Davis & Co., 192 Mich. 577 (159 N. W. 304, Mich. Comp. Cases, 7), inasmuch as it was shown that certain provisions were raised on the farm which presumably went to feed the men and horses employed in logging. There was no such connection shown between his lumbering operations and farming as to bring the case within the one referred to.
The industrial accident board being without jurisdiction in the premises, its order will be set aside and vacated.