Plаintiffs Thomas Karaskiewicz and Karas Clinic, P.C., and George Dey, Jr., and George Dey, Jr., D.C.P.C., appeal as of right from a judgment of no cause of action in favor of defendant, Blue Cross & Blue Shield of Michigan (BCBSM). The present action arises out of *106 BCBSM’s refusal to pay for certain services performed by plaintiffs, chiropractors and their сhiropractic professional corporations, pursuant to Blue Cross & Blue Shield of Michigan’s Series A77 Group Health Care Benefit Certificate (A77).
BCBSM maintains a unique relationship with persons seeking contractual health care benefits (subscribers) and with the various health care professionals (providers). Usually, as is the circumstance in the present case, BCBSM, after devising a plan in accordance with a collective-bargaining agreement, will contract individually with the individual subscriber. In turn, the рrovider individually contracts with BCBSM to first seek payment for services rendered to subscribers from BCBSM. The provider is bound to bill BCBSM only for services covered by the contract between BCBSM and the subscriber. Conversely, BCBSM is bound to pay the provider only for those services between BCBSM and the subscriber. See, generally,
Blue Cross & Blue Shield of Michigan v Ins Comm’r,
The trial court found in favor of BCBSM with respect to each procedure. We review to determine if the trial court’s findings were clearly erroneous.
Jensen v Pontiac,
Section 1-28 of A77 provides:
" 'PHYSICIAN’ is a doctor of medicine (M.D.) or *107 osteopathy (D.O.) legally qualified and licensed to practice medicine and perform surgery at the time and place services are performed. For the purposes of this contract, a dentist, a podiаtrist, or a doctor of chiropractic who is legally qualified and licensed to practice dentistry, podiatry, or chiropractic at the time and place services are performed is deemed to be a physician to the extent that the doctor renders services which the doctor is legally qualified to perform.”
Section VIII-B-14 provides:
"DIAGNOSTIC LABORATORY AND PATHOLOGY SERVICES:
"a. Benefits are provided for laboratory and pathological examination for the diagnosis of any condition, disease, or injury. In addition to examinations of blood, tissue, and urine, diagnostic laboratory and pathology include laboratory procedures such as electrocardiograms, electroenсephalograms, electromyograms, and basal metabolism tests. Routine laboratory services in connection with normal maternity care are provided аccording to the provisions of Section VIII B-4.”
Plaintiffs argue that under the above quoted provisions and this Court’s decision in
Cotter v Blue Cross & Blue Shield of Michigan,
In Cotter, a contractual definition of "physician”, substantially similar to the provision involved in the present case, was construed. The issue before the Court was whether the plaintiffs were legally authorized by MCL 338.156; MSA 14.596 to perform the services for which payment was sought. In the present case, however, we need not dеcide whether plaintiffs were legally authorized to perform the five procedures for which *108 payment is now sought. Included in section X of A77 are the following provisiоns:
"K. MEDICAL NECESSITY: Benefits are not provided for services, care, treatment, or supplies which are not medically necessary according to accepted standards of medical practice for the treatment of any condition, injury, disease, or pregnancy, except as specifically provided for in this certificate.
"L. RESEARCH OR EXPERIMENTAL SERVICES: Benefits are not provided for care, services, supplies, or devices which are experimental or research in nature.”
Thus, the question here is whether the trial court clearly erred in finding that the five treatments were excluded under the contract.
The diagnostic tests in question are: (1) thermogram studies of the spine; (2) thеrmovision studies and analysis; (3) moire contour analysis studies; (4) plythesmagraphic studies of the extremities; and (5) doppler blood velocity studies of the extremities. With regard tо the first three tests, plaintiffs’ evidence showed that the tests were useful to chiropractors in diagnosing nerve impingements due to spinal subluxations, nerve interference within the spine, and nerve aggravation. However, defendant presented evidence which showed that these three tests were considered experimental. In light of the conflicting evidence, we cannot say that the trial judge clearly erred in finding that these three tests were not payable under the contract.
We also сannot find clear error in the trial court’s conclusion that the remaining two tests were not medically necessary when administered by a chiropractor. The evidеnce at trial showed the plythesmagraphic study to be a pulse volume recording. By means of a light sensor attached to a *109 patient’s fingers or toes, the instrument rеcorded the volume of the patient’s pulse. Plaintiffs justified the use of the test by chiropractors on the ground that irregular pulse patterns could indicate constriсted blood vessels due to spinal nerve impingement. Similarly, plaintiffs justified the use of the doppler blood velocity test, an ultrasonic probe placed ovеr the patient’s artery, on the ground that it could show aggravation of spinal nerves that controlled the circulatory system. On the other hand, defendant introduced evidеnce that showed that these two tests were only useful to detect blood vessel obstructions in preparing for surgery. AS MCL 333.16401(l)(b)(iii); MSA 14.15(16401)(l)(b)(iii) excludes surgery from the definition of chiropraсtic, we cannot say the trial court clearly erred in finding these two procedures not medically necessary when administered by chiropractors.
We do not find that the result reached by the trial court unfairly discriminates against chiropractors in violation of MCL 550.310; MSA 24.600, since repealed and replaced by
We find no merit to plaintiffs’ claim that the trial court’s findings of fact were inadequate to cоmply with GCR 1963, 517.1. The trial court must make brief, definite and pertinent findings and conclusions upon the contested matters.
Ripley v
*110
Ripley,
We also reject plaintiffs’ assertion that thе trial court erred in denying their motion for summary judgment under GCR 1963, 117.2(2) and (3). A motion under GCR 1963, 117.2(2) tests the legal sufficiency of a defense. The motion should be granted when the defense is so untenable that no factual development could deny the plaintiff’s right to recovery.
Stanley v Ferndale,
GCR 1963, 117.2(3) allows a trial court to grant summary judgment where there is no genuine issue as to any material fact and the moving party is entitled to judgment as a matter of law. A motion based on this subrule is designed to test whether there is factual support for a claim. When passing upon a motion under the subrule, thе court must consider the pleadings, affidavits, depositions, admissions and other documentary evidence available to it.
Belmont v Forest Hills Public Schools,
Affirmed.
Notes
No subscribers are involved in the present action. While a resolution of this action necessarily involves an interpretation of the contract between BCBSM and the subscribers to A77, the subscribers are not bound by our decision.