Case Information
*1 IN THE UNITED STATES BANKRUPTCY COURT
WESTERN DISTRICT OF PENNSYLVANIA
IN RE:
JOEL J BEDNAR
SALLY M BEDNAR Case No.:19-21750
Debtor(s)
Chapter 13
Ronda J. Winnecour
Movant Document No.: vs. (cid:40)(cid:49)(cid:55)(cid:40)(cid:53)(cid:40)(cid:39)(cid:3) BY DEFAULT
No Repondents.
ORDER OF COURT (cid:20)(cid:20)(cid:87)(cid:75) June
AND NOW, this _______________day of __________________, 20____, upon consideration of the Chapter 13 Trustee's Motion for Discharge of Debtor and Approval of Trustee's Report of Receipts and Disbursements , and following notice to the creditors and an opportunity to be heard , it is hereby ORDERED, ADJUDGED and DECREED , as follows:
(1). This Court finds that the Chapter 13 plan, as supplemented by any and all amendments, has been fully and finally completed.
(2). The debtor(s) is/are entitled to and shall receive a discharge in this case pursuant to Section 1328 (a) of the Bankruptcy Code.
(3). To the extent not previously terminated, the wage attachment(s) issued in this case is/are immediately terminated and the debtor(s) shall serve a copy of this order on any affected employer(s).
(4). Property of the estate hereby revests in the debtor(s). This revestment of property is free and clear of any and all claims or interests except as otherwise treated in the plan or in the Order confirming the Plan . All restrictions of the debtor(s)' use of the property of the estate is hereby terminated.
(5). Each and every creditor is bound by the provisions of the completed plan, whether or not the claim of such creditor is provided for in the Plan, and whether or not such creditor has objected to, has accepted or rejected the plan. All mortgage and other secured debts provided for by the Plan are hereby found to be cured of any and all monetary defaults as of the payment date for which the Trustee last made a distribution , and no additional interest, late fees or penalties may be assessed for time periods or payments due prior to that date.
(6). After all distribution checks have been negotiated or funds deposited into the Court ’ s registry, the Trustee shall file UST Form 13-FR-S: Chapter 13 Standing Trustee ’ s Final Report and Account (the “ Final Report ” ). Upon submission of the Final Report, the Trustee is discharged from her duties in this case and the case will be closed.
FILED
6/11/24 11:15 am
CLERK BYBYY THE CCCCCOURTRTRRR : BY THE COURT:
U.S. BANKRUPTCY (cid:3)
COURT - (cid:58)(cid:39)(cid:51)(cid:36) U.S. BANKRUPTCY JUDGE U.S. BANKRUPTCY JUDGE
United States Bankruptcy Court
Western District of Pennsylvania In re: Case No. 19-21750-CMB Joel J Bednar Chapter 13 Sally M Bednar
Debtors
CERTIFICATE OF NOTICE
The following symbols are used throughout this certificate: Symbol Definition
+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS regulations require that automation-compatible mail display the correct ZIP. ^ Addresses marked '^' were sent via mandatory electronic bankruptcy noticing pursuant to Fed. R. Bank. P. 9036.
Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Jun 13, 2024: Recip ID Recipient Name and Address db/jdb + Joel J Bednar, Sally M Bednar, 104 Srader Grove Road, Freeport, PA 16229-1917 Alle Kiski Mecical Center, PO Box 644896, Pittsburgh, PA 15264-4896 + Allegheny Health Network Home Medical Equipment, 404 Ford Street, Ford City, PA 16226-1230 + Allied Interstate, P.O. Box 361445, Columbus, OH 43236-1445 + BHS Faster Care PLLC, PO Box 1549, Suite 550, Butler, PA 16003-1549 GC Services Limited Partnership, Dept. Hovs 052, PO Box 3044, Livonia, MI 48151-3044 + Gregg L. Morris, Esq., Patenaude & Felix, A.P.C., 4545 Murphy Canyon Rd., 3rd Flr., San Diego, CA 92123-4363 LL Bean Mastercard, PO Box 9001068, Louisville, KY 40290-1068 Mariott Rewards, P.O. Box 15298, Wilmington, DE 19850-5298 Premier Medical Associates PC, PO Box 644984, Pittsburgh, PA 15264-4984 Synchrony Finnacial, P.O. Box 965033, Orlando, FL 32896-5033
Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center. Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern Standard Time.
Recip ID Notice Type: Email Address Date/Time Recipient Name and Address cr + Email/PDF: PRA_BK2_CASE_UPDATE@portfoliorecovery.com PRA Receivables Management LLC, POB 41067, Norfolk, VA 23541-1067 cr + Email/PDF: PRA_BK2_CASE_UPDATE@portfoliorecovery.com PRA Receivables Management, LLC, PO Box 41021, Norfolk, VA 23541-1021 cr + Email/Text: ebnpeoples@grblaw.com Peoples Gas Company LLC, f/k/a Peoples TWP LLC, c/o S. James Wallace, P.C., 845 N. Lincoln Ave., Pittsburgh, PA 15233-1828 AEO/Synchrony Bank, P.O. Box 965003, Orlando, AEO/Synchrony Bank, P.O. Box 960013, Orlando, ^ MEBN Advanced Call Center Technologies, LLC, PO Box 9091, Gray, TN 37615-9091 Allegheny Health Network, PO Box 645266, Pittsburgh, PA 15264-5250 Email/PDF: bncnotices@becket-lee.com American Express, P.O. Box 981535, El Paso, TX Email/PDF: bncnotices@becket-lee.com American Express, P.O. Box 1270, Newark, NJ + Email/PDF: bncnotices@becket-lee.com American Express, P.O. Box 297871, Fort Lauderdale, FL 33329-7871 Email/PDF: bncnotices@becket-lee.com American Express National Bank, c/o Becket and Lee LLP, PO Box 3001, Malvern PA 19355-0701 *3 15057218 Jun 12 2024 00:20:04 Asset Recovery Solutions, LLC, 2200 E. Devon Ave., Suite 200, Des Plaines, IL 60018-4501 15042914 Jun 12 2024 00:36:31 BP Visa Credit Card, P.O. Box 965022, Orlando, 15042913 Jun 12 2024 00:36:33 BP Visa Credit Card, P.O. Box 965023, Orlando, 15057220 Email/Text: patientfinancialservices@butlerhealthsystem.org Jun 12 2024 10:38:09 Butler Memorial Hospital, One Hospital Way, Butler, PA 16001 15042915 Email/Text: BarclaysBankDelaware@tsico.com Jun 12 2024 00:31:00 Barclays, P.O. Box 13337, Philadelphia, PA 19101-3337 Email/PDF: Citi.BNC.Correspondence@citi.com Jun 12 2024 00:36:05 Best Buy Credit Services, P.O. Box 9001007, Louisville, KY 40290-1007 + Email/PDF: PRA_BK2_CASE_UPDATE@portfoliorecovery.com Jun 12 2024 00:52:16 Bureaus Investment Group Portfolio No 15 LLC, c/o PRA Receivables Management, LLC, PO Box 41021, Norfolk VA 23541-1021 Email/PDF: AIS.cocard.ebn@aisinfo.com Jun 12 2024 00:52:34 Capital One, P.O. Box 71083, Charlotte, NC 28272-1083 Email/PDF: bncnotices@becket-lee.com Jun 12 2024 00:36:21 Capital One, N.A., c/o Becket and Lee LLP, PO Box 3001, Malvern PA 19355-0701 Email/PDF: Citi.BNC.Correspondence@citi.com Jun 12 2024 00:36:34 Citi Cards, PO Box 70166, Philadelphia, PA 19176-0166 Email/Text: BNC-ALLIANCE@QUANTUM3GROUP.COM Comenity - Victoria's Secrret, PO Box 659728, San Antonio, TX 78265-9728 Email/Text: BNC-ALLIANCE@QUANTUM3GROUP.COM Comenity Capital Bank - HSN, Bankruptcy Department, PO Box 183043, Columbus, OH 43218-3043 Email/PDF: creditonebknotifications@resurgent.com CreditOne Bank, P.O. Box 98873, Las Vegas, NV 89193-8873 Email/PDF: Citi.BNC.Correspondence@citi.com Jun 12 2024 00:36:15 Macy's, P.O. Box 8058, Mason, OH 45040-8058 Email/Text: bnc-quantum@quantum3group.com Department Stores National Bank, c/o Quantum3 Group LLC, PO Box 657, Kirkland, WA 98083-0657 + Email/Text: egssupportservices@alorica.com EGS Financial Care, Inc., PO Box 1020, Dept. 806, Horsham, PA 19044-8020 Email/Text: collecadminbankruptcy@fnni.com First Bankcard, P.O. Box 2557, Omaha, NE 68103-2557 + Email/Text: SAABankruptcy@fcbanking.com First Commonwealth Bank, 601 Philadelphia Street, Indiana, PA 15701-3952 Email/PDF: ais.chase.ebn@aisinfo.com Chase, P.O. Box 1423, Carlotte, NC 28201-1423 Email/PDF: ais.chase.ebn@aisinfo.com Chase, P.O. Box 15298, Wilmington, DE Email/PDF: ais.chase.ebn@aisinfo.com Jun 12 2024 00:51:54 Marriott Rewards, P.O. Box 1423, Charlotte, NC + Email/Text: RASEBN@raslg.com JPMorgan Chase Bank, N.A., s/b/m/t Chase Bank USA, N.A., c/o Robertson, Anschutz & Schneid, P.L., 6409 Congress Avenue, Suite 100, Boca Raton, FL 33487-2853 + Email/Text: JPMCBKnotices@nationalbankruptcy.com JPMorgan Chase Bank, N.A., s/b/m/t Chase Bank USA, N.A., JPMC, c/o National Bankruptcy *4 Services, LLC, P.O. Box 9013, Addison, Texas 75001-9013 15042926 Email/Text: PBNCNotifications@peritusservices.com Jun 12 2024 00:29:00 Kohl's, P.O. Box 3043, Milwaukee, WI
53201-3043 15042927 Email/PDF: Citi.BNC.Correspondence@citi.com Jun 12 2024 00:36:34 LL Bean Mastercard, PO Box 6742, Sioux Falls, SD 57117-6742 15062093 Email/PDF: resurgentbknotifications@resurgent.com Jun 12 2024 00:36:18 LVNV Funding, LLC, Resurgent Capital Services, PO Box 10587, Greenville, SC 29603-0587 15082707 + Email/Text: bankruptcydpt@mcmcg.com Jun 12 2024 00:32:00 Midland Credit Management, Inc., Po Box 2037, Warren MI 48090-2037 15042932 ^ MEBN Jun 12 2024 00:18:49 NCB Management Services, Inc., PO Box 1099, Langhorne, PA 19047-6099 Jun 12 2024 00:19:39 Northstar Location Services, LLC, Attn: Financial Services Dept., 4285 Genesse St., Cheektowaga, NY 14225-1943 Email/Text: Bankruptcy.Notices@pnc.com Jun 12 2024 00:29:00 PNC Bank, PO Box 1820, Dayton, OH 45401-1820 Email/Text: Bankruptcy.Notices@pnc.com Jun 12 2024 00:29:00 PNC Bank, PO Box 856177, Louisville, KY 40285-6177 Email/Text: Bankruptcy.Notices@pnc.com Jun 12 2024 00:29:00 PNC Bank, N.A., P.O. Box 94982, Cleveland, OH Email/Text: Bankruptcy.Notices@pnc.com Jun 12 2024 00:29:00 PNC Bank, National Association, PO Box 94982, Cleveland, OH 44101 Email/PDF: PRA_BK2_CASE_UPDATE@portfoliorecovery.com Jun 12 2024 00:36:39 Portfolio Recovery Associates, LLC, POB 12914, Norfolk VA 23541 + Email/Text: ebnpeoples@grblaw.com Peoples Gas Company LLC, f/k/a Peoples TWP, c/o S. James Wallace, P.C., 845 N. Lincoln Avenue, Pittsburgh, PA 15233-1828 Email/Text: bnc-quantum@quantum3group.com Quantum3 Group LLC as agent for, Comenity Bank, PO Box 788, Kirkland, WA 98083-0788 Email/Text: bnc-quantum@quantum3group.com Quantum3 Group LLC as agent for, Comenity Capital Bank, PO Box 788, Kirkland, WA 98083-0788 Email/Text: amieg@stcol.com State Collection Services, Inc., 2509 S. Stoughton Road, Madison, WI 53716 + Email/Text: ebn_bkrt_forms@salliemae.com Sallie Mae, PO Box 8459, Philadelphia, PA 19101-8459 Email/Text: ebn_bkrt_forms@salliemae.com Sallie Mae, P.O. Box 3319, Wilmington, DE + Email/PDF: Citi.BNC.Correspondence@citi.com Sears Credit Cards, P.O. Box 6282, Sioux Falls, SD 57117-6282 Email/PDF: Citi.BNC.Correspondence@citi.com Sears Credit Cards, P.O. Box 9001055, Louisville, KY 40290-1055 Email/Text: amieg@stcol.com State Collections Services, Inc., PO Box 6250, Madison, WI 53716-0250 Synchrony Bamk/Walmart, P.O. Box 530993, Atlanta, GA 30353-0993 Synchrony Bank, P.O. Box 965016, Orlando, FL *5 + Email/PDF: ebn_ais@aisinfo.com Synchrony Bank by AIS InfoSource, LP as agent, 4515 N Santa Fe Ave, Oklahoma City, OK Email/PDF: ais.sync.ebn@aisinfo.com Synchrony Bank/JCP, P.O. Box 960090, Orlando, FL 32896-0090 Email/PDF: ais.sync.ebn@aisinfo.com Synchrony Bank/Pandora, PO Box 530960, Atlanta, GA 30353-0960 Email/PDF: ais.sync.ebn@aisinfo.com Synchrony Bank/SR, PO Box 960012, Orlando, FL 32896-0012 Email/PDF: ais.sync.ebn@aisinfo.com Synchrony Bank/Sams Club, P.O. Box 530993, Atlanta, GA 30353-0993 Synchrony Financial, P.O. Box 965035, Orlando, Synchrony bank/QVC, P.O. Box 960097, Orlando, + Email/Text: bncmail@w-legal.com TD Bank USA, N.A., C O WEINSTEIN & RILEY, PS, 2001 WESTERN AVENUE, STE 400, SEATTLE, WA 98121-3132 Email/Text: bncmail@w-legal.com Target Card Services, P.O. Box 660170, Dalls, TX Email/PDF: ais.wellsfargo.ebn@aisinfo.com Jun 12 2024 00:52:33 Wells Fargo Bank, N.A., PO Box 10438, MAC F8235-02F, Des Moines, IA 50306-0438 Email/PDF: ais.wellsfargo.ebn@aisinfo.com Jun 12 2024 01:07:37 Wells Fargo Bank, NA - Dilliard's, P.O. Box 10347, Des Moines, IA 50306-0347
BYPASSED RECIPIENTS The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a preferred address, or ## out of date forwarding orders with USPS. Recip ID Bypass Reason Name and Address cr PNC BANK NATIONAL ASSOCIATION
cr Quantum3 Group LLC as agent for Comenity Capital B
cr *+ Synchrony Bank by AIS InfoSource, LP as agent., 4515 N Santa Fe Ave, Oklahoma City, OK 73118-7901 *+ American Express, P.O. Box 297871, Fort Lauderdale, FL 33329-7871 *+ Capital One, P.O. Box 71083, Charlotte, NC 28272-1083 * Kohl's, P.O. Box 3043, Milwaukee, WI 53201-3043 * LL Bean Mastercard, PO Box 9001068, Louisville, KY 40290-1068 *+ Synchrony Bank by AIS InfoSource, LP as agent, 4515 N Santa Fe Ave, Oklahoma City, OK 73118-7901 TOTAL: 2 Undeliverable, 6 Duplicate, 0 Out of date forwarding address
NOTICE CERTIFICATION
I, Gustava Winters, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.
Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains *6 the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.
Date: Jun 13, 2024 Signature: /s/Gustava Winters
CM/ECF NOTICE OF ELECTRONIC FILING
The following persons/entities were sent notice through the court's CM/ECF electronic mail (Email) system on June 11, 2024 at the address(es) listed below: Name Email Address
Denise Carlon
on behalf of Creditor PNC BANK NATIONAL ASSOCIATION dcarlon@kmllawgroup.com Jeffrey J. Sikirica on behalf of Debtor Joel J Bednar TrusteeSikirica@gmail.com PA59@ecfcbis.com Jeffrey J. Sikirica on behalf of Joint Debtor Sally M Bednar TrusteeSikirica@gmail.com PA59@ecfcbis.com Office of the United States Trustee ustpregion03.pi.ecf@usdoj.gov
Ronda J. Winnecour cmecf@chapter13trusteewdpa.com
S. James Wallace on behalf of Creditor Peoples Gas Company LLC f/k/a Peoples TWP LLC ecfpeoples@grblaw.com, PNGbankruptcy@peoples-gas.com