68 P. 623 | Kan. | 1902
The opinion of the court was delivered by
This was an action brought by Sarah E. Evans to recover $1500 from the Insurance Company of North America on a contract insuring a stock of drugs and other merchandise kept in McLouth, which was destroyed by fire. A trial resulted in a verdict in favor of the plaintiff for $30, and she promptly moved for a new trial upon several grounds —among them were irregularity in the proceedings of the court and abuse of discretion, accident and surprise, that the verdict was not sustained by the evidence and was contrary to law, newly-discovered evidence, error of law occurring at the trial, and error in the assessment of the amount of recovery. The motion was allowed and a new trial awarded. The insurance company complains of this ruling, but it is greatly hampered here by the fact that this court cannot ascertain the ground or basis for awarding a new trial; also, because of the discretion vested in the district court as to the granting of new trials, and by the further fact that appellate courts are slow to set aside orders which grant new trials wherein both parties
There were many rulings upon the admission of testimony and in charging the jury, to which exceptions were taken, and there is considerable conflict in the testimony that was received. These and other rulings were included in the motion for. a new trial, but upon what theory the motion was allowed does not appear, and if it can be sustained upon any of the grounds alleged in the motion this court is bound to uphold the ruling. As has been said, the trial courts have a large and extended discretion in the granting of new trials, and if it appears to such court that a party has not had a reasonably fair trial or received substantial justice, it is its duty to grant a new trial; and where the evidence is conflicting and a new trial is granted there is always room to infer that the verdict of the jury did not meet with the approval of the court.
‘ ‘ The supreme court will not reverse the order of the trial court granting a new trial unless the supreme court can see beyond all reasonable doubt that the trial court has manifestly and materially erred with respect to some'pure, simple and unmixed question of law, and that except for such error the ruling of the trial court would not have been made as it was made, and that it ought not to have been so made.” (City of Sedan v. Church, 29 Kan. 190.)
Upon the question of reviewing orders of the district court granting new trials, we refe.r to the following cases: Brown, Adm’r, v. A. T. & S. F. Rld. Co., 29 Kan. 186; Murphy v. Hindman, 37 id. 268, 15 Pac. 182 ; McCreary, Sheriff, v. Hart, 39 id. 216, 17 Pac. 839 ; Barney v. Dudley, 40 id. 247, 19 Pac. 550 ; Sanders v. Wakefield, 41 id. 11, 20 Pac. 518 ; Betz v. Land Co., 46 id. 45, 26 Pac. 456; Land Co. v. Lewis, 53 id. 750, 37
The insurance company contends that the new trial was erroneously awarded because, under the terms of the policy, the action itself was prematurely brought, and, also, because other conditions of the policy were not complied with; but these were matters which arose during the trial, and “we have frequently held that all errors occurring during the trial, including supposed erroneous findings of the court or jury, are waived, and cannot be considered by this court unless a motion for a new trial, founded upon and including such supposed errors, has been made and overruled in the district court.” (Decker v. House, 30 Kan. 614, 1 Pac. 584 ; Buettinger v. Hurley, 34 id. 585, 9 Pac. 197.) The company did not ask for a new trial nor bring these rulings of the trial court here so as to make them available as errors, and, hence, some of the questions strongly urged are not open for our consideration at this time. The main question in the case is, whether the court erred in granting the motion for a new trial, and if a single erroneous ruling is found among those assigned in the motion, this court will presume that the motion was allowed on that ground.
It appears that the court permitted evidence to be given and a defence to be made that Frank Evans and Louis Evans, sons of the plaintiff below, who had charge of the drug-store, had made illegal sales of intoxicating liquors. The contention is that the insurance of the stock encourages and promotes a violation of the law and is against public policy, and that the contract is therefore unenforceable. The property insured, as stated in the policy, was a “general stock of merchandise, consisting principally of drugs, chemicals, patent medicines, oils, paints, glass, wines, drug
The present case cannot be likened to the insuring of an illegal traffic or of a business that directly and necessarily violates the law, such as policies on lotteries or marine insurance on unlawful voyages. The distinction is pointed out in Armstrong v. Toler, 11 Wheat. 271, 6. L. Ed. 468, which is to the effect that if the consideration is illegal, or if the direct purpose of the contract is to advance or encourage acts in violation of law, it is void, but if the contract to be enforced is collateral and independent, though to some extent connected with acts done in violation of law, the contract is not void.
The same idea is illustrated in Ocean Insurance Co. v. Polleys, 13 Pet. 157, 10 L. Ed. 105. In Boardman v. Insurance Co., 8 Cush. 583, the validity of a policy of insurance on a building and contents consisting of leather and materials for the manufacturing of shoes was in question. Before the fire, a lottery was conducted in a room of the building, with the consent and participation of the assured. It was held that, as the
In Niagara Ins. Co. v. DeGraff, 12 Mich. 124, the policy included groceries ard other articles, among which were liquors, which the assured kept for sale contrary to law. It was there held that, as the liquors constituted property, and the risks insured against were not the consequences of illegal acts, the insurance company had no concern with the use which the assured might make of the property, and the court said that “collateral contracts, into which no illegal design enters, are not affected by an illegal transaction with which they may remotely connect.”
In Vermont there was a case similar to the one at bar, where a stock of drugs was insured, and the claim was made that the policy embraced liquors kept for sale contrary to law. The supreme court of that state held:
“If the purpose of the contract had been to protect the assured in the Stale of intoxicating liquors, it would have been null; but the greater part of the property insured consisted of goods, insurance upon which was subject to no objection. The contract was legal upón its face, nothing appearing to show that the wines and liquors were intended for illegal sale, and it is a fact not needing proof that, in compounding medicines, liquors, especially wines and alcohol, are of daily use, and for that purpose their possession and use by druggists legitimate. The assured was a dealer in drugs and medicines, and in that respect legitimately and presumably using liquors.” (Carrigan v. Lycoming Fire Ins. Co., 58 Vt. 418, 38 Am. Rep. 687.)
The case of Erb v. Insurance Co., 98 Iowa, 606, 40 L. R. A. 845, 67 N. W. 583, involved the validity of a
Under our constitution and statutes, liquor may be lawfully kept, and for some purposes it may be legally sold, and, being recognized as property, it constitutes a legitimate subject for insurance. Where the sale of liquors thus insured is merely incidental, and the policy does not provide against the use or sale of liquors, and the insurance is not effected with a purpose to advance and encourage acts in violation of law, as in this case, the validity of the policy is not affected by the fact that some illegal sales were subsequently 'made.
There was much testimony as to the sales of intoxicating liquors erroneously admitted and rulings in charging the jury upon the same subject, of which the plaintiff below had good cause to complain, and for this reason, if no other, the court rightly granted a new trial. The judgment of the district court will be affirmed.
