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In Re Douglas R. Huffman in Re Robin Lynn Huffman in Re Edward N. Tucholski in Re Debbie S. Tucholski in Re John J. Rice in Re Josephine E. Rice, Debtors. Patricia A. Kovacs, Trustee v. First Union Home Equity Bank, First Union Mortgage Corporation, in Re Douglas R. Huffman in Re: Robin Lynn Huffman, Debtors. Patricia A. Kovacs, Trustee v. First Union Home Equity Bank, in Re Edward N. Tucholski in Re: Debbie S. Tucholski, Debtors. John N. Graham, Trustee Patricia A. Kovacs, Trustee v. National Lending Center, Inc. First Union National Bank, as Indenture Trustee, 369 F.3d 972
