OPINION
Case Summary
Appellants-Plaintiffs, Bernard and Ret-tie Hopper (collectively “Hopper”), individually and on behalf of their minor son, George Hopper, bring an interlocutory appeal of the trial court’s grant of a motion in limine filed by Appellee-Defendant, Lucas Brothers, Inc. We reverse with instructions.
Issue
Hopper raises one issue for our review which we restate as: whether the trial court properly granted the motion in li-mine which provided that evidence of failure to wear seat belts is admissible to demonstrate fault.
Facts and Procedural History
On December 21, 1994, Bernard was driving a fire truck water tanker for the Johnson Township Volunteer Fire Department (“Fire Department”). He was accompanied by another volunteer firefighter, Robert Fergison, and Bernard’s son George, and was not on an emergency run. Defendant, Roy Carey, was driving in the oncoming lane and as he passed, the fire truck went off the road onto the shoulder. The road surface had been recently repaved by defendant, Lucas Brothers, Inc. Bernard attempted to return the vehicle to the roadway but oversteered, causing the vehicle to leave the roadway again and overturn. Bernard and George were injured during the accident. The fire truck was equipped with seat belts, but contrary to the Fire Department’s rules, none of the occupants were wearing them at the time of the accident.
Hopper filed a complaint seeking damages for the personal injuries received by Bernard and George. The complaint contained a negligence count against Carey, Lucas Brothers, and the Scott County Highway Department (“Highway Department”), and a products liability count against the manufacturer of the fire truck, S & S Fire Apparatus Co.
On May 7, 1998, Lucas Brothers filed a motion in limine requesting an order “that evidence of Bernard Hopper’s and George Hopper’s failure to wear seat belts is admissible to demonstrate ‘fault’ on the part of Bernard Hopper and George Hopper.” R. 51. The trial court held a hearing and later granted the motion. The trial court *570 certified the order for interlocutory appeal on August 7, 1998 and this court accepted jurisdiction of the appeal on September 29, 1998. 1
Discussion and Decision
I. Standard of Review
The granting or denying of a motion in limine is within the sound discretion of the trial court.
Jones v. State,
II. Evidence of Fault
Hopper argues that the trial court erred when it granted Lucas Brothers’ motion in limine. The trial court’s order in limine determined that evidence of seatbelt use would be admissible to demonstrate fault. The present ease involves three liability theories: Hopper’s complaint against Carey and the Lucas Brothers is governed by the Comparative Fault Act; his complaint against the Highway Department is governed by the common law principle of contributory negligence; and his complaint against S & S Fire Apparatus Co. is a products liability action. We will address Hopper’s complaint of error as it relates to each defendant separately.
A. The.Highway Department
Tort claims against governmental entities such as the Highway Department are subject to common law principles of negligence because Indiana’s Comparative Fault Act does not apply to such entities. Ind.Code § 34-51-2-2;
Hapner v. State,
In the present case, the trial court ruled that evidence of Hopper’s failure to use a seatbelt is admissible to determine fault. The validity of the seatbelt defense has been hotly contested in courts across the country, and the result could hardly be considered a consensus on this issue.
See Clarkson v. Wright,
1. The Seatbelt Defense in Indiana
The first Indiana case to address the seatbelt defense was
Kavanagh v. Butorac,
failure to use the belts may come into action after the proximate cause, we have no authorities which we believe permit us to invoke that doctrine under the evidence here to avoid or to lessen the damage. We recognize [the] possibility of the doctrine applying in some future date and in some matter where the circumstances are clearer than the instant case in showing that some part of the injury would not have occurred except for the fact that plaintiff failed to avoid the consequence of the tort by not fastening his seat belt.
Id. at 830. The court concluded that there was insufficient evidence to hold, as a matter of law, that the use of a seatbelt would have prevented the identical injury, but left for another day the question whether the common law on this may change.
Following
Kavanagh,
the Seventh Circuit United States Court of Appeals encountered this issue in a case arising in Indiana,
Mays v. Dealers Transit, Inc.,
In
Birdsong v. ITT Continental Baking Co.,
This line of cases continued with
Gibson v. Henninger,
The following year, this court decided
Rhinebarger v. Mummert,
The seatbelt defense finally came before our supreme court in
State v. Ingram,
Although Ingram disallowed evidence of seatbelt non-use, appellees distinguish this case on two grounds. 3 First, appellees argue that Ingram only addressed mitigation of damages, post-tort conduct, whereas this case involves fault for pre-tort con *573 duct. Second, appellees note that since the decision in Ingram, the Indiana Legislature has enacted statutes requiring the use of seatbelts.
2. The Seatbelt Defense as Evidence of Contributory Negligence
Appellees urge that in this case they are not offering the seatbelt defense as evidence of Hopper’s failure to mitigate his damages as were the defendants in
Ingram;
rather, appellees are arguing that the evidence is being admitted to demonstrate the negligence of Hopper. As mentioned, pursuant to Indiana Code Section 34-51-2-2, the Highway Department is not subject to the Indiana Comparative Fault Act, and therefore, it has the defense of contributory negligence at its disposal. Contributory negligence is conduct on the part of the plaintiff, contributing as a legal cause to the harm he has suffered, which falls below the standard to which he is required to conform for his own protection.
Peavler v. Board of Comm’rs of Monroe County,
Appellees argue that the plaintiff “has a common law duty to use reasonable care to avoid injury to himself.” Brief of Appellee Lucas Brothers, Inc. at 6,
citing Stephenson v. Ledbetter,
This court has also had the opportunity to address the issue of a plaintiffs duty to protect himself from another’s negligence. In
State v. Eaton,
Applying these principles to the present case, we conclude that under the common law alone, Hopper was not under a duty to anticipate the alleged negligence of the Highway Department. We believe that this conclusion is consistent with our supreme court’s decision in Ingram. While that case dealt specifically with mitigation of damages, that court also noted that absent a clear legislative mandate creating a duty to wear a seatbelt, no such duty would be judicially created. Our supreme court’s discussion in this vein clearly expands the scope of the decision beyond just mitigation of damages to prohibit this court from creating a duty of automobile occupants to wear a seatbelt. Allowing evidence of Hopper’s failure to wear a seatbelt to establish contributory negligence would do just that.
3. Statutory Developments
The appellees also argue that the statutory mandate mentioned in Ingram now exists. In 1985, the legislature enacted a mandatory passenger restraint law and created a statutory duty for occupants of certain vehicles to wear seat belts. See P.L. 122-1985, SEC. 1. As currently codified, Indiana Code Section 9-19-10-2 requires:
Each front seat occupant of a passenger motor vehicle that is equipped with a safety belt meeting the standards stated in the Federal Motor Vehicle Safety Standard Number 208 (49 CFR 571.208) shall have a safety belt properly fastened about the occupant’s body at all times when the vehicle is in forward motion.
Generally, a passenger motor vehicle is defined as “a motor vehicle designed for carrying passengers,” but does not include a motorcycle, bus or school bus. Ind.Code § 9-13-2-123(a). However, for purposes of the passenger restraint law specifically, a passenger motor vehicle does include buses, school buses, and private buses, but does not include trucks, tractors, and recreational vehicles. Ind.Code § 9-13-2-123(b). Therefore, for instance, a truck could be a passenger motor vehicle, but an occupant thereof is not required to comply with Indiana Code Section 9-19-10-2. Accordingly, at the time of the accident, the Hoppers were not required to comply with the statute.
In addition, Indiana Code Section 9-19-10-7 provides that “[flailure to comply with section 1, 2, 3, or 4 of this chapter does not constitute fault under IC 34-51-2 [Indiana Comparative Fault Act].... ” We conclude that had the Hoppers been front seat occupants in a passenger motor vehicle not excluded from Indiana Code Section 9-19-10-2, evidence of their failure to comply with the statute would not be admissible to demonstrate fault in an action based upon negligence under the Comparative Fault Act. Moreover, such evidence would not be admissible in a civil case regarding mitigation of damages, with the exception of products liability actions. See Ind.Code 9—19—10—7(b).
We are presented with an interesting dilemma. The legislature has spoken on a passenger’s duty to wear a seat-belt, however, that duty cannot be used to demonstrate fault and does not apply to Hopper. Based on the language of
Ingram,
we must conclude that the Indiana Legislature has not altered the common law. Our supreme court stated that no duty to wear a seatbelt would be recognized absent “a clear mandate from the legislature.”
Ingram,
We note, however, that the Fire Department had a policy requiring the use of seat belts. We recognize that the Fire Department’s rule may have been enacted not only for the safety of the fire fighters, but also to help eliminate lawsuits against it. Had the Fire Department been a defendant in this action, the evidence of failure to wear a seatbelt may have been admissible to demonstrate fault, only to the extent that the policy made known a specific risk against which the Fire Department was attempting to guard. In such a case, the Fire Department may have availed itself of the incurred risk defense. Such a defense is available only when the plaintiff accepts “a specific risk of which the plaintiff has actual knowledge.”
Power v. Brodie,
B. Carey and Lucas Brothers
As mentioned, Hopper’s complaint against Carey and Lucas Brothers is governed by the Indiana Comparative Fault Act, Ind.Code § 34-51-2-1 through -19. The Comparative Fault Act created a modified comparative fault scheme in which “any contributory fault chargeable to the claimant diminishes proportionately the amount awarded as compensatory damages.... ” Ind.Code § 34-51-2-5. In addition, “the claimant is barred from recovery if the claimant’s contributory fault is greater than the fault of all persons whose fault proximately contributed to the claimant’s damages.” Ind. Code § 34-51-2-6. For purposes of comparative fault, the term “fault” includes “any act or omission that is negligent, willful, wanton, reckless, or intentional toward the person or property of others. The term also includes unreasonable assumption of risk not constituting an enforceable express consent, incurred risk, and
unreasonable
failure to avoid an injury or to mitigate damages.” Ind.Code § 34r-6-2-45(b) (emphasis added). Thus, one’s fault can include an act or omission occurring either before or after the fault of another. The Act eliminated contributory negligence as a complete defense, as well as other common-law defenses.
Heck v. Robey,
*576
The language of the Indiana Comparative Fault Act contemplates the retention of existing negligence concepts.
Compton v. Pletch,
C. S & S Fire Apparatus
Hopper’s claim against S & S Fire Apparatus is governed by the Indiana Products Liability Act. Products liability actions are subject to specifically enumerated defenses.
See
Ind.Code § 34-20-6-3 through -5. “It is a defense to an action under [Ind.Code § 34-20] that the user or consumer bringing the action: (1) knew of the defect; (2) was aware of the danger in the product; and (3) nevertheless proceeded to make use of the product and was injured.” Ind.Code § 34-20-6-3. “Thus, even if a product is sold in a defective condition unreasonably dangerous, recovery will be denied an injured plaintiff who had actual knowledge and appreciation of the specific danger and voluntarily accepted [incurred] the risk.”
Koske v. Townsend Engineering Co.,
In the present case, the record is silent as to the basis of Hopper’s products liability claim. We are unclear, therefore, whether the defect in the fire truck was open and obvious or whether warnings were placed on the truck informing the passengers of the specific risk from which Hopper’s injuries resulted. Without such information, we are unable to determine the applicability of the incurred risk defense. We note that consistent with our above discussion of the seatbelt defense, such evidence is only admissible where the plaintiff has actual knowledge of a specific risk against which he fails to protect himself.
We also note that if Hopper is complaining of the absence of a structure designed for the safety of passengers in the event of a roll-over, evidence that seat-belts were adequate safety devices in the absence of such a structure would be valid evidence to negate Hopper’s claim of causation.
See
Ind.Code § 34-20-2-1 (“[A] person who sells, leases, or otherwise puts into the stream of commerce any product in a defective condition unreasonably dangerous to any user or consumer or to the user’s or consumer’s property is subject to liability for physical harm
caused
by that product .... ” (emphasis added)). In short, the lack of a safety device cannot be the cause of the injuries if other adequate but unused safety devices were available to the plaintiff.
See DePaepe v. General Motors Corp.,
Conclusion
In conclusion, we hold that the seatbelt defense is not admissible to demonstrate fault under the common law defense of contributory negligence or the Indiana Comparative Fault Act. Moreover, the defense of incurred risk is likewise unavailable unless the defendant has actual *577 knowledge of a specific risk. Again, the general awareness that a future accident is possible does not constitute knowledge of a specific risk. We note that the Fire Department’s policy that fire fighters wear seatbelts did not create a duty for Hopper to wear his seatbelt; however, had the Fire Department been a defendant in this action, it may have had the defense of incurred risk at its disposal if the policy warned of a specific risk from which the plaintiffs injuries were sustained. Based on the evidence in the record, therefore, we conclude that the trial court erred when it ruled that evidence of Hopper’s non-use of his seatbelt is admissible to prove fault. Finally, we are unable to determine whether the evidence of Hopper’s failure to use his seatbelt is admissible in his products liability action. Such evidence could be admissible to demonstrate incurred risk or to negate the element of causation, depending on the grounds of the claim and the relation of the facts thereto.
Reversed with instructions.
Notes
. Defendants Ron Carey, Continental Western Insurance Co., and S & S Fire Apparatus Co. did not file briefs in this appeal.
. We note that use of a motion in limine to establish the admissibility of evidence as broadly as attempted here is unusual, but, as discussed infra, we think it was a wise decision.
. Although we are only addressing the seat-belt defense as it applies to the Highway Department, we have consolidated the Highway Department's and the Lucas Brothers’ argument on this issue for the sake of clarity.
. We note that in
Walsh
v.
Emergency One, Inc.,
