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Hinton v. Interstate Guaranty Insurance
480 S.E.2d 842
Ga.
1997
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*1 Query assigned to him as that the funds in payment Hunstein claims attorneys’ in criminal case. fees a federal of remedy extraordinary right mandamus, of to the To obtain sought legal right petitioner to the relief must show both a clear remedy. adequate has failed to Hunstein of another and the absence remedy showing. file a claim on his own His was to make either result, a action, he did not do. As in which behalf he the state forfeiture under the forfeiture statute owner or interest holder is not an legal right See 16- a to the seized funds. OCGA not have clear does (a). denial of mandamus. Therefore, we affirm the trial court’s 13-49 Carley, Judgment Fletcher, J, Sears, Benham, J., P. C. affirmed. Judge Thompson, JJ, Hines, Hun- H. Arthur McLane concur. disqualified. stein, J., 3, 1977 February Decided 21, 1997. February denied

Reconsideration Ralph pro Hunstein, J. se. Attorney, McClain, McDade, H. Assistant District William

David Attorney, pro se. District INTERSTATE GUARANTYINSURANCE

S96G1100. HINTON v.

COMPANY. (480 SE2d Justice. Sears, granted Guaranty Co.1 certiorari Hinton v. Interstate We a farm tractor can be an uninsured motor consider whether when, in statute2 the course of the uninsured motorist nonagricultural pursuit, a it collides with another vehicle on question highway. in the answer this affirmative. We Lynn injuries personal car when her Plaintiff Hinton suffered Billy Ken- a farm tractor defendant Kendrick. collided with owned using a 14-foot wide mobile drick and others were the tractor tow county The tractor as motor home on a vehicle and it was not covered insured road.

by liability insurance. Hinton was (“IGIC”) Company Guaranty and her Insurance Interstate policy provided protection. against were Kendrick and the others who

Hinton filed suit copy assisting moving home, the mobile and served IGIC with 292) (1996). 2 OCGA 33-7-11. complaint denying any and summons. IGIC filed an answer denying

defendant was uninsured that Hinton was entitled to portion policy. under the uninsured motorist of her There- partial summary judgment, after, IGIC moved for and the trial court granted finding motion, its that “a farm tractor is not a motor vehicle appealed, uninsured motorist statute.” Hinton *2 majority Appeals and of the Court of affirmed.3 We reverse.

The uninsured motorist statute defines an “uninsured vehicle” as a no, motor vehicle as to which is there either or insuffi- bodily injury liability property damage liability cient, insurance and (1) (D). (b) § insurance. 33-7-11 statute, however, OCGA The does not define term “motor vehicle.” present Appeals case,

In the the trial court and Court of con- strued the term uninsured “motor vehicle” in the motorist statute to only include vehicle” in those motor vehicles that meet the of “motor definition (1), § type 33-34-2 OCGA which Code section sets forth the required mandatory liability of vehicles “Georgia to have insurance under the Reparations Motor Vehicle Accident Act.”4The definition of (1) § motor vehicle in is 33-34-2 as follows: (1) having “Motor vehicle” means a vehicle than more load-bearing three wheels of a kind to be relating under the laws of this state to motor vehicles designed primarily' operation upon for streets, highways by power roads, and and driven other than muscu- power. lar The term includes a trailer drawn or attached to such a vehicle.

Judge agree majority Johnson, however, did with the Appeals, concluding purposes Court of his dissent of the restrictive, uninsured motorist this definition is too in that it purpose defeats the remedial of the uninsured motorist statute and agree position. leads to absurd results.5 We with that purpose legislation of uninsured motorist is to provision first-party some “to facili- injuries person legally tate indemnification to a who is damages motorist, entitled to recover from an uninsured thereby protect negligence innocent from the victims irresponsible 935, 7 drivers.” AmJur2d Automobile 3 Guaranty Co., v. Hinton Interstate Ins. App. supra. Ga. 220 §§ OCGA 33-34-1 to 33-34-8. dissenting). Guaranty Co., v. (Johnson, Hinton Interstate App. J., Ins. Ga. 703-705 § remedial motorist statutes are

Insurance, 293. Uninsured accomplish construed to must be in nature and Wages legislative purpose. Farm Mutual See v. State Id. 1) (1974); see also Co., Auto. Ins. 205 Va. v. Farm Mutual Auto. McDaniel State 806) (1965).6 (139 SE2d Limiting unin- of the the definition of motor (1) § forth in 33-34-2 statute to the definition set motorist sured example, unjust that limited defini- and absurd results. lead to scope motorcycles § 33-7-11, as a from the tion motorcycle exclude would load-bearing Given that three wheels. does not have many motorcycles highways driven to be given daily present motorists, and risk to other required by motorcycles cov- OCGA 40-6-11 be are themselves under for “motor vehicles” ered the same insurance seq., term to construe the et it would be absurd OCGA 33-34-1 so motorist statute as exclude vehicle” in the uninsured motorcycles. importantly, of the

Further, more the remedial “motor vehicle” be statute mandate that term *3 broadly provide protection to motor- innocent to financial construed injured by irresponsible purpose, it this are drivers.7 Given ists who is clear that vehicle,” of the uninsured

the term least classes of motor vehicles: must include at two motorist (1) primarily public designed use the that are on Motor vehicles liability by required insurance; and are law to be covered roads (2) primarily designed the for use on vehicles that are not and motor liability required public insurance, but to have roads are not being operated on the of an accident are which the time designed primarily purpose.8 former like a vehicle roads of a motor because, when an owner such must be included signifi- liability poses purchase insurance, the motor to fails innocent, be to motorists. The latter must cant financial threat regard, a motor vehicle the reason. In this when included for same by liability required not to insurance and is that is not be covered designed driven designed for use on the roads is nevertheless as a vehicle that is on roads the same manner the the use, the of that vehicle circumvents for that insurance driver just surely vehi- as motorist who drives a motor laws as (1980). Co., Smith v. Commercial Union Assurance 7 Smith, 246 Ga. at 51. required to lia appeal, not have of this we assume that the tractor was bility insurance. purchase cle to be covered insurance but who fails to it. poses danger Moreover, such a motorist the same risk of financial person operates innocent motorists as who a motor vehicle which must be insured under the laws this state but is not. As the unin- designed protect sured motorist act is innocent motorists from irresponsible drivers, the term “motor vehicle” should be construed foregoing to cover both circumstances. Autry Other courts have reached this In result. v.Aetna &c. Life Appeals, construing Ins. Co. the North Carolina Court of the term ,9 vehicle,” “uninsured motor reasoned that its uninsured motorist stat- ute was intended provide recompense persons financial to innocent who injuries through wrongful

receive conduct of motorists financially irresponsible. who are uninsured and v. Moore (1967). Insurance N.C. 155 S.E.2d 128 Construing light “uninsured motor vehicle” in foregoing, we must conclude that the term is intended to include motor vehicles which should be insured under the [Motor Safety Responsibility] Vehicle and Financial Act but though subject not, and motor vehicles which, compulsory oper- Act, insurance under the are at some time public highways. Only ated in these instances is the provision serving purpose uninsured motorists of its intended complementing original furthering Act and the finan- protection thereby persons injured by cial accorded public highways.10 vehicles on the

Further, in Chase v. Co., State Farm Mut. Auto. the Arizona Supreme golf Court faced the issue of whether a cart that designed public highways for use off could be excluded from unin policy violating sured motorist in an without Georgia uninsured motorist statute. Like the uninsured motorist statute, the Arizona statute did not define the term “motor vehicle.” Reasoning pro that the uninsured motorist statute was *4 public highway, Supreme tect motorists on the the Arizona Court adopted concluding analysis Appeals Autry, the of the North Carolina Court of pro that the Arizona uninsured motorist statute should “ tect motorists from ‘motor vehicles which should . . . be insured but subject though compulsory not, which, are and motor vehicles not (N.C. 1978). 242 SE2d 172 10 Id. at 175. (Ariz. 1982). 641 P2d 1305 ”12 highways.’ public operated the . . at some time insurance . Having are policy adopted analysis, the concluded that a this court designed public highways golf acci for use off the exclude a cart highways.13 occurring public the dents off leading cover- Moreover, on uninsured motorist commentator position age should that the term vehicles” endorsed the has subject compulsory are not insurance motor vehicles which include but which “being operated pub- on the are involved in accidents while would, course, with what result be consistent lic roads. Such a appropriate implemen- as an and courts have viewed most observers tation uninsured motorist statutory public policy underlying the for the mandate the coverage.”14 foregoing reasons, construe the term “motor vehicle” the we remedially,15 § it hold that

in OCGA 33-7-11 includes the designed operate off motor vehicles while highways highways, operating public the on the Accordingly, motor the tractor in this case was a time of an accident. purposes of uninsured motorist statute. We therefore the Appeals. judgment of the Court of reverse except Thompson, Judgment J, concur, reversed. All the Justices who dissents. dissenting. Justice, Thompson,

Although statute16 does not define the uninsured motorist one vehicle,” it “uninsured motor vehicle” as term “motor defines an liability no, insufficient, is or insurance. as which there either determining inquiry is unin- Thus, true whether a vehicle an purposes, is whether vehicle for uninsured motorist sured motor generally Smith v. Union must be insured. See Commercial (268 632) (1980). my view, this In Assurance 246 Ga. 50 legislature. only inquiry can be answered legislature liability has seen fit to “having load-bearing kind wheels of a more than three vehicles relating this to be under the laws of state operation upon primarily motor vehicles highways power muscu- other than streets, roads and driven (1). power.” § in this Inasmuch as the farm tractor lar OCGA 33-34-2 “designed operation upon primarily for case Accordingly, I hold would streets,” it does not meet this definition. Id. at 13Id. Widiss, Coverage, Supp.). 2.30 A Motorist Guide Uninsured 15Smith, 245 Ga. at 51. (b) (1) (D). See OCGA 33-7-11 *5 purposes. it a that was not motor for vehicle contrary simply motorcycles I am not led to a conclusion because carry liability requirement fact, to insurance. In strength my lends farm view that tractors are not uninsured legislature go way if all, motor vehicles. After out its expressly motorcycles carry liability insurance, it could highway carry also have farm tractors used on a legislature specifically However, such insurance. excluded trac- requirement. from such an tors requires motorcycles See OCGA 40-6-11 which carry liability part: reads, insurance and in ‘motorcycle’ any section, “For of this Code means traveling highways having on streets or a seat or sad- dle of the use rider and to travel on not more than ground excluding three wheels in contact moped.” with but a tractor and Relying solely on the remedial nature of the uninsured motorist majority any would have us hold that motor vehicle uninsured, which is and collides with another on doing, road, is an “uninsured motor I vehicle.” in believe so majority legislative authority. Accordingly, enters the realm without respectfully I dissent. 24, 1997. February

Decided Spiva, appellant. Davis, E. Howard Cecil C. Mabry, Clyde

Chambers, III, Brooks, & McClelland E. Rickard appellee.

S96A1486. BARBER v. THE STATE. Justice. Sears, appellant, Jacorey juvenile, The Barber, was convicted of mal- possession during murder, ice aof firearm the commission of a fel- ony, receiving property.1 appeal, and theft stolen On Barber con- 21, September 20, The crime occurred on 1994. Barber was indicted on October 1994. 26, guilty April Barber was on day. found and the trial court sentenced him that prison years trial court sentenced Barber to life for murder and terms of and ten five prison, respectively, possession offenses, for the of a firearm theft both terms to run con secutively 15, 1995, May to the life sentence. Barber filed a trial motion new on and the reporter transcript court certified on November The trial court denied the May 5, 1996, May appeal motion for new trial on and Barber filed a notice of 29. The

Case Details

Case Name: Hinton v. Interstate Guaranty Insurance
Court Name: Supreme Court of Georgia
Date Published: Feb 24, 1997
Citation: 480 S.E.2d 842
Docket Number: S96G1100
Court Abbreviation: Ga.
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