46 Md. 555 | Md. | 1877
delivered the opinion of the Court.
In this case the appellant seeks to restrain the execution of a judgment on the ground of fraud, and also prays for a discovery on oath as to the dealings between Fritchey & Thomas and himself prior to and up to the rendition of the judgment.
There seemed to be no difficulty whatever as to the right of the complainant to the relief prayed, provided the proof was sufficient to sustain the allegations in the bill. But fraud is never presumed, and to justify a Court of equity in setting aside, ar in any manner interfering with a judgment on this ground, the fraud must be clearly and conclusively established. The burden of tbe proof is upon
The undisputed facts show there had been moneyed transactions between the complainant and Eritchey & * Thomas, extending over a period of several years, and amounting in the aggregate to over twenty thousand dollars, and that uj>on an adjustment of accounts between them, the complainant executed a promissory note in their favor for eight thousand dollars.
On the same day Reifsnider, according to the testimony of the respondents, at the request of Eritchey & Thomas, and for their accommodation, agreed to loan to them eight thousand dollars, provided the complainant would execute a note to him, Reifsnider, for that amount, with power of attorney to confess a judgment thereon with a stay of thirty days. In pursuance of this agreement the note of the complainant to Fritchey & Thomas was surrendered, and a note to Reifsnider substituted in its place, and it is the execution of the judgment confessed on this note that the complainant now seeks to restrain. We find no proof in this record to satisfy our minds that either the notes or judgment was obtained by fraud. On the contrary, the weight of testimony shows that the complainant was largely indebted to Fritchey & Thomas, the precise amount of-which we shall have occasion hereafter to consider, and however suspicious some of the circumstances surrounding the transaction may appear, yet they are not sufficient to justify the conclusion that the intervention of Reifsnider was a fraudulent device on the part of the respondents for the purpose of covering up and concealing the illegal and usurious charges of Fritchey & Thomas. So far, then, as Reifsnider is concerned, he must be regarded as the bona
The complainant having failed to make out a case to justify this Court in setting aside the judgment on the ground that it was obtained by fraud, the question is what relief, if any. is he entitled to? And here we are met by the well settled law of this State, that a Court of equity will not restrain the execution of a judgment unless it shall appear that the complainant had a valid defence of which he could not have availed himself at law, or of which he might have availed himself, but was prevented by mistake, surprise, or fraud, unmixed with any fault or negligence of his own. Gott vs. Carr, 6 G. & J., 309 ; Prather vs. Prather, 11 G. & J., 110 ; Kearney vs. Sascer, et al., 37 Md., 279.
How, the proof entirely fails to bring this case within these well established rules of law. The testimony of the complainant in regard to what occurred at the time of the execution of the note to Reifsnider is contradicted in every particular by the testimony of the respondents, and although he is now seeking the aid of a Court of equity to restrain the execution of a judgment voluntarily confessed, he has failed to show that, exclusive of charges for usurious interest, he had any other defence to make. He seems to have kept no account, and made no memoranda of the transaction he now assails. In the language of the learned Judge, “he displays in his testimony an ignorance or want of recollection of important matters about which he ought not to have been ignorant, and which he ought to have borne in memory if he expected success in thus invoking the aid of a Court of equity.”
The only relief, then, to which the complainant is entitled is an allowance for the excessive and usurious rates of interest charged by Fritchey & Thomas and which made up in part the eight thousand dollars claimed to be due to them. And in endeavoring to ascertain the precise amount
It was contended, however, that exhibits Nos. 26 and 27, which. Fritchey & Thomas admitted contained a correct statement of the dealings between the parties, prove that the complainant is entitled to $1371.84 in addition to amount allowed to him by the decree below.
But in reaching this result, the counsel for the appellant credits Fritchey & Thomas only with the nett amount which they admit was loaned to complainant, namely, the sum of $21,660.77, whereas they were undoubtedly entitled to the average interest on this indebtedness, making, in addition thereto, $1371.84, and the total indebtedness of the complainant, $23,032.61. Now, deduct from this the amount of credits to which he is entitled, according to exhibit No. 26, including bonus and interest on bonus, to wit, $16,369.67, and we have the sum of $6662.94, being the amount due Fritchey & Thomas on the 20th August, 1872. This, deducted from $8000, the amount for which the complainant gave his promissory note and confessed judgment thereon, and we have $1337.06, the precise amount allowed by the Judge below on account of usury. Now, it is quite probable that this sum does not represent the precise amount paid by the complainant, for the record shows that Fritchey & Thomas demanded no less than thirty-six per cent, per annum, but there is no proof in the record to justify us in allowing any more. If not enough, the complainant has no one to blame but himself.
Decree affirmed.