The adequacy of notice sent and received by certified mail is the only question presented.
Henry executed in favor of Hiwassee a note in the principal sum of $101,100.00 secured by a deed to secure debt. After Henry’s default under the note, Hiwassee exercised the power of sale in the security deed, and purchased the property at the foreclosure sale for $47,180.00. Hiwassee then filed an application for confirmation of the sale. The trial court issued a rule nisi requiring a copy of the application and a copy of the rule nisi to be served upon Henry at least five days before the hearing unless service was acknowledged by Henry.
Counsel for Hiwassee filed his certificate reciting that he served the application upon Henry by certified mail, return receipt requested. The certificate of service does not recite that the rule nisi *88 also was mailed to Henry in this manner. However, Henry never denied receipt of the application and rule nisi. The case was presented to the trial court and to this court upon the assumption that the application and rule nisi were mailed by Hiwassee and received by Henry.
Henry did not appear at the hearing. The trial court confirmed the sale. Henry then filed a motion to set the confirmation order aside. He appeals from the order denying that motion.
Code Ann. § 67-1505 states: “The court shall direct
notice
of the hearing to be given the debtor at least five days prior thereto, and at the hearing the court shall also pass upon the legality of the
notice,
advertisement, and regularity of the sale. The court may, for good cause shown, order a resale of the property.” (Emphasis added.) Hiwassee contends that "notice”, not "service”, is required by that section, and that the Court of Appeals has held that notice by mail is adequate. The case cited by Hiwassee does not support this contention. In
Boardman v. Ga. R. Bank &c. Co.,
Where, as in the present case, no proceedings are pending between the parties at the time a notice is to be given, personal service generally is required in order to give legal notice.
Smith v. Smith,
Henry was not hiding himself to avoid service of process. A construction of Code Ann. § 67-1505 which, under the facts of this case, would allow notice by mail to be the legal equivalent of personal service
1
would cause that section to run afoul of our concept of due process.
Benton v. Modern Finance
&
Invest. Co.,
Contrary to Hiwassee’s contention, cases such as
Geohagan v. Commercial Credit Corp.,
Judgment reversed.
Notes
Code Ann. § 81A-104 provides several methods of personal service.
