Rose Monday sued the Helena-West Helena School District. (District) for slip-and-fall injuries sustained by her son, Elijah Monday. The District filed a motion for summary judgment, arguing that it has immunity except tо the extent that it has applicable liability insurance. The trial court denied the motion for summary judgment, and the District appeals pursuant to Ark. R. App. P. - Civ. 2(a)(10).
On January 3, 2001, as Elijah аttempted to exit the District school bus, he slipped on ice that had accumulated on the steps of the bus. He suffered injuries that “necessitated the constant application of medications to relieve the pain,” and has had to undergo “medical treatment by various medical providers and will require additional medical trеatment into the unknown future.”
Rose Monday filed a complaint in Phillips County Circuit Court on November 15, 2001, alleging negligence in failing to protect students from harmful conditions and in failing to wаrn students of dangerous conditions on its buses. The complaint alleged that the District “knew or should have known that the injuries suffered by Elijah Monday could occur or were about tо occur.” The District filed a motion for summary judgment, stating that it was immune from liability for a slip-and-fall negligence claim under Ark. Code Ann. § 21-9-301, which provides for only one exception: that a District is liable for its negligence to the extent that it has applicable liability insurance. The District attached an affidavit claiming that it has no general liability insurance policy that would apply to, or indemnify it for, any premises liability/slip-and-fall claim.
Monday filed a response on November 5, 2003, arguing that the District is required to have motor vehicle coverage pursuant to Ark. Code Ann. § 21-9-301 and Ark. Code Ann. § 27-19-713 (Repl. 2004), and that there were genuine issues of fact to be determined. The trial court heard arguments, and on July 29, 2004, it issued an order denying summary judgment.
As a general rule, the denial of a motion for summary judgment is neither reviewable nor appealable. Ozarks Unlimited Resources Coop., Inc. v. Daniels,
A trial court may grant summary judgment only when it is clear that there are no genuine issues of mаterial fact to be litigated, and that the party is entitled to judgment as a matter of law. Harris v. City of Fort Smith,
The District argues that the only question before this court is whether it is entitled to claim immunity from suit, which is purely a question of law. A question of law is reviewed on appeal using a de novo standard. Cooper Realty Inv. v. Arkansas Contractors Licensing Board,
(a) It is declared to be the public policy of the State of Arkansas that all counties, municipal corporations, school districts, special improvement districts, and all other political subdivisions of the state and any of their boards, commission, agencies, authorities, or other governing bodies shall be immune from liability and from suit for damages except to the extent that they may be covered by liability insurance.
(b) No tort аction shall lie against any such political subdivision because of the acts of its agents and employees.
The District points to Matthews v. Martin,
In Bankston v. Pulaski County School District,
In Rudd v. Pulaski County Special School District,
Appellants also presented a theory of negligence. The issue of negligence was raised in appellants’jurisdictional statement, but the issue of recovery on the basis of negligence giving rise to liability for a tort was not raised in either of appellant’s points on appeal or in the argument section of their brief. Appellants do not appear to contest the grant of summary judgment with respect to the allegation of negligence.
Had appellants pursued the theory of recovery of damages for tort liability under a claim of negligence, they would not have prevailed because of appellees’ sovereign immunity. Under Ark. Codе Ann. § 21-9-301[i]t is declared to be the public policy of the State of Arkansas that all... school districts... shall be immune from [tort] liability and from suit for damages except to the extent thаt they may be covered by liability insurance. No tort action shall lie against any such political subdivision because of the acts of its agents and employees.” Id.
The Distriсt argues that, subject to the insurance exception recognized in Carter v. Bush, they cannot be sued for negligence. The only claim presented by appelleе Monday is for negligence, and, according to the District, the insurance exception is germane to the issue of the District’s immunity.
The next question is whether the District had an apрlicable policy of liability insurance. The District maintains that it is immune because no coverage applies to this kind of claim. On the date of the accident, the district apparently had two different insurance policies, one of which was the “School Workers Defense Program,” or “School Employee - School Board Prоtection Program,” created by the Department of Education in response to Ark. Code Ann. § 6-17-1113 (Supp. 2003). The District attached this policy to its motion for summary judgment. Under the “School Board Protection Program,” Exclusion 7, no protection applies to “any and all claims for damages which are subject to. the affirmative defense of governmental immunity under Arkansas law.” The Program states that “governmental immunity is not waived by this program,” and only provides automobile coverage for those incidents that occur outside the state of Arkansas.
The District also contends that the School Motor Vehicle Self Insurance Program does not apply. However, this court cannot dеtermine whether there is insurance coverage under the motor-vehicle policy because the actual policy is not included for review. The District may be immune from liability but, because it had the burden to make the insurance policy a part of the record, and failed to do so, this court cannot make that determination.
Affirmed.
