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Heil Valley Ranch, Inc. v. Simkin
784 P.2d 781
Colo.
1989
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*2 FURTHER AGREES UNDERSIGNED I. TO HOLD THE STABLES HARMLESS 17,1983, morning July plaintiff On the OTHERS, FOR PHYSICAL INJURY TO arrived at the Roane Simkin Heil DAMAGE, OR FOR PROPERTY County go Ranch in Boulder RIDERS USE WHICH RESULTS FROM friends.1 Before riding group with a IN OF STABLES HORSE VIOLATION in the ride were participants ANY THE OF STABLES’ RULES OR they to mount their rented horse allowed TERMS AND CONDITIONS OF THIS required to come into the ranch’s were AGREEMENT. sign following purported office and re- BE EF- THIS AGREEMENT SHALL liability: lease of THE FECTIVE AND BINDING UPON Liability This is a Release of PARTIES HERETO FOR THE DATE Signing Please Read Before INDICATED. THE PARTIES HERETO UPON MY ACCEPTANCE OF HORSE ACKNOWLEDGE HAVING READ EQUIPMENT, AND I ACKNOWLEDGE AND UNDERSTOOD THIS AGREE- USE, THAT THE AND HANDLING MENT. RIDING OF A HORSE INVOLVES A hearing, Valley presented At a evi- ANY RISK OF PHYSICAL INJURY TO dence that before Simkin mounted her INDIVIDUAL UNDERTAKING SUCH horse, signed she ACTIVITIES; HORSE, THAT A AND Hillman, deposition, a office. his John IRRESPECTIVE OF ITS TRAINING employee, testified that Uncle AND AND USUAL PAST BEHAVIOR Bud, employee, another told first wom- CHARACTERISTICS, MAY ACT OR an who wanted to ride Bill that the horse REACT UNPREDICTABLY AT TIMES rider, good she needed a said she BASED UPON INSTINCT OR FRIGHT for the next horse. said LIKEWISE, would wait WHICH, IS AN INHER- “that’s the horse for me.” Uncle Bud ENT BY A RISK ASSUMED HORSE- RIDER. THE if she ride BACK UNDERSIGNED asked Simkin “knew how to questions deposition 1. Simkin testified at a and at a hear- from members of the court. The ing anything copy exculpatory agreement that she does not remember in the record morning except driving occurred that to the legible enough indisputably is not settle the pushing the dirt ranch and arriving her toes into after although reading point, period a with a is less Except at the ranch. for whether or strained than with a comma. After the district release, signed actually not she Simkin did par court resolved the issue dispute the facts related here. proceeded punctuation ties as if the mark was period. We are satisfied Simkin did not capital 2. The release was in all letters. Simkin appeals, raise brief issue the court of punctua- contended in the district court that however, so we do not address it here. See following tion "ACTIVITIES” was a comma. Webster, 111, 111-12, Heginbotham v. 55 Colo. concluded, however, district that the Gundersons, P. Tull v. period mark was a and that "EXCEPT TO THE cf. Inc., (court (Colo.1985) beginning n. EXTENT SUCH CLAIM ...” was the though aof new sentence. would address issue not decided appeals court of where it would arise on re punctuation Simkin did not raise or brief this argument fully appeals, mand and had been in the court of nor was it briefed in court of court, although appeals). raised in the briefs to this it did during argument response surface oral negligence and breach of claims based on spirited,” and Simkin good because [Bill] dude ranch.” replied worked warranty.6 that “she Bill, Hillman mounted After Simkin reversed, appeals the court appeal, On he *3 walking and heard horse backward the not clear finding that the release was and [Simkin], and saw and saw “turned around v. Dressel. under Jones unambiguous at tight, yelled I

that she the reins and had Ranch, Inc., Valley v. Heil Simkin 765 reins, didn’t up the and she her to loosen on Judge 582, (Colo.App.1988). P.2d 584-85 fell up Bill then reared and listen to me.” dissented, concluding that the lan- Babcock Simkin, her se- injuring backwards onto adequately re- guage in the verely. Val- intent to release Heil flected Simkin’s Valley negligence3 Heil for Simkin sued Id. ley injury. for for her 585. warranty.4 Valley Heil and breach as an de- pleaded release affirmative fense, judgment. summary for and moved II. 2,1985, August the district court issued On exculpate Agreements attempting to a summary judgment,5 holding that partial a party’s that own party from exculpatory agree- a valid release was See Jones v. long been disfavored. have Dressel, v. P.2d under Jones ment 623 Co., Disney F.Supp. Walt World 409 (Colo.1981). particular, In the court Walker, (W.D.N.Y.1976); Harris 119 exculpatory held that 547-49, 116 Ill.Dec. Ill.2d was clear and unam-

portion of the release - generally An see biguous Valley from N.E.2d and thus shielded Heil alleged knew complaint with said horse which Defendant 3. Simkin's that Heil following ways: unreasonably danger- was have known was should and like Plaintiff. The ous to Plaintiff others inducing a. Plaintiff to mount the fur- In further breached said warranties or should Defendant nished horse when Defendant knew supplied horse an uncon- Defendant and have known that said was of when the furnished unreasonably nature and at times had an unsafe an trollable unsafe and Plaintiff dangerous disposition failing and knew, Defendant also dangerous and to horse ascer- and/or known, have said horse or should that for such horse was in fact unsafe tain that day accident had the same of Plaintiffs purpose intended. around, by milling propensities shown such kicking, the horse the Plaintiff mounted to 3. That acting dangerous in a manner. and purpose not suitable for the for ride was failing provide b. commen- In a horse ability. was hired. which it serate with Plaintiff's [sic] proximate and conse- 4. That direct providing c. Plaintiff with a horse In Ranch, Defendant’s, quence In- knew or have known which Defendant should warranties, corporated’s, as afore- breach of unreasonably dangerous purpose was for said, has the Plaintiff Roane suffered provided for horse was to Plaintiff which said inju- consequential damages and and direct and like Plaintiff. others ... ries. failing d. to exercise care to furnish In reasonably with a safe horse to ride. Plaintiff had in fact issue of whether Simkin The failing warn e. Plaintiff of sub- disputed was signed and re- horse of harm to Plaintiff said stantial risk injuries of her Simkin served for trial. Because knew or should have known when Defendant signed not. if she it or did not remember extremely dangerous said horse agreed parties the issue to the court submit displayed unreasonably an dan- had at times jury. holding hearing, sitting a without a After gerous propensity. disposition and that Simkin had knew have the district concluded f. Defendant or should That accordingly signed entered a horse was suitable and the release and known that the did not advise or otherwise in favor of Heil Defendant final getting signing a horse or assist Plaintiff in different the issue of the release on has not raised controlling same horse. appeal. war- 4. claim for relief for breach of second complaint ranty a part: did not state cause of Simkin’s stated negligence. Ranch, Defendant, action for willful wanton In- 2.That Cf. (”[I]n 623 P.2d no warranty Jones corporated, implied breached exculpatory] agreement provide event will express warranty [an and also breached a warran- ty particular a claim willful and wanton purpose shield for of fitness for a when negligence.”). supplied furnished Plaintiff Defendant provi Validity determining contractual notation, whether an valid, employ carrier or is four factors by one other than there are sion (1) the court must ex- liability, which a consider: exemption or indem er (2) duty to public; istence of consequences negli own nification, (3) performed; nature the service gence, (1948). They stand 175 A.L.R. fairly entered contract was competing princi the crossroads of two into; (4) whether the intention responsibili ples: freedom of contract expressed is in clear and unam- negli damages one’s own ty for caused biguous language. Walker, 119 Ill.2d at gent acts. Harris v. Only factor at 376. the fourth 549, 116 Ill.Dec. at 519 N.E.2d at 919. *4 “The of an issue here. determination the Exculpatory agreements are not neces- sufficiency validity exculpatory and an of void, however, long party as as one sarily question law for the is of disadvantage not “at such obvious is Id. summary Partial to determine.” bargaining power that the effect of the validity on the of the instant put mercy the the is to him at of contract appropriate. therefore was Keeton, Dobbs, negligence.” D. other’s W. Jones v. that the Prosser Kee- and Keeton, Owen, & R. D. upheld specifically we included the word on the Law Torts 68, (5th ton at 482 § of Id. “negligence.” 378. We therefore Prosser Thus, 1984) ex- ed. [hereinafter ]. required were to whether an not decide culpatory agreements employer between agreement, to bar exculpatory in order employee, carri- and and between common negligence, always action on must based public ers or utilities and members of “negligence” use or words the term of Id. public generally are held invalid. jurisdic- import. similar Courts in other see also 482-83; (Second) Restatement of tions, although uniformly agreeing that ex- (1965).7 f & g Torts 496B comments § strictly culpatory agreements must be con- implicated a contract is not here. Such drafter, split against are strued Jones Dressel set forth test “negligence” specifically be must determining mentioned,8 validity of an inclusive or whether more and may agreement: general employed.9 terms be 976, (1965) 9.See, Co., (Second) e.g., Restatement of Torts Lee v. Sun 107 Idaho § 496B 361, 977-78, (1984) provides: (agreement 695 P.2d 362-63 guide simply and Express Assumption which stated that outfitter of § 496B. Risk every plaintiff all ex- would held "harmless for and claim A who contract otherwise be pressly agrees accept arising may injury" a risk of to harm arise from which occurred which from the defendant's or reckless equipment, unambig from use of horse and was harm, for such unless conduct cannot recover applied to uous and situation where horse contrary public invalid as plaintiff threw reared and after saddle loosened policy. Walker, forward); began and to slide Harris v. 542, 547-51, 702, 704-05, 119 Ill.2d 116 Ill.Dec. See, Co., e.g., Disney Jones v. Walt World 409 917, (1988) (release provid 519 N.E.2d 526, (W.D.N.Y.1976) F.Supp. (exculpatory 528 ing "your signature [defen shall release any providing against clause claims waiver employees you any may and liabilities dant] park arising injury out of amusement sustained premises any injury incur while on the or for riding, spe but which while horseback did not may riding," result which from horseback cifically "negligence” exempt use did term injuries plaintiff's barred claim for sustained park plaintiff threw from when horse him); "spooked” became threw when horse law); ground; applying Florida O’Connell v. Center, Training Cain v. Cleveland Co., 444, (Fla. Parachute 9 Disney Walt World 413 So.2d 447 27, 27, 1185, App.3d Ohio N.E.2d (same); 457 1186 App.1982) v. YMCA Calarco Greater (1983) (release 1037, plaintiff in which all Metropolitan Ill.App.3d "assumefd] Chicago, 149 hazards, risks, 247, may befall losses which me Ill.Dec. 501 N.E.2d 268 Gross v. my Sweet, 365, permis connection exercise of 49 N.Y.2d 424 N.Y.S.2d Prosser, (1979). privilege sion and me hereunder supra N.E.2d allowed § [to See also ("If parachute jump]" applied agree to claim at 484 seeks to de defendant use the Fortune, negligence); escape responsibility fendant based on ment conse Moss (1960) quences vide, negligence, pro of his then it Tenn. 340 S.W.2d must so (agreement clearly unequivocally, by using stating plaintiff “hiring as [de itself.”). ‘negligence’ today word horse to and all fendant’s] ride future appeals on the first majority spooked court of relied rented horse when it became could invalid, line of in not sue the defendant neg cases to find the release stables for their ligence plaintiff because of a release “negligence” which the term or similar signed. dissent, release did not always íhe use the word required. words are “negligence,” “your signature but said that Judge Babcock believed that “use employees shall release ‘negligence’ [defendant] talismanic terms and ‘breach you may liabilities incur while on the warranty’ unnecessary to render premises any injury or for which may re the release effective.” 765 P.2d sult from riding.” Id. at (Babcock, J., dissenting). at 585 116 Ill.Dec. at 519 N.E.2d at 919. The agree specific We that use of the Supreme Illinois Court stated that “when “negligence” terms and “breach of warran parties adopt broad in a re ty” invariably required are not for an ex lease, interpret it is reasonable to the in culpatory agreement party to shield a coverage tended to be as broad as the risks claims breach experienced partici that are obvious to warranty. inquiry should be whether pants.” Id. at 116 Ill.Dec. at extinguish the intent of the was to *5 N.E.2d at 920. liability clearly and whether this intent was Under the circumstances of this unambiguously expressed. Schutkow case, it is interpret reasonable to the broad 1057, Carey, ski v. (Wyo. 725 P.2d language in the release to cover claims 1986). case, present In the warranty. breach of was in simple written and clear terms that imagine any It is difficult to claim that legal were free from jargon. It was not Simkin could have asserted inordinately long complicated. When based, that would not have been was read to Simkin at her bottom, negligence. It is unreasonable deposition, she indicated that she under interpret in way stood it. provides virtually protection no to Heil Val addition, the first sentence of the re- ley, and renders the release essentially specifically addressed a risk that ade- meaningless. We therefore hold that the quately described the circumstances of district properly found that the re injury. supports Simkin’s The record also lease was valid and enforceable.11 the conclusion that Simkin was not a novice Accordingly, judgment we reverse the rider, expe- but was instead one with some appeals, the court of and remand the cause rience.10 The risk that a horse could rear judgment with directions to reinstate the injure reasonably her was foreseeable Valley. the district court in favor of Heil experience. to someone her Walker,

In Harris v. LOHR, J., Ill.2d dissents, QUINN, (1988), C.J., Ill.Dec. 519 N.E.2d MULLARKEY, J., join court held that a rider who fell off his dissent. risk,” my rides at own insulated defendant from 11. As an alternative reason for its decision re- liability stirrup strap plaintiff court, where broke and versing appeals the district the court of ground); was thrown to the Schutkowski v. Car stated that even if the was a valid ey, (Wyo.1986) (absence 725 P.2d 1060-62 risk, assumption of the it would still not be a "negligence” clearly of term not fatal if contract comparative negligence total defense under extinguish liability). shows intent to Simkin, However, principles. 765 P.2d at 584. contract, express assumption by risk as testimony repre-

10. of Hillman that Simkin here, does constitute a total defense to an action rider, good sented herself as and that she said negligence. Arbegast based on Educ., v. Board Bill, appropriate she was the rider was not 161, 168-70, 65 N.Y.2d N.Y.S.2d Also, refuted. Simkin testified that she first seven, 480 N.E.2d see also age rode a horse at and continued to ride Prosser, (“an supra express assump- "quite junior high high § a bit" in school. by plaintiff tion of She rode with a risk should continue to school club. Simkin was a during Wyo- clerk comparative negligence reservations ming guest the summer at a serve as a total bar in cases.”). ranch and rode horses there. She years was 22 old at the time of the accident. dissenting: AND WAIVES ANY CLAIM HE SHE Justice LOHR THE MIGHT STATE AGAINST STA- the issue of whether a presents This case A RESULT OF BLES AS PHYSICAL plaintiff, liability signed release of INCURRED IN ACTIVI- INJURY SAID effective absolve the Roane TIES. EXCEPT TO THE EXTENT Ranch, defendant, Incorporated BE SUCH CLAIM MIGHT BASED (Heil liability negli- Valley), from THE SOLE AND UPON EXCLUSIVE warranty in connection gence or breach NEGLIGENCE OF THE STABLES THE plaintiff to the rental of a horse with the FURTHER UNDERSIGNED AGREES majority opin- ride. for a recreational THE TO HOLD STABLES HARMLESS release was clear and ion holds OTHERS, FOR PHYSICAL INJURY TO it was effective to unambiguous, and that DAMAGE, OR FOR PROPERTY liability Valley from for the release Heil RESULTS FROM RIDERS WHICH USE when the by Simkin horse injury suffered OF STABLES HORSE IN VIOLATION and fell backward on she had rented reared THE OF ANY STABLES’ RULES OR opinion majority therefore re- her. The TERMS AND THIS CONDITIONS OF judgment verses the Colorado Court AGREEMENT. Appeals, held that release of which BE EF- THIS AGREEMENT SHALL ambiguous, and directs rein- FECTIVE AND BINDING UPON THE issued statement HERETO THE DATE PARTIES FOR of Heil I am district court favor THE INDICATED. PARTIES HERETO persuaded clearly that the release did not READ *6 ACKNOWLEDGE HAVING Valley liability from for the absolve Heil AND UNDERSTOOD THIS AGREE- by alleged conduct and therefore MENT. respectfully dissent. (The agreement”). signing “release After

I. agreement, the release Simkin mounted her time, Roane Simkin rented a horse from Heil horse to commence the ride. At that participate in Valley July a Simkin’s mount reared and fell on her. Valley’s severely injured brought ride at Heil ranch in Simkin was breakfast Court, County. entering upon County the in Boulder Before an action Boulder District ride, signed alleging negligence warranty Ride Record” and breach of “Stable places signatures by Valley. gravamen on which the were The of each of prefaced by Liability” a “Reléase the claims for relief was that the horse following assigned terms: to Simkin was unsafe and unrea- sonably dangerous qualities and that these Liability

This is a Release of Valley were known to Heil before the horse Signing Please Read Before Simkin. maj. op. rented to at 783 MY OF UPON ACCEPTANCE HORSE addition, negligence the nn. 3-4. claim EQUIPMENT, AND I ACKNOWLEDGE specifically stated that Heil Ranch USE, THAT THE HANDLING AND provide failed to Simkin with a horse A HORSE A RIDING OF INVOLVES matched to her abilities as a rider. RISK OF PHYSICAL INJURY TO ANY INDIVIDUAL UNDERTAKING SUCH summary judg moved for ACTIVITIES; HORSE, ment, A asserting AND THAT the release ITS complete IRRESPECTIVE OF TRAINING defense to Simkin’s claims. The Dressel, court, relying AND AND on Jones v. USUAL PAST BEHAVIOR district CHARACTERISTICS, (Colo.1981), MAY granted partial ACT OR 623 P.2d 370 summary AT Valley, holding REACT UNPREDICTABLY TIMES for Heil BASED UPON INSTINCT OR FRIGHT the release valid and enforce WHICH, LIKEWISE, determined, however, AN INHER- IS able. The court ENT genuine RISK ASSUMED BY A HORSE- there was a issue of material fact BACK RIDER. THE signed agree UNDERSIGNED as to whether Simkin had EXPRESSLY ASSUMES SUCH RISK ment. After a trial to the court on that issue, majority “negli- had The holds that the terms court found that Simkin gence” warranty” and “breach “are not The court signed agreement. release invariably required for an judgment for Heil On then entered party agreement to shield a from claims panel of the Colorado appeal, a divided negligence based on and breach of warran- the re Appeals concluded Court ty. inquiry should be whether the ambiguous and re extinguish intent of the was to lia- judgment. the district court’s Sim versed bility clearly and whether this intent was Ranch, Inc., 765 kin v. Heil unambiguously expressed.” Maj. op. (Colo.App.1988). agree I disagree, with this test. I

however, the result reached the ma- II. jority applying in the test to the facts of the present case. acknowledges, agree majority As the agreement begins with an party attempting ments to absolve a “use, handling acknowledgment that liability party’s for that own riding of a horse” a risk of involves Maj. op. long have disfavored. been physical injury. It then states that a horse we addressed Jones v. unpredictably may act or react validity exculpatory agreements. fright notwithstanding its train- instinct of the suffi We held that the determination ing past and usual behavior and that such ciency validity of such rider. “inherent risk” is assumed question of law for the court and that an “expressly then assumes” such The rider closely exculpatory agreement must be against risk and waives claim the sta- Jones, physical injury incurred scrutinized. 623 P.2d at 376. An bles as a result in such activities. The risks described exculpatory agreement strictly must be beyond injuries the release do not extend party seeking construed to limit resulting inherent from the risks negligence. E.g., its Barker v. activity unpre- nature of Region Sports Colorado Car Club — of a horse. dictableness America, Inc., *7 Colo.App. 532 35 Simkin, however, (1974); grounds her claims Hinckley 377 Falkner v. Valley. Heil specific conduct of Center, Inc., Ill.App.3d Parachute alleges knew the She that the defendant N.E.2d 127 Ill.Dec. particular assigned horse to her was uncon- Turfgrass, Inc. v. Nunes dangerous and that on the trollable Inc., Company, Vaughan-Jacklin Seed ride, day the ill-fated the horse had of Cal.Rptr. Cal.App.3d propensities by milling “shown such (1988). Jones, we set forth four factors around, kicking, acting dangerous in a in by be considered a court deter must alleged Valley that Heil manner.” Simkin exculpatory agreement mining whether providing to exercise care in her a failed is valid: failing in reasonably safe horse to ride and (1) duty public; a to the the existence of furnish a horse matched to her abilities (2) performed; the nature of the service alleged as a rider. The same misconduct (3) en- fairly the contract supplied the basis Simkin’s breach of (4) into; intention tered and whether the warranty claim. expressed in clear alleged by not The misconduct Simkin is language. unambiguous among referred to the risks that the re- Jones, present 623 P.2d at 376. agree- agreement describes. That case, granted only we certiorari consider acknowledges of simply ment the existence applies the fourth factor as it to the release of inherent risks because of the nature riding, including unpredicta- at issue.1 simply majority opinion the effectiveness of the release contains a "factual" dis- which is 1. The negligence agreement by supposed its own terms to absolve Heil of Simkin cussion any negligence negligence Valley liability for and lack of of Heil These from us, warranty. breach of "facts” are not relevant to the issue before It does horse. bility of the behavior from Heil Colorado, purport to absolve

not PEOPLE the State to the provide horse suited using care Plaintiff-Appellant, that a assure the rider or to abilities that has dis- assigned horse is not rider TRUJILLO, Julian Arthur making it unsuitable played characteristics Defendant-Appellee. riding. O’Connell recreational Co., 413 So.2d Disney World Walt No. 89SA185. to as- (Fla.App.1982) (agreement Colorado, Supreme Court of riding did inherent in horseback risks sume En Banc. negligence encompass risk created ride). Accord- conducting the persons Jan. purport to absolve release did not ingly, the types of liability for the Valley from Heil warranty alleged and breach of

by Simkin.2 portion of upon relies

Heil “any waives stating that the rider

release result of against stables

claim” use, han- injury incurred physical riding This waiver of a horse.

dling and however, read, in context of

must be referring to risks preceding making no riding but in horseback

inherent by the exercise

mention of risks avoidable makes by the This it due care stables. the release can ambiguous whether

at least its own

be read to absolve having supplying in a horse

negligent acts for recreational unsuitable

characteristics signing person

riding general in as al- particular,

the release Any such

leged by Simkin this case.

ambiguity must be construed

Valley, result *8 complete not de- provide does claims.

fense to Simkin’s

I and would affirm the dissent appeals.

of the court MULLARKEY, J., C.J.,

QUINN,

join in this dissent. appeals’ supportive majority opinion ap opinion is the court of court of that

2. The reads reading, specifi opinion be based peals' opinion be I read the on a based on cases language "negligence” particular cally require use careful consideration of the of the word present case the release if such an solely "negli party on the of the word be effective to shield a from claim absence is to maj. op. gence" the release. See Sim conduct. kin, Although language in P.2d at 784-785. there

Case Details

Case Name: Heil Valley Ranch, Inc. v. Simkin
Court Name: Supreme Court of Colorado
Date Published: Dec 18, 1989
Citation: 784 P.2d 781
Docket Number: 88SC418
Court Abbreviation: Colo.
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