129 Ga. 74 | Ga. | 1907
This case arose upon an equitable petition under which an insolvent estate of a decedent was placed in the hands of a receiver upon the application of creditors. It was referred to an auditor to take an accounting and make a report, with a view to
We deem it unnecessary to deal with the demurrers to exceptions and motions to dismiss them, or with-exceptions to an allowance of an amendment to one set of exceptions, further than to say that we think there is enough properly -before us to raise the questions above indicated, and we will deal with them accordingly.
It has been said that dower was introduced into Denmark by Swéin, the father of Canute, out of gratitude to the Danish ladies, who sold all their jewels to ransom him when taken prisoner by the Vandals; and that possibly the English dower was a relic of the Danish custom, though the reason given for its adoption in'
Whatever may be the justice or injustice of the English rule as to dower in an equity of redemption, or what is analogous to it under our system, it was enacted by the legislature of this State, on February 25, 1784, that the common law of England of force prior to May 14, 1776, should be of force in- this State. Cobb’s Digest, 721.; Pol. Code, §1, par. 3; Prince’s Digest, 570. Thus then, so far as the common-law rule is applicable- to the present -situation, it must remain of force until changed by legislation. Under the common law, dower attached to all of the lands and Tenements of which the husband was seized in fee simple or fee tail at any time during the coverture, and of which any issue which the wife might have had might by possibility have been heir. Under the law of this State, “dower is the right of a wife to an estate for life in one third of the lands, according to valuation, including the dwelling house (which is not to be valued unless in a town or city), of which the husband was seized and possessed at the time of his death, or to which the-husband obtained title in light of his wife.” Civil Code, §4687. As a husband’s marital lights no longer attach to his wife’s property, the last clause of this definition can have no application except to cases’ arising prior to what is known as “the married woman’s law of 1866,” .and may be disregarded in the present consideration. The change authorizing the husband to convey his property free from the right •of dower on the part of his wife, and without relinquishment from her except as to property which he received through her, dates hack to 1826. Cobb’s Digest, 171. But it will be noticed that to •entitle a widow to dower the husband must have died seized and possessed. Except as modified by statute, and with a possible exception in 10 Ga. infra, thg word “seized” has always been treated as referring to a legal title, or certainly a perfect equity; -equivalent thereto, relatively to applications for dower.
In Chapman v. Schroeder, 10 Ga. 321, dower was recognized as a legal claim. It was indeed there held that a widow was dowable of wild and uncultivated lands, whether in England she would have been so or not, owing to the situation and circumstances of ■our people, as well as and by- reason of implications from certain laws. In Bowen v. Collins, 15 Ga. 100, it was held that a pur
In Latham v. McLain, 64 Ga. 320, it was held that where one entered into the possession of land under a parol contract to purchase, but paid no part of the purchase-money to the holder of the legal title, he was not seized as against the latter and those claiming under him; and on his death, even after he had tendered the purchase-money, his widow was not dowable of the land. It was there recognized that legal seizin might be obtained by paying the purchase-money in full, where a bond for titles or other written contract for sale and purchase had been entered into, or that title might be acquired by deed or prescription. Bleckley, Justice, said: “Mere tender of money does not operate as payment, nor work a transmutation of title. The money which the complainant’s husband tendered to the railroad company remained his money, and, if it was still on hand when he died, became assets of his estate. And if he owned the money at the time of his decease, he surely did not oto the land also. The tender, together with the other facts, put him in a situation where he might have filed a bill for specific performance, and obliged the railroad company to invest him with title, but he did not pursue that course. He took no steps to strip off the title with which the company'was clothed. The most that can be said is, that he died possessed of a right to become seized of the land by the appropriate proceeding in equity; and possibly, if the right were now actually enforced by his executors,- administrators, or heirs at law, so as to render the land the property of the estate, fully and completely, the widow might be dowable of it on the doctrine of relation.” In McDonald v. McDonald, 120 Ga. 403, it was held that where a husband-bor
There are some differences between our statutory deed to secure a debt, with bond "for titles to be made on repayment, and a mortgage under the common law. The deed to secure a debt is a statutory 'creation, and has given rise to some decisions which do not very closely follow analogies.
The deed conveys the title, but the grantee can not recover possession until after failure to pay. Even then, if he recovers possession, he has not a perfect, indefeasible title, but is liable to an accounting for rents, issues, and profits to be applied to the satisfaction of the debt, and -after it has been discharged the grantor is again entitled to the land. Gunter v. Smith, 113 Ga. 18; Polhill v. Brown, 84 Ga: 339. If the debtor remains in possession and the land is sold under execution against the grantee, the purchaser does not acquire a perfect title, but- only the rights of the grantee. Bridger v. Exchange Bank, 126 Ga. 822. But to a considerable extent there is an analogy between our security deed and a common-law mortgage, and rulings in regard to the latter may be considered to furnish a guide as to the status of the former on the subject of dower. Ashley v. Cook, 109 Ga. 653, 657.
It is urged that the maker of the deed in possession should be treated, as to all the world except the grantee, as the owner of the property. This is to a large extent true. Thus,-where such grantor brings an action of ejectment, the defendant can not set up the security deed, even after maturity of the debt, as an outstanding title to defeat the action, unless his possession is con-< neeted with such title. Ashley v. Cook, 109 Ga. supra. The statement is broadly made in Wilkins v. Gibson, 113 Ga. 31, 60, that, as against every one except the grantee in the security deed, the maker could set up that he was the owner of the property and entitled to all the rights as such, and that his vendees could do the same. In some respects the maker of the deed, though in possession, is not the absolute owner relatively to every one save the
Following the contention just above referred to, it was further insisted that the creditors could not assert the existence of the deed in order to defeat the widow’s dower. They are not seeking to claim any right under the deed, nor do they occupy the position of a defendant in ejectment setting up an outstanding title. An insolvent estate of a decedent has been taken in charge by a court of equity for administration. If one claimant gets more than he or she is entitled to, another loses correspondingly. What these creditors are- doing Is to seek to prevent the estate, which is being administered through the court of equity, from being diminished by unlawful claims, which will cause them to lose all or a part of what is due to them. We know of no reason why this can not be done. Counsel for the widow argued that the administrator, by rdason of the grant of an injunction and the fact that he had been appointed receiver, had been prevented from proceeding to handle the estate as administrator, and could not set up this defense against the claim of dower so as to protect the estate for creditors. If this is true, surely it can not be that the court will prevent the administrator from protecting the estate for creditors, and at the same time will refuse to allow the creditors to protect themselves. See Pendley v. Powers (decided to-day).
Another anomaly which has grown up in the law of dower is this: IJnder the English common law a widow being entitled to dower in all the land of which her husband was seized at any time during coverture in fee simple or fee tail, with a possibility of inheritance in her issue, this right was considered as a sort of claim or quasi encumbrance or interest in her favor attaching to all such land. It was even sometimes referred to as a .species of inchoate estate in hex. If the husband made a mortgage, and she did-not release her dower, upon his death she was entitled to dower in the land without regard to the mortgage. If she did release her right of dower in favor of the mortgagee, it 'was nevertheless con-tended that this operated only as a waiver or estoppel in favor of the, mortgagee or those succeeding .to his rights, and that" the
In the present case there was no redemption by the widow, none by the heir, and none by the administrator in the ordinary course of administration, if either of the latter would give a right of dower. The widow did not offer to pay any part of the redemption money; but merely desired, to reduce the general estate which was insolvent, -to increase her dower. At the instance of creditors the insolvent estate was taken in custody by a court of equitable juris
From what has been said above it will be seen that the common-law rule touching dower in an equity of redemption was- adopted in this State, whatever may be the rulings on that subject in other States; that the legislature has modified that rule only in certain cases; and that this is not one of them. It is our duty to adjudicate what is the law, not to amend it. If the legislature is of the ■opinion that dower should be allowed in cases like the present one, it is within their power to amend the law accordingly. Whether the law as it stands may work some hardship, or not, is not the question for the courts. They can not change the law to suit what may appear to be a hardship in any particular case. It may be mentioned, however, in passing, that a year’s support of $3,000 was allowed from the estate, and that the widow and children were ■pot left entirely without provision.
One further question remains for decision. The note held by the ■John Hancock Life Insurance Company, secured by deed, was dated August 33, 1903, and due August 33,. 1907, with interest' payable annually on November 1, and with a provision for the payment of ten per cent, attorney’s fees. The note further provided that if the interest was not paid when due, the payee or ■owner might declare the whole debt due. One instalment of interest was not paid. Thereafter, on May 18, 1904, the attorneys
The giving of notice of an intention to sue for the entire indebtedness because 'of the failure to pay the interest, followed by the actual suit, in which it was alleged that the plaintiff had exercised its option to have the entire debt fall due and had given notice to the administrator, was evidence of an election to declare the debt due. The law does not prohibit the rendering of a judgment for attorney’s fees because tire debtor’s estate is insolvent. Such a condition may make it more difficult, and sometimes impossible, for,a creditor to realize upon his judgment; but he is. not debarred from the privilege of obtaining it.
It was urged before us, that, under the act of 1900 (Acts 1900,. p. 53), the debtor had the entire return day in which to pay the-debt and thus avoid a judgment for attorney’s fees; that this included until the very end of the return day; that the equitable-suit was filed and the receiver appointed before the expiration of that day; that therefore these creditors took part in a proceeding to .remove the assets from the custody of the administrator as such, and place them in the hands of the receiver, and thus destroyed any right which they might have had to recover judgments for attorney’s fees.
Prior to the act of 1900 the law provided that “Obligations to pay attorney’s fees upon any note or other evidence of indebtedness, in addition to the rate of interest specified therein, are void,.
But it is said that the filing of this petition operated to render it impossible for the administrator to pay the debt. The petition alleged that the estate was insolvent; that the administrator could not pay the debts;-that there was an unpaid judgment for a year’s support, which could not be paid without the interposition of equity to bring the estate into a condition to be wound up; and that the administrator had no funds on hand with which to pay, and had failed to pay the indebtedness on which attorney’s fees were claimed, after due notice. The auditor found that there was a judgment of if 3,000 for the twelve months support of the family, which was a lien of the highest dignity against the assets of the estate, except that conveyed to creditors to secure debts; that all of the property of the estate not conveyed to secure debts was not worth half enough to pay the twelve months support and other claims of first dignity having priority over ordinary debts; that the administrator could not, without the consent of the security-deed holders, sell the encumbered lands of the estate; that the estate had no money, and he could not borrow it, to pay the note of Judge Akin, or the interest on the insurance company’s note. This finding negatives the contention that the plaintiffs prevented the administrator from making payment.
The death of the debtor did not affect the law as to attorney’s fees. They could be recovered against his legal representative as they could against him. It made no difference that the plaintiffs did not bring separate suits, but joined in a common equitable proceeding in which they prayed judgments for the amounts duo them.
The judgment on the cross-bill, Nolan et al. v. Harris et al., is reversedy and the judgment complained of in the main bill of exceptions, being controlled by this ruling, is affirmed. In the case of Powers et al. v. Harris et al. the judgment is
Reversed.