129 Wis. 125 | Wis. | 1906

KeewiN, J.

There is no bill of exceptions; therefore we can only consider whether the pleadings and findings support the judgment. The execution of the notes and mortgages referred to in the complaint is undisputed, and the court found that in the month of May, 1904, after a portion of the indebtedness secured by the mortgages became due, the defendant James Oairnes went to the plaintiff’s agent and told him that he could not' meet the payments, and voluntarily delivered to said agent the property covered by the chattel mortgages; that thereupon the plaintiff, by his agent, gave five days’ notice of sale and on May 21, 1904, sold the property at public vendue, and indorsed the amount received therefor, $170, on the notes, which was the only amount ever paid on such indebtedness; that on the 31st day of May, 1904, the agent of plaintiff, who made the sale, executed an affidavit in accordance with ch. 122, Laws of 1903, and immediately delivered the same to a neighbor of the town clerk to be filed in accordance with said chapter. The court found as conclusions of law that there was due upon the notes set up in the complaint the sum of $493.29, besides $30 reasonable' solicitor’s fees, and that there was to fall due on said notes the sum of $576; that ch. 122, Laws of 1903, *127was not passed and not in force until after tbe making of tbe notes and mortgages set forth in tbe first cause of action, and cannot be considered or applied to affect said notes and mortgage; that tbe plaintiff attempted in good f aitb to comply with tbe provisions of cb. 122 in regard to tbe sale of tbe property covered by tbe chattel mortgages, and that defendants were not damaged or injured in any manner by reason of tbe affidavit not being filed within tbe time required by said chapter; that tbe real-estate security of tbe plaintiff is in no wise affected by tbe provisions of cb. 122, Laws of 1903; that tbe plaintiff is entitled to judgment for tbe amount due on tbe notes, and to foreclosure of tbe real-estate mortgages and sale of tbe property covered thereby.

Tbe only question involved upon this appeal is whether tbe failure of tbe plaintiff to file tbe affidavit as required by cb. 122, Laws of 1903, forfeited tbe debt. Tbe $900 note and mortgage were executed before tbe passage of tbe law in question, hence are not affected by it. Ob. 122, Laws of 1903, does not affect tbe remedy merely, but tbe right; therefore cannot apply to mortgages antedating its enactment. Eau Claire Nat. Bank v. Macauley, 101 Wis. 304, 77 N. W. 176; Peninsular L. & C. Works v. Union O. & P. Co. 100 Wis. 488, 76 N. W. 359; Bekkedal v. Johnson, 127 Wis. 624, 107 N. W. 5. Tbe question, therefore, arises whether tbe failure to file tbe affidavit within ten days forfeited tbe debt evidenced by tbe note set forth in tbe second cause of action. Tbe statute under consideration is not only highly penal, but drastic in its character. It provides that whenever any property covered by a chattel mortgage shall be taken and sold under and by virtue of such mortgage, pursuant to tbe power of sale contained therein, tbe owner shall, within ten days after tbe sale, make and file an affidavit as required by such statute; and further provides:

“Any person violating the provisions of this act shall be liable to tbe person personally liable for tbe indebtedness, in which casé such person shall be entitled to recover in ad-*128ditión to bis actual damages the sum of twenty-five dollars liquidated damages. In case of the failure of the owner of any such mortgage, or his agent conducting such sale, to comply with the provisions of this act within the time herein limited, the debt secured by such mortgage shall be deemed fully satisfied and the mortgage canceled.”

It is well settled that such statutes should receive strict construction in order to avoid forfeiture, if such can be done without doing violence to the language of the statute. Cohn v. Neeves, 40 Wis. 393; Wright v. E. E. Bolles W. W. Co. 50 Wis. 167, & N. W. 508; Schumacher v. Falter, 113 Wis. 563, 89 N. W. 485; Johnson v. Huber, 117 Wis. 58, 93 N. W. 826. In Wright v. E. E. Bolles W. W. Co. 50 Wis. 167, 170, 6 N. W. 510, this court said:

“The statute is in the nature of a penal one. Its application to this case would increase the damages tenfold. It is confined in its operation to a single class of trespassers, and establishes a rule of damages therefor which may, and often does, give the injured party much more than actual compensation for the injury he has suffered, and much more than he could recover for a trespass upon other property, equally injurious to him and committed under the same circumstances. By all sound rules of construction such a statute should be interpreted with reasonable strictness, and its penalties should be inflicted only in cases clearly within it.”

Penal statutes have been construed contrary to the letter where the legislative intent is manifestly against the letter, on the ground that general terms in a statute should be so limited in their application as not to lead to injustice or oppression. U. S. v. Kirby, 7 Wall. 482. Viewed in the light of the well-established rule to be applied to penal statutes, we are satisfied that the findings in this case do not warrant the conclusion that the respondent’s claim against the appellants was forfeited by failure to comply with ch. 122, Laws of 1903. The forfeiture by the terms of the statute is occasioned when the property “shall be taken and sold under and by virtue of such mortgage pursuant to the *129power of sale contained therein.” The court below found that the appellants voluntarily delivered to the respondent’s agent the property covered by the chattel mortgage.

Under the language of this penal statute we think that the voluntary surrender of the property by the appellants and acceptance by respondent was not a taking within the meaning of the statute. It seems quite clear that the taking contemplated by this statute is a taking in invitum under and by virtue of the power to take and reduce to possession as given in the mortgage. The taking and sale under the mortgage within this statute means a hostile taking by virtue of the right to dispossess the mortgagor of his possession and property under the power given in the mortgage. The statute, we think, is capable of this construction without doing violence to its language, and in view of its highly penal character it should recéive such construction. We cannot think that the legislature intended so drastic a remedy should be enforced under the circumstances established by the record in this case. The findings of the court below support the conclusion that there was no forfeiture, and therefore the judgment must be affirmed.

By the Gourt. — The judgment of the court below is affirmed.

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