78 Miss. 443 | Miss. | 1900
delivered the opinion of the court.
The demurrer, being to the whole bill, was properly overruled, since it was a good bill for divorce. The decree recites
It was, however, manifest error to award the policy to the appellee. The contract (the policy) by its terms conferred a vested interest on Mrs. Grego, irrevocable by appellee or by any court. The court had no more power to take from appellant this policy — her property vested by contract— than to take from her anything else that was her sole property. This is an ordinary life policy. Divorce has no effect upon that property, which is the wife’s solely. 3 Am. & Eng. Enc. L. (2d ed.), p. 980, par. 4, and notes; Bank v. Hume, 128 U. S., 195, s.c. 9 Sup. Ct., 41, s.c. 32 L. Ed., 370. This is not a policy in a benefit association whose constitution and laws expressly authorize the member to change the beneficiary at will, as were the policies in Tyler v. Association, 145 Mass., 134, s.c. 13 N. E., 360, and Schonfield v. Turner, 75 Tex., 324, s.c. 12 S. W., 626, s.c. 7 L. R. A., 189. This is an ordinary life policy, under the express terms of which the whole beneficial interest was vested solely in the appellant. Neither the appellee nor the courts could take that which was hers solely from her. That would be depriving her of her property without due process of law. The law as to this is well settled, and is quite independent of any statutory basis, resting upon the terms of the contract itself. Bank v. Williams, 77 Miss., 398, s.c. 26 South., 965, and authorities therein cited.
We do not think the case one to be remanded for amendment, on the theory of reforming the contracts so as to show that the policy was to be the wife’s only while she was wife.. The policy and the testimony in Goldsmith v. Insurance Co., 18 Abb.