81 Ky. 229 | Ky. Ct. App. | 1883
delivered tiie opinion op the court.
Appellants, husband and wife, executed a mortgage to secure the payment of a certain amount of money loaned to the husband. The mortgage purports to convey both the homestead and dower interest of the wife, but appellants insist that the clerk’s certificate is so defective as to render the mortgage inoperative as to the wife and to leave her a homestead. The court below subjected the whole of the property to the payment of the mortgage debt, and the only question on the appeal is: Did the conveyance divest the wife of her homestead right?
Indorsed upon the back of the mortgage is the following:
“ 1875, September 22.
“ Acknowledged by W. L. Gordon and Cordelia A. Gordon, his wife, to be their act and deed as the law directs.
“C. W. Crabtree, Cl’k.
“By Ernest Speed, D. C.”
After the body of the mortgage is the following certificate':
“Kentucky, “ Hopkins County, } Sct.
“I, C. W. Crabtree, clerk of the Hopkins county court, do certify that the foregoing mortgage from W. L. Gordon and Cordelia A. Gordon, his wife, to Mrs. Helen L. Shelby was this day produced to me in my office, and with my foregoing (by Ernest Speed my deputy clerk) and this certificate have been duly recorded in my office as ordered.
“Witness my hand this September 22, 1875.
“C. W. Crabtree, CFk."
‘ ‘ If the deputy of any county clerk shall take the acknowledgment of a deed or other instrument of writing, and indorse a memorandum thereof on such deed or instrument of writing, but shall fail, for any cause, to write out and sign the certificate thereof, it shall be lawful for the clerk to write out and sign the certificate, setting forth in such certificate the facts, including the indorsement, and thereupon record such deed or instrument and certificate, and the deed or instrument and the certificate shall be as good and effectual as if certified and signed by such deputy.”
Subsection 1 of section 21 of chapter 24 is as follows:
“When the acknowledgment,” speaking of the deeds of married women, “shall be taken by an officer of this state, he shall simply certify that it was acknowledged be-' fore him, and when it was done, which shall be evidence that she had been examined separately and apart from her husband, and the contents explained to her, and that she had voluntarily acknowledged the instrument, and consented that it should be recorded.”
There are two reasons why we think the ruling of the court below is correct:
First. The certificate of the clerk is sufficient if the indorsement by the deputy be considered a “memorandum ” under section 38, quoted.
Second. It is immaterial whether the certificate of the clerk is sufficient if the indorsement of the deputy be considered a “memorandum,” since we are of the opinion that the indorsement by the deputy is in itself a certificate in substantial compliance with subsection 1 of section 21, quoted.
As to the second point: If the indorsement by the deputy is a certificate such as is contemplated by subsection 1 of section 24, he having the unquestioned power to make it, it is immaterial that the certificate of the clerk does not, as contended,_ meet the requirements of section 38 as to certifying “memorandas” made by deputies. Section 21 requires only that the certificate shall state that the instrument “was acknowledged before him, and when it was done.” Privy examination, explanation of contents of the writing, voluntary acknowledgment, and consent to record,
The consideration for the conveyance has been received and enjoyed; there is no indication of fraud or overreaching, and the judgment is affirmed.