108 Mass. 56 | Mass. | 1871
It is a fatal defect in the plaintiff’s case that the policy professes to insure a machine shop, and that the building destroyed by fire was not a machine shop. It would be doing great violence to language to contend that a building in which organs and melodeons are manufactured can be correctly described as a machine shop. It appears by the report of the case, that the risk of destruction by fire is greater in the case of a building in which organs and melodeons are manufactured, than in that of one in which machinery is manufactured. The representation therefore was material, and it was untrue. It makes
In this view of the case, the application becomes unimportant, as does also the question whether Gleason was the plaintiff’s or the defendants’ agent. It is decisive of the case, that the policy, which the plaintiff accepted without objection, or attempt to have >ny mistake corrected, cannot be applied to the building which was destroyed by the fire.
Judgment for the defendant*.