54 Ga. App. 187 | Ga. Ct. App. | 1936
“When a married woman gives her individual note, the presumption of law is that she gave it on her own contract and for value, to charge her separate property.” Perkins v. Rowland, 69 Ga. 661, 664. “Where the creditor, at the time a debt is created, really intends in good faith to extend the credit to the wife, and not to the husband, and the consideration of the loan passes legally and morally from the creditor to the wife, and where the writings then executed are such as purport to bind her for the debt as her own, then, whatever may be the private understanding between the wife and the husband, in which the creditor is not concerned and in which he has no interest, as to the disposition by the wife of the proceeds of the loan so received by her, the writings are to be treated as embracing the true substance of the contract. Nor does it matter in such case that the negotiations relating to the loan are in fact all made through the husband, where the transaction otherwise appears to be the bona fide and voluntary contract of the wife.” Longley v. Bank of Parrott, 19 Ga. App. 701 (92 S. E. 232), and cit. “Bare presumptions of law give way to testimony, which may shift the burden of proof or of proceeding to the opposite party, and he is not then entitled to prevail upon the presumption alone.” Hamby v. Crisp, 48 Ga. App. 418, 421 (172 S. E. 842), and cit.; Jones v. Weichselbaum, 115 Ga. 369, 370 (41 S. E. 615); Love v. Lamar, 78 Ga. 326 (3 S. E. 90). “Whether the presumption has been successfully rebutted with testimony is ordinarily a question for the jury. , . Where there is proof of facts or circumstances to support the presumption, and the evidence as a whole is conflicting, a verdict in favor of either party will not be disturbed upon general grounds.” Hamby v. Crisp, supra; National Life &c. Co. v. Hankerson, 49 Ga. App. 350 (7) (175 S. E. 500).
Under the foregoing rules, in a suit against a wife on a promissory note signed solely by her, although the oral testimony is to the effect that the note represented a loan to her husband, and that the checks evidencing the consideration of the note, though payable to the wife, were indorsed in her name by the husband without her authority or knowledge, a verdict is nevertheless not demanded for the defendant, where her admitted and sample signatures, the indorsements on the checks, and the name of the wife as written by the husband in the presence of the jury, are all before the jury for consideration. This is true since from this evidence the jury would be authorized to find that the wife herself indorsed the checks and received the proceeds of the note, and that the note was thus given for a consideration received by her, in which the lender had no concern, irrespective of whether the wife may have thereafter turned over the proceeds of the loan to the husband. Accordingly, in the instant ease, the court did not err in refusing a new trial on the general grounds. Moreover, a certified copy of the proceedings in the bankruptcy of the husband in the following year, showing that he had not listed the note in question or its payee among his debts and creditors, was also in evidence, together with the husband’s explanation of such omission. It was also shown that the wife herself had previously paid $300 on the $660 note, without any protest or objection that the obligation was a debt of the husband, so far as indicated by the record. All of this evidence raised questions of fact for the determination of the jury.
The court admitted testimony of the plaintiff as to conversations between her and the deceased payee of the note, her husband, over objections made by the defendant without any motion for mis
It is not good practice for a court during a recess to communicate with and further instruct- the jury before they have reached a verdict, without the knowledge and approval of the parties or their attorneys. Dent v. King, 1 Ga. 203, 204 (44 Am. D. 638); Bryant v. Simmons, 74 Ga. 705. But even where there is such an irregularity, it must appear to have been prejudicial to the complaining party, or of such a nature that injury will be presumed; and if it affirmatively appears that the losing party could not have been injured, a new trial should not result. Boone v. Lord, 38 Ga. App. 397, 399, 400 (144 S. E. 123). In the instant case the jury submitted to the judge this question: “It is understood that under the law a wife can not be made to assume a debt of her husband by signing a note or otherwise. If a wife is jointly interested in business with her husband as a partner, is not the act of either one of the parties in connection with said business equally binding upon both?” To this the judge, in the absence of the parties and their counsel, replied: “That makes no difference. The question here is whether this money was loaned to her or her husband. If it was loaned to her husband, she is not responsible; it makes no difference whether the money was used in any business or not, or whether she had any interest in the business
Judgment affirmed.