*1 796 537, 1152, Co., 152 S. W. 105 Tex. 147 S. W. Mfg. 5 Fire Ins. Howard Co. v. Gloucester Am, May, 376]; Gray (Mass.) Ins. [66 Dec. 498 625. 36, Gallatin, 3
369;
Wis.
Co. v.
Insurance
jury,
charged
in the
[2] The court
agent’s powers
restrict
N. W. 772. The
ed,
but this does
ny
form his
sistent with
himi
to award
event
found
waive;
compa
power
not have
and he
together
policy,
power
the amount of the
not affect
agent
duty
in
cent,
attorney’s
It is the
to waive.
per
penalty,
thereof as a
principal
him incon
acts known
complained
$50.
fees
and,
policy,
if he
of the
the terms
they might
instructing
jury
erred in
agent
so,
to
of the
the fault
fail
wards his
do
it is
attorney’s
principal,
penalty
will not exonerate
find for him for the
Co., supra.”
Bories v. Insurance
latter. Von
fees,
for the reason
he
Freeman,
entitled to recover therefor unless
above
Company v.
In Insurance
company
pay
Ap-
on the
made demand
ment of the
cited,
of Civil
Antonio Court
the San
policy,
that there
no evi
peals
the law to be as follows:
states
made such a demand.
dence
principle
that if
is a well-established
“It
agreement put
agreed,
condi
for breach of
has occurred
forfeiture
tion
It was
company
policy, and the
in an insurance
evidence,
at
reasonable
$50
was a
facts,
knowledge
thereafter,
tionally accepts
by
ped
uncondi
plain
torney’s fee, in
it was
ease
found
premium,
it there
and retains
plead
estop-
forfeiture,
Plaintiff
tiff
to recover.
was entitled
and is
former
waives the
grounds
setting up
made written demand
de
ed that he had
fendant
that
p. 1369,
Joyce,
Ins.
as a defense.
forfeiture
policy,
payment
of the
for the
151;
in note
Insurance
cited
and authorities
1913,
refused. Acts
demand
35;
487,
Hanna,
Mor
17 S. W.
81 Tex.
Co. v.
Beach,
898;
257,
Co.,
p.
case was
the time this
force
ris
Ins.
Insurance
v.
Iowa,
n tried,
p. 77;
[30
Co.
Walsh v. Insurance
provision:
contains this
Raddin,
Rep. 664;
Insurance Co.
Ct. 500
133] 6 Am.
plead to
“The defendant in
644];
his answer
Sup.
183,
[30 L. Ed.
120 U. S.
plaintiff’s petition,
alleged
fact
each
either
528,
Co.,
16 Atl.
Insurance
56 Conn.
McGurk v.
263
deny
deny
same,
he
admit or
by Justice
[1
563].
R. A.
As is said
L.
any knowledge or information thereof suffi-
has
Raddin, supra:
Gray
‘If in
Co. v.
in Insurance
belief,
cient to form a
fact not denied
premium
accept payment
of a
surers
know
the
deny that
defendant or
he does not
the
has
has been a breach of
condition
there
knowledge or information thereof
sufficient
acceptance
premium
policy,
of the
to form a belief shall
taken as confessed.”
policy for that
to avoid the
waiver
Upon principle
can
there
breach.
be
deny
the al-
The
of defendant
failure
To hold otherwise
no doubt about
this.
legations
the demand
as to
maintain
of insur
that the contract
would be
good
only,
requires
necessity
faith of the assured
ance
and not of
knowing
obviated
insurers,
permit
and to
insurers
prove
it.
continue to receive new
disposes
ap-
sufficiently
of all
The above
contract,
”
decline
benefits from
while
assignments
adversely
pellant’s
error
bear its burdens.’
The
of the court
its contentions.
719,
Agency, 718,
we
Mechem on
From
is affirmed.
below
following:
quote the
Affirmed.
general rule,
unbroken
settled
an
“It is a
agent,
authority,
an
that notice to
current
when
acting
scope
within the
of his
am
to a matter over which his
and in reference
BONDING
principal.
thority extends, is notice to the
This
(No. 5567.)
McCURDY.
CO. v.
two theories. The first is bas-
rule rests
ed on the
cipal,
identity
agent
prin-
legal
(Court
Appeals
of Civil
of Texas. San Antonio.
agent,
keeping
in the fact
while
2,
On Motion for Re-
Feb.
1916.
scope
authority, is,
the
the
as to
within
hearing,
8, 1916.)
March
it,
within
for the time
matter embraced
principal
of the
rule that it is the
to his
himself,
ego
the
or at all events the alter
Filing—Ex-
<§=>40
Exceptions,
1.
—
Bill
principal.
The other is based
Time.
tension
duty
to disclose
extending
An order
time to file bills of ex-
principal
knowledge
notice or
filing
ceptions
previously
be one
be made after the time for
necessary
may possess, and
which is
for the
expired,
has
whether the court
guidance.
duty
principal’s protection or
terms are more or less than 8
whose
performed,
presumes
the law
to have
weeks.
imputes
principal
whatever notice or
knowledge
has in fact disclosedit or not.”
possessed,
cases,
Exceptions,
whether he
[Ed. Note.—For other
see
of,
Dig.
57-64;
Dig.
Bill
<§=>40.j
§§
Gent.
Dec.
provisions
policy
hereinafter
Competency—Trans-
copied
appel Witnesses
<§=>143
inserted for the
benefit of
—
—
with Decedent
Assi&noe
action
lant,
it,
could be
waived
Claim.
by it, by
receipt
were waived
and reten
assignor
claim,
of a
on which
ex-
past-due premium by
tion of
is,
sued,
under
St.
art.
ecutrix is
Rev.
testify against
prohibiting
duly
it,
either
who was
authorized to receive
decedent,
the other to
transaction with
knowledge of the fact that
it had not been competent
testify
assignee,
as he
required by
the time
the con
testify
suing
himself, if
would be to
claim.
tract of insurance.
gerald,
Insurance
Fitz
Go. v.
App.
1 White W. Civ. Gas. Gt.
sec.
cases,
Witfiesses,
Note.—For other
see
[Ed.
619-624;
Dig.
Dig.
Equitable
Ellis,
<§=>143.]
1347;
Dec.
§§
Life Assurance Co.
Gent.
Digests
Key-Numbered
and Indexes
in all
other oases sea
KEY-NUMBER
dS=>For
*2
y.
&
BONDING- CASUALTY INS. CO. McCURDY
GENERAL
pany
and another.
From
Liens
3. Mechanics’
©=271—Enforcement
—Petition.
defendant,
appeals,
the named
and
liability by
seeking to establish
Petitions
plaintiff complains
in favor
gen-
subject
liens,
mechanics’
reason of
eral
giving
part.
alleging
demurrer,
interveners. Reversed
date of
nor the amount
notice of
Beasley
Beasley
Daugherty,
&
and J. Ed
unpaid
price
at the
contractor
contract
time of
appellant.
Beeville,
Dougherty
all of
&
for
notice,
amounts
paid
Dougherty,
to him.
Jr.,
Tarlton,
B. D.
Bon-
H. S.
cases, see Mechanics’
Note.—Eor other
[Ed.
ham,
Gayle
Robinson,
W. G.
and G. C.
Dig.
Dig.
494-513;
Liens,
Dec.
§§
Gent.
©=
appellee.
Beeville,
for
271.]
Appeal
Overruling
4.
and Eeeoe ©=501 —
MOURSUND,
January 27, 1913,
J. On
EXCEPTIONS.
DEMTJRKER —
McCurdy
subject
de-
and L. W.
a
into
Whether
entered
question
error,
is a
fundamental
murrer
that
building contract, whereby
Pranks
exceptions
immaterial
provide
perform
to
work,
materials and
overruling
appear in the
of such demurrer do not
building completed,
and deliver
transcript.
liens,
Appeal
1,
$10,445.-
eases,
1913,
free of all
35,
June
[Ed.
and
Note.—Eor other
see
Dig.
2300-2305;
Dig.
Error,
§§
Gent.
Dec.
©=
to be
in installments
certifi-
501.]
architects, Stephenson
cates of the
& Helden-
oe
cent,
5.
Frauds.
Statute
©=143—Pebsons
fels,
per
but 20
to be
until
retained
Whom Statute
is Available.
building
and
being
defense
of statute
frauds
days
personal one,
thereafter.
Pranks
bond
executed a
and not
against interveners,
cannot be invoked
favor guaranteeing
performance
faithful
who
defendant
contract,
with the. General
plain-
was
tiff and interveners.
to the contract between
Casualty
surety.
Insurance
Mc-
Curdy
19,
widow,
died on June
and his
cases,
Erauds,
[Ed. Note.—Eor other
see
Stat-
Dig.
344-350;
Dig.
of,
ute
will,
§§
Gent.
Dec.
who
©=
was the sole devisee under his
143.]
qualified
independent
July,
executrix in
Principal
Surety
Liability
1913.
6.
and
©=82 —
—Extent—Building-
Contract.
building
accepted
completed
and
building
The owner of a
cannot on default by
McCurdy
September
on
of the contractor make
$2,081.15
time the sum of
remained
contractor,
enlarging
due
ity,
liabil-
material, unpaid
or make
contracts
labor and
to Pranks. Some time after
and hold the contractor’s bondsman liable there-
Heldenfels,
architect,
20th F. W.
who
for, except
provided by
building
contract personally supervised the construction of
or bond.
up
building,
in order
a state-
cases,
Principal
[Ed. Note.—Eor other
see
Dig. 127;
Surety,
Dig.
job,
Gent.
§
Dee.
©==>82.]
ment of
final
condition of the
to arrive at what Franks
on
build-
owed
Rehearing.
On Motion for
labor,
went around and
7.Appeal
and Eeroe 3=854 —Review—Rea-
person-
talked
of Franks’
to each
creditors
sons eoe Decision.
ally
got
they had
“a statement of what
judgment being correct, though
A
for a dif-
way
court,
building.”
ferent reason than stated
should be
this
affirmed.
more than the
ascertained that
owed
cases,
Appeal
[Ed. Note.—Eor other
see
and portion
on hand would
Error,
Dig.
3403, 3404, 3408-3424,
Gent.
§§
satisfy.
September
1913, the attor-
On
3427-3430;
Dig. ©=854.]
Dec.
neys
telegraphed
for the estate of
Principal
Agent
Agent
8.
©=157—
Casualty
Bonding &
Insurance
the General
Two Parties —Oontract.
just
building
been informed
One who is
both of a
building owner,
by ap-
tractor and
proving of,
which,
cannot
architect
a contract
$2,081.15
building,
there was
he made with la-
$3,876.26
Franks,
Franks,
in claims due
materialmen, deprive
borers and
any right,
making
$1,795.11
of
self.
as one cannot
contract with him-
a difference
(cid:127)
a lien on the
cases,
Principal
[Ed. Note.—For other
see
company
this immediate
and for the
Agent,
Dig. 588;
Dig.
Cent.
§
Dec.
©=157.]
telegraphed
reply
A
attention.
same
Principal
Surety
101—Release
certainly
©=
“Architects
as follows:
Surety
—Alteration
of Oontract.
prorating funds
custom of
know the usual
A material alteration of the contract
Acting upon
reply,
building
Hel-
building
on hand.”
left
contractor and
owner will
release the contractor’s
9th,
bondsman.
September
prorated
denfels,
cases,
Principal
[Ed. Note.—For other
see
and $2,081.15 among
of Franks
various creditors
Surety,
Dig.
Dig.
169-180;
Cent.
§§
Dec.
©=
probably one,
(all
in-
whom,
save
suit) paying
approxi-
in this
terveners
cent,
Appeal
debt,
Court,
County; mately
per
District
of 'his
Bee
53%
Ohambliss, Judge.
F. G.
would file liens
the creditors
formed
Action
Elizabeth
of their claims
executrix
balance
McCurdy, deceased, against
of W. O.
credi-
them. Most of the
clerk,
county
Casualty
General
Insurance Com-
filed statements
tors
Digests
<gc»For
Key-Numbered
Indexes
cases see same
in all
KEY-NUMBER
seeking
materialman’s
Francis Michot
$14.-
fix mechanic’s or
sued for a balance of
material,
21 for
Burrows Hardware Com-
the statute.
lien under
pany,
material,
$23.22,
De
S. I.
Franks after
The claims
$18.69,
pletion
inter- Loach for
two
for labor. The first
*3
alleged
suit, briefly,
were as follows:
had
notice to Franks
in this
veners
(1)
and
of the
items
amounts and
Bros.,
lumber and
Heldenfels
by
material, prosecuted
days
other
J. 0.
their claims within 90
the accrual
Wood, assignee Hel-
thereof, and that
them
with
each of
filed
$1,139 33
denfels Bros.
county
the
said time. De Loach’s
clerk a
account within
verified
Plumbing
(2)
Windmill &
allegation
notice
132 23
Oo. material.
(3)
(4)
Woodruff,hauling...
90
81
223
and
Noble
O. B.
filing
and
of the
of account was the same as
French, bricklaying.
53
two, except
alleged
he
that he
Michot,
(5) a. Francis
labor
gave
days
They
30
notice and
filed
account
material.$14
and
b.
after the accrual
indebtedness.
Company,
23 22
material
alleged
along
estoppel
lines
Loach, plas-
S. I. De
c.
pleaded by
French, well
18 69
terer .
others,
(6)
her
F. W.
the
expressly
Homer Botts and.
laborers,
totaling.
105 26
claims
promised
their claims.
Slusser,
Botts,
Interveners Homer
L.
J.
$1,709 71
.
Total
Nolan,
Boss,
Davis,
E.
Clarence
John
J.
represented a bal-
of the claims
Each one
Ahasoy,
Canada,
Click,
M. Fer-
J.
J. E.
Pete
pro rata
of its
due after
ance
part
Sauseda,
Tally,
nandez, Don
Dan
Oscar Ben-
$2,081.15
September
on
the fund of
nett,
Book,
re-
E.
F. Baldwin sued to
J.
and
9th.
labor,
for
cover small amounts due them
completion of the
time after
Some
Manufacturing
and the Beeville
building
suit
instituted this
They
up-
supplies
$3.93, for
furnished.
sued
Bonding Company,
against Franks
express
agreement
the owner
on an
allegingi
had
that certain of the claimants
alleged estoppel
also
property
filed liens
reason
same
title,
others
and that
a cloud on
stituted
other interveners.
could
that were liens or
had valid
be
Plumbing
The Beeville Windmill
liens,
that she and
into
converted
pe-
$132.23,
pany
Its
for material.
sued for
agents
husband, well as their
her deceased
allegations as that
contained the same
tition
of
faithfully
representatives,
prom-
exception
obligations imposed
plied
the owner is relied on.
ise on the
building contract,
and that
them
Bros.,
Wood,
assignee of Heldenfels
J.
paid.
price
She
had been
entire contract
alleged
$1,139.33 due
sued
recover
balance
delay
prayed
the facts as to the
furnished, alleging
same
for material
validity
of all claims and
that the
determined,
French
facts as intervener
for
for
that she have
showing
estoppel,
and also
and liens
such claims
the amount
were
O.W.
from
contra*
and resulted
valid
pay for such
F. W. Heldenfels that he would
liqui-
fault,
$105
that she recover
tor’s
dated
building.
furnish
as said
material
delay
damage
for
in the construction
for use
This inter-
to be erected
$53.81,
C. E. French sued
Intervener
general
alleged notice in the same
vener also
as a brick mason.
him for work
balance due
way as intervener French.
September 11, 1913.
was filed
His account
peti-
of such
Plaintiff’s answer
days
alleged
accrual
within 90
He
of
and
consisted of
tions of intervention
gave
he
notice to
indebtedness
every
demurrfer, special exceptions, denial of
amounts and items
special reply
allegation,
material
alleged
that
original
He also
the indebtedness.
on
of the balance
the division
effect
plaintiff’s
as admitted
had
petition,
lien
by agreement
between
was' made
hand
though
lien,
even
and that he had
unpaid claims, and
holders of
and all
price, because
exceeded
the cost
agreement,
was a
that French
permitted
him to continue
estopped
part,
accepted
therefore
and is
insolvent,
knowing
was
that Franks
setting up
further claim
from
plaintiff.
paid
exceed the
cost would
and that the
price.
alleged
further that she
She
promis-
alleged
was
that he
He also
the full contract
build-
agents
ac-
that his
of the owner
ed
faithfully
complied
ing,
she had
perform-
performed and to be
count for labor
building contract,
obligations
all
and
ed
paid;
not have
that he would
ed would
performed
any judgment
prayed
was render-
that if
if it had not been
said labor
she
her for
amount that
promise.
judgment against Franks and the
a'
& Woodruff
sued for
Interveners
amounts and for the sum
for such
hauling
material
$223.96
balance of
delay. She asserted:
$105
allegations
leveling
Their
are the
dirt.
“(a)
liable in
That if she madeherself
n
way
of the manner in which she dis
French.
on account
as those of
CO.
& v. McCURDY
BONDING-
burscd the fund of
acting
struction
ing;
fect of his contract.”
to
terial
fended
ed
tract with
tion
ited
that Franks
it
the amount of
more than
tried in
to the claim holders
Heldenfels
promising
tofore
ly granted has
ment
were made after the time had
furnishing
contended that under the
overruled. The
arose
Company perfected appeal.
form
tion Mrs.
weeks,
cases after
which
Franks,
$105 additional
der the statute
granted
was in effect a
rendered in
tracted
before
case
overruled
competent
court
Hamill
W.
No
was
doing,
‘furnish and
extend the time
favor
exception
order
Company.
theretofore
must
to
decided
portion
while
entering
aAt
of facts
out
jury
under its instructions
McCurdy,
concerned,
to file
Bonding Company,
be liable to
and in
surety;
the
v.
for;
in vacation.
who
plaintiff
should reimburse her
courts whose term is less than
additional
entered
upon
of
sufficient,
Samuels,
the claims
Franks;
orders
former
his breach
was
default
order
of the statute
placed
weeks;
agreements foreign
(b)
into
did
favor of each
testify
contended that such was
that
had failed to
bills of
time
bind the
pay’
such a
the statute had
expired,
and that
damages
that if she had
deceased.
ground
demanded.
plaintiff’s
the claims was not
the construction of the
performed
$2,0S1.15,
claim
was entered.
extending
against
been
frauds;
Supreme
for all
given by
resulting
interveners,
upon
although
that
as to the statements of
Bonding
given.
were unenforceable un-
Nocona Bank
but if the
answer,
she had
of the contract
arising
even
to strike
exception
whose
against plaintiff,
granted,
be
of this term a mo
Tex.
the same construc persons,
extensions
following
facts, in
F. W.
that
exercised
liability
of
interveners.
relating
then the
while it denied
though
Court held that and
and direction
law or
his contract
because
out of
promises
Judgment
in the release
faithfully per- agent
liability
expired,
delay,
term
of the case of
such
the
labor and
suit,
out
power given
expired
motion
actively
That
time within
such orders with a
as
motion was
to the con-
time there
Heldenfels
and state
133 S. W.
the Bond-
sums and material.
building; payment
previous
words in
was
the bills We
Bonding
term
the con-
to cases
she
Franks,
against
Bolton,
shown;
the ef-
far
result-
failing
build-
made
long
was must
lim-
was that
was to
and tract was made
lást
ma-
de-
by fels, who,
as
of be
of
nished
theory
therefore
agreement
ing
sued;
balance
Curdy
ten notice of their claims
that
*4
and therefore she became
recover on
made W. O.
in the
er
rectness of the
Heldenfels
which
instituted
cover
ed
ble as between
ting
firm of Heldenfels
as
3090,
signee
concerning
McCurdy
aer
every
Bros, parties
testify
interested
as
tical
claim,
a
the
persons
mony
represented
v.
one, but,
courts,
Court
statute
“So the
Intervener Wood had
practical
based
to J. Wood
Franks,
executrix
Brotherton,
doubted
coming
find no
architect,
a debt for
testifying as
if the
The court
the
purposes,
judgment against
R. S. 1911.
be held that
person
such
should not have been
free himself
that
that when
of Heldenfels
judgment, by
to such transactions who was as
assignment
said:
deceased
named
while
was
deceased,
before the material was furnished
should have
J. C.
object
in addition to
by plaintiff. Upon
as
considering
Heldenfels
liable to
an
case
Heldenfels
within the
thereof.
construction such as will
whether
statute is to
long
finding
of the will W. O.
who
well
promise alleged
made
also acted
of
owner,,
McCurdy,
agreement
herself
ruling
him,
would
result
the amounts awarded them
62 Tex.
upon
person can, by assigning
Wood, assignee,
directly
this
testimony
concluded
parties
testifying
defeated
plaintiff paid $1,314.87
be
extending
claims to have a contract
which
for all the
Bros.,
Intervener
is based. W. Helden-
transactions
F.
to
claim
Heldenfels
of the court that
September 9,
suit,
Bros., sought
abolished.
court
was a member of the
of
Bros,
be
reason of
Bros,
been
Heldenfels Bros. As
W. Heldenfels’ testi
remains the
statute,
act, excluding parties
order to
the suit as
Elizabeth
purview
we will first consid
the court in admit
challenges
in
which
liable to
after this suit was
by allowing
be
alleging
made Heldenfels
point,
inhibition of the
that W.
and.
was
testimony
is based on the
testimony upon
wore entitled
ease of
it,
the record.”
given
F.
purchase
primarily
admitted.
Wood,
Bros,
having
Franks,
for all
transactions
will
of
objected
capacity
before
get
but believe
of article
testimony
the
nugatory,
may
to recov
supervis
the
'Supreme
law,
effect
Simpson
the cor
deceased
express
O. Mc-
assign
him to
a con
as
W.
one
Bros.,
alone,
effect
writ
prac
good
well
fur
lia
she
re
as-
to
O.
it
that
claimed.
pany
fels-
App. 542,
ed because
buy
upon
illegal
suit
tion of
of defendant
out
court shows that the
not
of the
mony.
testimony
the
further
to
bution was
Wood arose
pany,
Francis
pany,
maining
cite in addition to the case above
balance on hand must be
diversion of a
price unpaid
and
said
denfels
be dismissed
was
gations
the contractor.
Wells
claim of Heldenfels
subject
W. 828;
S. W.
were
and
of such
averment
clusion to
entitled
cited.
of intervener
all
Hagendorn,
As the
[3,4]
well
the fund was
allege any
subject
prejudice
deprive
amounts sued
following
notice, or of amounts
from such
Bros,
prayed
looking
contractor of
granted,
the claim was
because
sought
under the
in its
relying
but even
and S. I. De
452;
distribution
right
The same
notice
as the further conclusion that the re- ers C. E.
them the
to
appears
interveners were entitled to recover
to share
Miehot,
Hobbs,
as Franks
Whitfield v.
claim,
It is
to
É=s>For
