54 Miss. 220 | Miss. | 1876
delivered the opinion of the court.
In 1836, Miller Wilson bought from the heirs of A. M. Scott the lot in the city of Jackson, in dispute, and immediately went into the occupancy, improved the property, and resided upon it until 1838. At that time he sold to one Collins, who went into possession, and in August of that year received a deed from Scott’s heirs. When Collins purchased, he executed to Wilson two notes for $1,500 each, and paid some cash. In 1839, Wilson and Collins rescinded. Wilson delivered up to Collins his two notes, cancelled a mortgage which he had made to Hughes and Finucane, sureties thereon, and refunded to Collins $1,880, the purchase-money which Collins had paid to him. Collins made the deed to John Long, on the consideration, as therein expressed, that Miller Wilson had delivered up to him (Collins) two notes of $1,500 each made by him, Hughes and Finucane, due respectively Jan. 1, 1839 and 1840; and also that Wilson had refunded to him $1,880, part of the purchase-money for the lot, for which a deed was made to him (Collins) by Jno. A. Scott and wife, and Farrar and wife, Aug. 31,1838, — directly to him, as purchaser from Wilson. Immediately after this transaction Wilson resumed possession. It appears thus that on' the rescission the entire consideration passed from Wilson to Collins, and there would be no explanation of the motive of making the deed to Long, except for the testimony of Collins. In deposing to a business matter which occurred more than thirty years ago, we must make allowance for the influence of time on the memory, and can expect no more than careful and circumspect statements from a fair and credible witness. Collins does not recollect whether he conveyed to Wilson or Long, but does remember, that if made to Long, it was because he had advanced $1,000 of the money paid to him, and the conveyance was a security for the money.
It is uncontroverted that Wilson in his lifetime, and Greeu the executor under his will, and trustee for his natural children and their mother, have been in possession of the property long enough to toll the right of entry of Mizelle and Richardson, and bar this suit, provided that possession has been adverse to them and their vendors. What constitutes adverse possession has received very frequently the careful consideration of this court, on the authorities in this country and in England, and has been stated, we think, with accuracy ; and, as it has been generally accepted elsewhere. Some of the principles are these: Possession of land is presumptive of ownership. But possession, naked and unexplained, is supposed to be in subordination to the rightful title, and that without reference to the length of its continuance. Open and notorious possession under claim of right will, if held long enough, and continuously, ripen into a good legal title. That takes place when the possession has continued long enough to cut off the right of entry, and complete the bar of the Statute of Limitations. It does not matter how defective the claim or color may have been, if the disseisor entered under that right, and holds in hostility to the real owner, the latter must assert his title in due time, by entry or by action, or his right will be defeated. So the entry may be made and possession justified under color or claim of a parol as well as a written contract. Hicks v. Steigleman, 49 Miss. 377; Dixon v. Cook, 47 Miss. 220, 226 ; Tush-hoyo-tubby v. Barr, 45 Miss. 189, 191; Huntington v. Allen, 44 Miss. 654, 666; Gladney v. Barton, 51 Miss. 216, 219; Ford v. Wilson, 35 Miss. 490 ; Alexander v. Polk, 39 Miss. 737.
Since possession, however long continued, will not ripen into
For the defendants in error, it is contended that, when Wilson resumed possession in 1839, he must be esteemed as entering by the permission of Long, to whom Collins had assigned the legal title. Collins gives this account of what occurred (quoting his language) : “ I did not sell the property to Long; never knew him in connection with the property in dispute, until the time arrived for making the cancellation; then it was Mr. Long came in as the friend of Wilson, to aid him in refunding the money; Long paid him (Collins) by check on the Union Bank some money, think about $1,000. On that occa^ sion I made a quitclaim deed to the premises ; whether to Wilson, or Long, as an indemnity for the money advanced by him as the friend of Wilson, am unable to say; but think it quite likely it was to Long, for the purpose indicated; for about that time, before and since Wilson was embarrassed and Long required security of some sort for his advances, Wilson took immediate possession, and occupied until his death.”
The motive that induced the rescission, as stated by Collins, was that he had become dissatisfied with the title. The agreement was that Wilson should refund the consideration and take back the title. But when the papers were formally passed, the deed was made to Long, who advanced for Wilson $1,000, and wanted security. This change of occupancy was the result of the transaction with Collins, which put Wilson in the attitude of a purchaser, with the legal title outstanding in Long, as security for so much of the money as he had advanced to pay Collins. This advance was made by Long for the accommodation of Wilson; for Collins recites in his deed to Long that Wilson had paid $1,880, all the cash which Collins received. Wilson stands towards Long as his mortgagor, the latter being his appointee to accept the title as security for the loan. This must be the true solution ; otherwise we must place Wilson, who was comparatively poor, in
Though the form of the arrangement was a deed absolute, the real relation was that Long held the legal title as security. We have two facts explanatory of the inception of the possession. It was surrendered by Collins to Wilson in virtue of their contract and upon the consideration paid. Long had no participation in the negotiation, and had no other connection with the affair, except that he loaned Wilson $1,000, and took the title for his indemnity.
In what relation did that place Wilson to Long ? It is easy to form a conception of the relative rights of the parties to a regular mortgage. The property is hypothecated for the debt. The legal title passes for a purpose only; that is, in aid of the security. After condition broken, the mortgagee may enter by virtue of his title; but he holds as mortgagee to apply the rents to the liquidation of his debt: his right of possession ceases when that has been accomplished. The mortgagor may regain both title and possession by paying the debt, or the mortgagee may raise his money by a foreclosure. Either party may lose his right bjr the bar of the Statute of Limitations. If the mortgagee does not enter, or bring his ejectment within the time limited, his right is cut off. So where the mortgagee has entered, the mortgagor must pay off his debt within the time, or claim an account, or he will be barred of his redemption. The time, in the absence of express statute, within which these remedies must be pursued, in analogy to the Statute of Limitations, is the time appointed to toll the right of entry under a legal title. If the mortgagor continues in possession, without recognition of the mortgagee’s claim or debt, long enough to bar an ejectment, it will be presumed that his debt has been extinguished; and there will be no remedy in a court of equity. A court of law counts time against the mortgagee from the date of the breach of condition, that being the origin of his right of entry. Such are the relations of the parties under a regular mortgage at the common law.
If the arrangement between these parties had been a conveyance by Collins to Wilson, and a mortgage by the latter to Long, it is quite plain that Long, and those who claim by assignment or succession from him, would have been barred of remedy on the mortgage, at law or in equity. While an equitable mortgage, which is a deduction or result of the law from the transaction, stands upon a different footing, the rules which apply to a regular mortgage aid by way of analogy in the solution of the question before us. The deed was without defeasance; the equity was secret. Long was the holder of the legal title as security merely. It would have been a breach of confidence for him to have used it for any other purpose. Wilson was the equitable owner, and in that right received the possession. He was the purchaser from Collins, and made Long a depositary of the legal estate for a single purpose. In this aspect the case is analogous to Russell v. Watt, 41 Miss. 602, and Holloway v. Ellis, 25 Miss. 103. If Wilson had paid Long’s debt, he could have compelled a surrender of the legal estate. Long did not take possession as bargainee, because he did not in reality stand in that relation to Collins. By the arrangement, he had no other interest than to make the property available to pay his debt.
Now, upon what principle of law or suggestion of reason shall the flow of time ultimately bar the mortgagee of all remedy, both at law and equity, on his security that does not apply to the holder of the legal title without written defea-sance, if he suffers his debtor to remain in possession until the
In Gladney v. Barton, 51 Miss. 216, Davis purchased the land from Thornton, and, being unable to make the payments, sold to Absalom Barton, on the agreement that he should pay Thornton. The title, however, was to be made to William Barton, who was to hold it pending Davis’s right of repurchase. Davis did not avail of this privilege. William Barton delivered the deed to his brother Absalom, who entered, made valuable improvements, and he and his heirs had continued to enjoy for twenty years. The court said, “ William Barton was not the real purchaser ; . . .he advanced no money and incurred no obligation for it; he became the recipient of the legal title as a mere volunteer.” The conclusion was that the long enjoyment expanded into the strength and dignity of legal right, and was paramount against William Barton and his heirs. The possession was referred to the equity as characterizing it.
The purchase of Mrs. Long, under the judgment against her husband, assigned his title to her, subject to all equities existing at the time in favor of third persons. Walton v. Hargroves, 42 Miss. 18, 26. This sale was made in 1847. She would occupy no better position than her husband; but would take the title subject to all the equities upon it in the hands of the judgment debtor. Nor would Mrs. Long’s situation be improved, if she were a Iona fide purchaser for value directly from her husband without notice of Wilson’s claim; for she would be barred,' and those claiming under her, unless there is some fact or facts which changed the rights and relations of the parties.
No light was thrown on the subject from 1839, the date of Wilson’s rescission with Collins, until about 1846, when the conversation occurred between Wilson and A. Mizelle, one of the plaintiffs, in which Wilson admitted that Long’s family had property, or would have property, in Jackson, of which they had no knowledge; namely, the property on which he resided. We waive the competency of the
But in 1849 Wilson devised all his property, real, personal and mixed. If he had mentioned specifically the lot in dispute, it would have been an assertion of ownership, and would have made the case like that of Kohlheim v. Harrison, 34 Miss. 457; but it does amount to a declaration that he had real estate, and it is not shown that there was any other to which the devise could have applied except this property. It is a circumstance, however, like his admission to Mizelle, to be considered. The. payments of taxes by Hemphill for two or three years after his marriage with Mrs. Long, were made, doubtless, in support of her title.
Our conclusion on the whole case is that Long was substantially equitable mortgagee, and that Wilson held possession as equitable mortgagor. And that Long and Mrs. Long, purchaser under judgment against him, and her heirs, and the
Judgment reversed and a new trial awarded.