81 Ala. 357 | Ala. | 1886
— The certificate of acknowledgment, attached to the mortgage under which appellant derives title to the land for which he sues, recites “ Lha1- Amanda Hosier, tvifeof li. B. Hester, whose name is signed to the foregoing mortgage, and loho is hnoion to me, adenoid,edged bfore me on this day, after being examined separate and apart from her said husband, that she executed the same voluntarily without any fear, threats, or compulsion of her said husband,, and for the purpose therein expressed.” Such certificates should, and always have received a liberal construction by this court. Literal compliauce with the statutory forms is not exacted. To avoid making the security and validity of titles dependent on strict phraseology, the settled rule of construction in respect to such certificates is, that a substantial compliance is sufficient. While, in order that there may be substantial compliance, words must be used of equivalent import and meaning with those employed to express the legislative intent, nice shades and distinctions of signification, and mere verbal criticisms should not be observed nor regarded.
In prescribing a form of certificate, the purpose is to procure satisfactory and permanent evidence of the voluntary signature and assent of the wife in conformity with the constitutional mandate, that a mortgage or other alienation of a homestead by the owner, if a married man, shall not be valid without such signature and assent. To this end, a form is provided, the substantive requisites of which are, that the person who comes before the officer to be examined is known, or made known to him to be the wife of the grantor; that she was examined separate and apart from her husband touching her signature to the conveyance; and acknowledged that she signed the same, “ of her own free will and accord, and without fear, constraints, or threats on the part of her husband.” Code, 1876, § 2822. If by the certificate in question, the officer has substantially certi
It was intended, by requiring the officer to certify that the person examined is known, or made known, to him to be the wife of the grantor, to prevent another from personating the wife. “ Any portion of the deed may be examined to give effect and meaning to a certificate, which is apparently defective.” — Bradford v. Dawson, 2 Ala. 203. The mortgage and the certificate considered together show, that Amanda Hester, named in each as the wife of the mortgagor, and who signed the same, is the same person who was examined by the officer, and who, he certifies, is known to him. The mortgage and the certificate bear the same date, manifesting, that the signature and the examination were on the same day. By a comparison and examination of them, the supposed failure of the officer, to certify that the person examined is known to him to be the wife of the mortgagor, is supplied. The recitals of 'the certificate are untrue unless she was known to the officer to be the wife of the mortgagor. It is also insisted, that the certificate is defective in not showing that the wife was examined touching her signature to the conveyance. A comparison of its several parts dissipates this supposed defect. Construing it as a whole, it is manifest that the examination related, and could only relate to her signature to the mortgage. The remaining objection rests on the nature and effect of the acknowledgment — the words voluntarily and compulsion being used in the certificate, instead of the statutory words, of her own free will and accord and constraint. The purpose of the statute is, to exclude the influence of the husband in any mode, other than by proper persuasion; and that on privy examination, it should appear satisfactorily to the officer, that her signature and assent were of her own volition, not moved by the husband. Hence, it has been held, that the word voluntarily is not by itself sufficient; but that the certificate must also negative that her signature and assent were produced by fear, constraints, or threats on the part of the husband. — Scott v. Simmons, 70 Ala. 352. A voluntary act proceeds from one’s own free will; done by choice or by one’s own accord ; unconstrained by external interference, force, or influence ; not prompted or suggested by another. Wor. Die.; Imp. Die. voluntarily expresses by the use of one word all the force and meaning of the phrase, of her own free loill and
While we regret that even verbal departures from the statutory forms should ever occur, and such departures should not be favored because of tbeir effect upon the security of titles, and their tendency to encourage litigation, we are forced by the rule of liberality of construction, to hold that the certificate of the wife’s acknowledgment to the mortgage is substantially in the form prescribed by the statute.
Reversed and remanded.
