67 Cal. App. 3d 386 | Cal. Ct. App. | 1977
Lead Opinion
Opinion
This is an appeal from a judgment holding that the cross-defendant insurance companies were not liable to the cross-complainant for damages resulting from an injury occurring during the construction of a building. In the view we take of the case it is not necessary to outline in detail the interrelationships of the parties and their carriers, since we hold that the trial court correctly interpreted the applicable provisions of the insurance policies herein involved as applied to the facts of this case.
Briefly summarized, the pertinent facts are as follows: The injured person was an employee of the general contractor, James I. Barnes Construction Company (Barnes). He was injured when a cable, forming
It is not contested that the insurance policies herein involved provided coverage during the “unloading” of the Burden truck, and that, if the policies apply to this accident, Galloway is an insured under the policies. The issue before us is whether the lifting of the cement, after discharge from the truck into the buckets provided by Galloway, was part of the “unloading” process.
There are two California decisions involving somewhat similar facts. The insurance companies contend that those cases establish, for California, an interpretation of the term “unloading” which absolves them from liability. Galloway contends: (1) that those cases are distinguishable on their facts; and (2) that, in any event, the rule established by cases in other jurisdictions
Of the two cases relied on by the carriers, one—San Fernando Valley Crane Service, Inc. v. Travelers Ins. Co. (1964) 229 Cal.App.2d 229 [40 Cal.Rptr. 165]—is a decision by another division of this district and was cited with approval by the Supreme Court in Entz v. Fidelity & Casualty Co. (1966) 64 Cal.2d 379, 384-385 [50 Cal.Rptr. 190, 412 P.2d 382],
In San Fernando, as in the case at bench, the accident occurred before the truck had been completely emptied.
In Entz v. Fidelity & Casualty Co. (1966) 64 Cal.2d 379 [50 Cal.Rptr. 190, 412 P.2d 382], cement, pursuant to the arrangement with the builder, was dumped on the ground at the construction site, to be shoveled, by the contractor, into post holes on the property. While the holes were being filled, a piece of iron fell from a fence onto an employee of the contractor. The Supreme Court held that the unloading
“California, however, is committed to the ‘complete operations’ rule. Accordingly, we must determine whether the cement has been placed in the hands of the receiver at the designated reception point, in which event the unloading operation with respect to the portion of the cement so delivered would have been completed, or whether the delivery operation was not to be completed until the cement had actually been placed in the post holes.
“The San Fernando Valley Crane Service case likewise involved the delivery of cement. There cement was emptied by a ‘mixer truck’ by means of a self-unloading device into a receptacle furnished by, or on behalf of, the purchaser and thereafter conveyed by a crane to an elevated location at a building site, where the concrete was to be used. After delivery of the concrete into the bucket receptacle, the deliveror exercised no control over the cement, the bucket receptacle, or the crane.
“In holding that the unloading operation had been completed and that there was therefore no coverage under the truck policy for an accident which occurred while the cement was being transported by the crane, the court said: ‘In determining the scope of the coverage afforded, consideration must be given to the intention of the parties to the contract of insurance. It is not reasonable to conclude that such parties intended an extension of coverage to an accident occurring after concrete has been placed in a receptacle furnished by or on behalf of the purchaser and while it is being mechanically conveyed to a location some distance above the ground....
“In the present case, after the cement was dumped from the truck, the driver, like the driver in the San Fernando Valley Crane Service case, exercised no control over the cement or the shoveling operation.”
Here, also, the cement had been delivered by Burden’s driver into a receptacle provided by Galloway; Galloway, and not the driver, had total control over the movement of the cement and the bucket thereafter. The unloading process had been completed and the lifting of the cement-filled bucket involved no use of the delivery truck.
The judgment is affirmed.
Dunn, J., concurred.
Those cases are: Lamberti v. Anaco Equipment Corp. (1962) 16 App.Div.2d 121 [226 N.Y.S.2d 70], Travelers Insurance Co. v. W. F. Saunders & Sons, Inc. (1963) 18 App.Div.2d 126 [238 N.Y.S.2d 495], Travelers Insurance Co. v. Employers Casualty Co. (Tex. 1964) 380 S.W.2d 610. The Lamberti case was referred to, and rejected, by the California court in San Fernando Valley Crane Service Inc. v. Travelers Ins. Co. (1964) 229 Cal.App.2d 229, 236-237 [40 Cal.Rptr. 165], We are bound by the California cases hereinafter discussed.
Since both San Fernando and Entz regarded that fact as immaterial, we need not, and do not, consider the appellant’s attack on one of the trial court’s findings in that regard. The issue, in this case as in those cases, is whether the cement involved had been “unloaded” at the time of the accident, not whether other “unloading” was yet to take place.
Argonaut Ins. Co. v. Transport Indemn. Co. (1972) 6 Cal.3d 496 [99 Cal.Rptr. 617, 492 P.2d 673], and Donahue Constr. Co. v. Transport Indem. Co. (1970) 7 Cal.App.3d 291 [86 Cal.Rptr. 632], relied on by Galloway, are not in point. In those cases, material was being removed from the truck by use of a fork-lift. Unlike the case at bench, in those cases, the material could not be removed from the-truck except by using the fork-lift. The holding that the removal from the truck, in those cases, was part of the unloading process is inapplicable here wheré the cement could be, and was, removed from the delivery truck by the truck’s own shute and the crane involved was neither necessary to, or involved in, the removal of the cement from the truck.
Concurrence Opinion
I concur in the result reached by the majority but I do not agree with all of the views expressed in the majority opinion. In reaching its result, the majority relies upon a principle set forth that a prior decision of the Court of Appeal is binding upon us. The case referred to is San Fernando Valley Crane Service, Inc. v. Travelers Ins. Co. (1964) 229 Cal.App.2d 229 [40 Cal.Rptr. 165], The majority gives two reasons for the binding effect of the San Fernando Valley case: (1) that it is a decision by another division of the Second District of the Court of Appeal and (2) that it was cited with approval by the Supreme Court in the case of Entz v. Fidelity & Casualty Co. (1966) 64 Cal.2d 379 [50 Cal.Rptr. 190, 412 P.2d 382],
The emphasis placed by the majority upon the fact that the San Fernando Valley case was decided by another division of this district is beyond my comprehension. Perhaps the inference is that when a division of this Second District determines a point of law, all future cases on this point of law arising in any division of this Second District must be decided in exactly the same way, irrespective of one’s belief as to the correctness of the prior decision. I know of no rule of law which requires us to be bound by a prior Court of Appeal decision, whether it be from a
The majority cites no authority for the proposition that a Court of Appeal decision that is cited with approval by a Supreme Court case takes on an aura of conclusive effect upon us by virtue of such approval. To my knowledge this proposition has not been stated by the California Supreme Court to be the law. In Auto Equity Sales, Inc. v. Superior Court (1962) 57 Cal.2d 450 [20 Cal.Rptr. 321, 369 P.2d 937], the Supreme Court set forth the rule that courts exercising inferior jurisdiction are bound to follow the law as declared by' courts exercising superior jurisdiction. The Auto Equity Sales case did not hold that courts exercising concurrent jurisdiction are required to follow the first decision announced upon a particular point of law or a decision cited with approval by a Supreme Court case. The pertinent statement from the Auto Equity Sales case is the following: “The decisions of this court are binding upon and must be followed by all the state courts of California. Decisions of eveiy division of the District Courts of Appeal are binding upon all the justice and municipal courts and upon all the superior courts of this state, and this is so whether or not the superior court is acting as a trial or appellate court. Courts exercising inferior jurisdiction must accept the law declared by courts of superior jurisdiction. It is not their function to attempt to overrule decisions of a higher court. [Citations.]” (Auto Equity Sales, supra, 57 Cal.2d 450 at p. 455.)
The doctrine of stare decisis advocated in the majority opinion—especially involving Court of Appeal decisions from the same district—if generally adhered to, would have a stifling and suffocating effect on efforts to make critical evaluations of existing legal principles. The logic, reasonableness and soundness of particular rules of law must remain open to question and subject to change. The majority’s view of the doctrine of stare decisis is unsupported by authority and, on the contrary, is inferentially rejected by Auto Equity Sales. There the court noted that “[u]nder the doctrine of stare decisis, all tribunals exercising inferior jurisdiction are required to follow decisions of courts exercising superior jurisdiction.” (Auto Equity Sales, supra, 57 Cal.2d 450, at p. 455.) (Italics added.)
But I reach this result on the ground that the rule of law announced in San Fernando Valley is merely persuasive, while the same rule of law announced in Entz is binding. I cannot agree with the principle of reaching this result by declaring that the San Fernando Valley case is binding upon us.
Appellant’s petition for a hearing by the Supreme Court was denied April 21, 1977.