The doctrine usually called the parent-child immunity rule exists in Maryland. It evolved through judicial decision and has been followed for over half a century. We are now asked whether it should be abrogated by this Court. We do not believe that it should be.
*544 I
George L. Frye, Jr., was driving an automobile owned by his wife, Barbara J. Frye and insured by Selected Risks Insurance Company, when it veered off the road and struck a culvert. Barbara and George L. Frye, III, their infant, unemancipated son, were injured. Barbara, individually and as guardian and next friend of George III,
1
filed suit in the Circuit Court for Prince George’s County against George Jr. for damages resulting from the father’s negligence in the operation of the automobile (1st count) and against Selected Risks Insurance Company for damages resulting from breach of contract in denying a claim based on the uninsured motorist provision of its insurance policy (2nd count). Upon motion, the court dismissed the action as to Barbara individually because no relief could be granted on her claim due to the operation of the interspousal immunity rule, which although not then in effect, had been applicable when her action accrued.
See Boblitz v. Boblitz,
(1) Whether the parent-child immunity rule as to cases sounding in negligence should be abrogated in light of Boblitz v. Boblitz,296 Md. 242 ,462 A.2d 506 ;
(2) Whether, if the parent-child immunity rule is upheld ... George L. Frye, Jr. would be rendered an uninsured *545 motorist, giving [George L. Frye, III] rise to a claim under the uninsured motorist provision of the motor vehicle policy.
II
“[T]here is nothing in the [old] English decisions to suggest that at common law a child could not sue a parent for a personal tort.”
Mahnke v. Moore,
Shortly before our decision in
Schneider,
the Supreme Court of New Hampshire repudiated the absolute rule of
Hewlett
with respect to wilful acts as distinguished from negligent acts. In
Dunlap v. Dunlap,
On its face, the rule is a harsh one. It denies protection to the weak upon the ground that in this relation the administration of justice has been committed to the strong and that authority must be maintained. It should not be tolerated at all except for very strong reasons; and it' should never be extended beyond the bounds compelled by those reasons. * * * The father who brutally assaults his son or outrages his daughter ought not to be heard to plead his parenthood and the peace of the home as answers to an action seeking compensation for the wrong. The relation is rightly fortified by certain rules. Outside that relation, the rules are inapplicable; and any attempt to apply them leads to irrational and unjust results.150 A. at 909-910 .
In
Mahnke v. Moore, supra,
we were obviously persuaded by the view in
Dunlap,
cited earlier by this Court in
Schneider,
In
Waltzinger v. Birsner,
The Court of Special Appeals has applied the parent-child immunity rule in several cases.
See Latz v. Latz a/k/a Shafer,
Ill
A common theme appears in the rationale advanced by the courts which championed the parent-child immunity rule. The rule is founded upon the relation in which the parent and the unemancipated minor child, stand to each other. The reciprocal dependence and entitlement of that relationship promotes a public policy which the rule reflects. The court in the seminal case of Hewlett v. George, supra, declared that the rule furthered
[t]he peace of society, and of families composing society, and a sound public policy, designed to subserve the repose of families and the best interests of society____ 68 Miss, at 711,9 So. at 887 . 3
In Schneider v. Schneider, supra, we set out in more detail our reasons for adopting the rule. We said:
The obstacle to the mother’s recovery ... is in the fact that she sues a minor son, of whom she, jointly with the father, is the natural guardian____ The ordinary position of parent and guardian of a minor, and that of plaintiff seeking to recover from the minor, are positions which cannot both be occupied by one person at one and the same time. Maintenance of the suit is inconsistent with the parent’s status or office, and the dependence of the minor upon her, and also with the dependence of the law upon her for the fulfillment of necessary legal and social functions. A right of action at law is not one open to any and all persons against any others, without reference to relationships which may exist between them.160 Md. at 21-22 ,152 A. 498 (citation omitted).
*549
The Court observed that a minor is “dependent upon a parent to provide for him the judgment and care which he, and any property of his, may need during his immaturity.”
Id.
at 23,
In a suit against him he would ordinarily depend upon his parents to procure him an attorney, for he cannot appoint one---- One of his parents would ordinarily be appointed guardian ad litem, he being incapable of defending except by guardian____ And even if, in view of the antagonistic position sought to be taken by the parent, another might be appointed guardian ad litem, the natural dependence of the child on the parent would inevitably leave him largely subject to the parent’s guidance and direction. There would be question whether the parent would not be obliged to pay the expenses of litigation of the child. And if the child should have property of his own, a parent suing would be in the position of seeking to gain for herself some of that property, while charged with the function of protecting the child’s interest in it. Id. (citations omitted).
Seeing no need to cite further difficulties, it seemed clear to the Court that
one person cannot at the same time occupy the position of parent and natural guardian, fulfilling the functions devolved upon that position, and the position of plaintiff demanding damages from the child at law. Id.
The Court found no necessity to “dwell upon the importance of maintaining the family relationship free for other reasons from the antagonisms which such suits imply.”
Id.
It quoted from Schouler,
Domestic Relations,
§ 223, with wholehearted approval: “Both natural and politic law, morality, and the precepts of revealed religion alike demand the preservation of this relation in its full strength and purity.”
Id.
at 23-24,
In Yost v. Yost, supra, we discussed the rule in these terms:
*550 The doctrine is founded upon public policy, and is designed to preserve the peace and harmony of the home, under normal conditions, as well as to recognize the authority of the parent, under normal conditions, responsible for the maintenance of the home.172 Md. at 134 ,190 A. 753 .
We noted, in explaining why the immunity rule applies to a father’s nonfeasance as to the performance of moral duties of support, or for neglect that those duties “grow out of and pertain, to the relation of parent and child. Stated differently, for acts of passive negligence incident to the parental relation, there is no liability.” Id. (emphasis added).
As we noted earlier in this opinion, we departed to some extent from the immunity rule of Hewlett in Mahnke v. Moore, supra. But in doing so we in no way undermined the reasons supporting the rule because the acts of the father there showed complete abandonment of the parental relation. See, supra note 2. We observed:
the rule giving [a parent] immunity from suit by the child, on the ground that discipline should be maintained in the home, cannot logically be applied, for when he is guilty of such acts he forfeits his parental authority and privileges, including his immunity from suit.197 Md. at 68 ,77 A.2d 923 .
Furthermore, “there can be no basis for the contention that the daughter’s suit against her father’s estate would be contrary to public policy, for the simple reason that there is no home at all in which discipline and tranquility are to be preserved.” Id. The Court concluded:
Justice demands that a minor child shall have a right of action against a parent for injuries resulting from cruel and inhuman treatment or for malicious and wanton wrongs. Id.
We were careful to point out, however:
It is conceded, of course, that parental authority should be maintained. It is also conceded that a child should *551 forego any recovery of damages if such recovery would unduly impair discipline and destroy the harmony of the family. Ordinarily, the parent is not liable for damages to the child for a failure to perform a parental duty, or for excessive punishment of the child not maliciously inflicted, or for negligent disrepair of the home provided by the father. These grow out of and pertain to the relation of parent and child. Id.
Our refusal in
Waltzinger v. Birsner, supra,
involving negligence in an automobile accident, to expand the rule to include an adult child is entirely consistent with the rationale of the rule. It was contended that it would be against public policy to permit a recovery because of the family relationship.
It is clear that for over half a century this Court has recorded its belief in the importance of keeping the family relationship free and unfettered. Our primary concern with regard to matters involving the parent-child relationship was the protection of family integrity and harmony and the protection of parental discretion in the discipline and care of the child. We have steadfastly recognized the authority of parents and their need to fulfill the functions devolved upon them by that position. The parental status should be held *552 inviolate so that there be no undue interference with the dependence of the minor unemancipated child on the parents for such judgment and care needed during the child’s minority or with the dependence of the law on the parent for fulfillment of the necessary legal and social functions associated with the office of parent. This Court has declared it to be the public policy that discipline in the family not be impaired and that tranquility of the home be preserved. Matters which tend to disrupt or destroy the peace and harmony of family or home are not to be condoned. In short, as we declaimed in Schneider v. Schneider, supra, the seminal case on the rule in this jurisdiction:
Both natural and politic law, morality, and the precepts of revealed religion alike demand the preservation of [the parent-child] relation in its full strength and purity.160 Md. at 23-24 ,152 A.2d 498 (quoting Schunler, Domestic Relations § 23).
It is equally clear that this Court has had an abiding belief that the parent-child immunity rule enhances the public policy in that it subserves the repose of families and the best interests of society by preserving the peace and harmony of society and of the families composing society. Therefore, the inquiry now turns to the validity of that belief under present day mores and in light of the current status of the law, including our recent abrogation of the companion rule of interspousal immunity as to cases sounding in negligence. In other words, the question whether the parent-child immunity rule in negligence actions like this one should be abrogated by judicial decision calls upon us to determine if it is still justified by demands of public policy.
IV
Barbara asks “[wjhether the parent-child immunity rule, as to cases sounding in negligence, should be abrogated in light of Boblitz____” She asserts:
[F]or all the same reasons the Court of Appeals abrogated the Interspousal Immunity Doctrine, this Court should abrogate the Parent-Child Immunity Doctrine. These *553 doctrines are vestiges of the past and the abrogation of one doctrine dictates the abrogation of the other.
We do not see it that way. The reasons advanced in Boblitz, sound as they were with respect to the abrogation of interspousal immunity are, in the main, not pertinent or relevant with respect to the abrogation of parent-child immunity. The major considerations which led to the decision in Boblitz give little support for the decision Barbara seeks here.
The
Boblitz
decision was bottomed primarily on the significant changes that have occurred in the relationship of husband and wife. The interspousal immunity rule arose because by marriage a husband and wife were one person at law. “[T]he very being or legal existence of the woman is suspended during the marriage, or at least is incorporated and consolidated into that of the husband____ Upon this principle, of a union of person in husband and wife, depend almost all the legal, rights, duties, and disabilities, that either of them acquire by the marriage.”
Boblitz,
“As women’s role in society changed,”
Boblitz
observed, “the burden of this imputation of inferiority [of married women under the common law] became increasingly intolerable and led to an ever increasing storm of protest.”
Id.
at 245,
Prodded by the comments of some of our predecessors who, speaking for the Court, indicated doubt as to the continued propriety of the interspousal immunity rule, 5 and encouraged by the breach in the ramparts of the rule by the holding in Lusby, we acceded to the request in Boblitz to re-examine the rule which had served as the basis of our decisions up to that time, and determined to consider the case on the merits of the issue of the viability of the rule rather than dispose of the appeal simply on the basis of stare decisis or by again calling the matter to the attention of the legislature, which, in the past, had evidenced no interest.
The Maryland cases upholding the interspousal immunity rule had collectively contained citations to decisions in nine states in support of Maryland’s position. We found that at the time
Boblitz
was decided 8 of the 9 states had fully or partially abrogated the interspousal immunity doctrine.
The principal considerations leading to the decision in Boblitz were:
(1) The current invalidity of the concept of unity of identity of husband and wife and of the disabilities imposed upon women by the common law.
(2) The passage of the Married Womens Act in Maryland.
(a) The current widespread dissatisfaction with the narrow interpretation of such acts by the majority in Thompson v. Thompson,218 U.S. 611 [31 S.Ct. 111 ,54 L.Ed. 1180 ], and the current widespread agreement with the dissent in Thompson of Justices Harlan, Holmes and Hughes of the narrow interpretation.
(b) The provision in Maryland’s Married Womens Act which flatly declares: ‘Married women shall have power ... to sue ... for torts committed against them, as fully as if they were unmarried.’ Md. Code (1957, 1982 Repl. Vol.) Art. 45, § 5 (repealed) (now recodified at Md.Code (1984) § 4-204 of the Family Law Article).
(3) The criticism by certain of our predecessors on this Court of the reasons for decision in the early cases on the subject. See Fernandez v. Fernandez,214 Md. 519 , 521,135 A.2d 886 (1957); Gregg v. Gregg,199 Md. 662 , 667-668,87 A.2d 581 (1952).
*557 (4) The big parade of cases which have altered the common law rule since Stokes v. Taxi Operators Ass’n,248 Md. 690 ,237 A.2d 762 (1968), our last decision upholding the rule. The overwhelming weight of authority now favors abrogation of the rule.
(5) There is no legislative barrier to abrogation of the rule. ‘Indeed, after legislative passage and approval by the people of Article 46 of the [Maryland] Declaration of Rights any ancient deprivation of rights based upon sex would contravene the basic law of this State.’ Boblitz,296 Md. at 274-275 ,462 A.2d 506 .
These reasons led the Court in Boblitz to
share the view now held by the vast majority of American States that the interspousal immunity rule is unsound in the circumstances of modern life in ... cases [sounding in negligence]. It is a vestige of the past. We are persuaded that the reasons asserted for its retention do not survive careful scrutiny. They furnish no reasonable basis for denial of recovery for tortious personal injury. We find no subsisting public policy that justifies retention of a judicially created immunity that would bar recovery for injured victims in such cases as the present. Boblitz, id. at 273,462 A.2d 506 .
The relationship between husband and wife and the relationship between parent and child, although each relates to the family, are separate and distinct. Each has its own peculiar rights and obligations, benefits and responsibilities. The significant changes in the relationship of husband and wife, noted in Boblitz, deemed sufficient to render the interspousal immunity rule obsolete, have simply not occurred as to the parent-child relationship.
The light of
Boblitz
shines but dimly on the parent-child immunity rule. It does not follow from the mere fact of our departure from the interspousal immunity rule that we should similarly depart from the parent-child immunity rule. Facially, the reasons for our departure from interspousal immunity, provide little support for a similar departure
*558
from parent-child immunity. “[T]he common law conception of unity of legal identity of husband and wife had no similar conception of unity of legal identity in the case of parent and minor child.”
Waltzinger,
V
At common law the father was charged with the training and education of his minor child. This gave him the right to exercise such control and restraint and to adopt such disciplinary measures for the child, as would enable him to discharge his parental duty. This included the right to chastise refractory and disobedient children within reasonable bounds.
See Lucas v. Maryland Dry dock Co.,
The benefits and obligations which were impressed on the parent-child relationship at the common law were recognized by legislative enactments from time to time. Unlike legislative action concerning married women, which as finally construed practically eliminated the common law distinctions regarding the rights and duties of a husband and a wife, legislation relating to parent and child served to perpetuate the respective common law rights and duties of a parent and a minor child. In fact, legislation concerning parent and child served to intensify, rather than eliminate, the distinctive rights and duties between them, particularly by bringing the mother more into the picture. Thus, the action of the legislature tended to strengthen the rationale of parent-child immunity rather than weaken it to the point of extinction, as was the case with interspousal immunity. Even a casual glance at the various statutes dealing with parent and child justifies this notion.
We turn to the Family Law Article of the Md.Code (1984). The parent-child relationship continues as to each child of a marriage even when a court of this State annuls a marriage or decrees an absolute divorce for a reason that renders the marriage void ab inito. This is so because each child is deemed to be a legitimate child of the parties to the marriage. § 5-202. The parents are the joint natural guardians of their minor child, and a parent is the sole natural guardian if the other parent dies, abandons the family, or is incapable of acting as a parent. § 5-203(a)(l) and (2). Neither the father nor the mother is presumed to have any right to custody that is superior to the right of the other parent, § 5-203(c)(2), and each parent has the same powers and duties in relation to the child, § 5-203(b)(2). Parental rights include the common law right of the father to the *560 services and earnings of a minor child, now extended to the mother. Section 5-205 provides:
One parent, to the exclusion of the other parent, is entitled to the services and earnings of a minor child if:
(1) that parent has been awarded custody of the child; or
(2) the other parent has abandoned the child or is dead.
The legislature has recognized that the right to services and earnings of a minor child gave rise to the duty of the parent to support and care for the child.
Rand v. Rand,
The parents of a minor child:
(1) are jointly and severally responsible for the child’s support, care, nurture, welfare, and education.
The legislature has expressly prohibited the nonsupport and desertion of a minor child and declared such nonsupport and desertion to be a misdemeanor, subject to fine or imprisonment, or both. § 10-203. See § 10-219. The domicile of a minor child has been fixed by statute to be ordinarily the domicile of the parents or parent with whom the child lives. § 5-204.
The legislature had made it perfectly clear that it is “the policy of this State to promote family stability [and] to preserve family unity____” § 4-401. The policy is evidenced not only by the statutes mentioned above, which in concept follow the rights and duties of parents and minor children at the common law, but by other statutes codified in the Family Law Article dealing with a wide spectrum of domestic affairs under subtitles such as domestic violence, abused children, neglected children, single parents, battered spouses, paternity proceedings and adoption. The concern of the legislature with family matters is further demonstrated by the enactment of a comprehensive scheme for civil and criminal enforcement of the obligations to support children, parents and spouses, Family Law Article, Title 10, *561 subtitles 1 and 2, and a Uniform Reciprocal Enforcement of Support Act, subtitle 3.
The fifty-four years which have elapsed since
Schneider
have been marked by shifting values in a changing world. But both this Court and the legislature have been faithful to the promotion of the stability, harmony and peace of the family and to the preservation of parental authority and the family unity as a matter of public policy in the best interests of society. In
Mahnke
we said: “It is conceded, of course, that parental authority should be maintained.”
VI
We have looked beyond the borders of Maryland to ascertain the status of parent-child immunity in other jurisdictions. We have examined the statutes and judicial decisions in each of the other 49 states and in the District of Columbia, and a detailed report of our survey is appended to this opinion.
We find that nine states have retained parent-child immunity in negligence actions. Fourteen states do not now recognize the doctrine. Of those states, nine have abrogated it and five have never adopted it. Twenty-six other states and the District of Columbia have abrogated the doctrine in part. 7
*562 Of the thirty-five states and the District of Columbia which have abrogated parent-child immunity in whole or in part, only two states — New Mexico and South Carolina— have related their action to their abrogation of interspousal immunity. Vermont, in refusing to adopt the parent-child immunity rule, noted its recent decision to abrogate inter-spousal immunity. Indiana retained parent-child immunity despite an argument that it should be abrogated in light of the abrogation of interspousal immunity. A heavy majority of the states which have abrogated the doctrine in whole or in part have not been reluctant to do so by judicial decision. In several states, however, the abrogation was by legislative enactment.
VII
Twenty states have specifically excluded motor torts from parent-child immunity, and this is the modern trend. The decisions are marked by two common grounds, although stated in a variety of ways.
1) The operation of an automobile is outside the area of parental control, authority and discretion. With respect to motor torts, the doctrine does not achieve the purpose of promoting family harmony or parental autonomy.
2) Automobile liability insurance, now widely prevalent, negates the family tranquility argument. Insurance tem *563 pers the possibility of family discord and depletion of family resources.
See, for example, Hebel v. Hebel,
Several other jurisdictions, also abrogating the parent-child immunity in part, have fashioned their exceptions in language suggesting that a parent’s negligent operation of a motor vehicle would not be immune.
See Goller v. White,
The availability of liability insurance is a major consideration of the courts in reaching the decisions in those cases. The courts suggest that insurance is not only a proper element with respect to the public policy supporting the
*564
abrogation of parent-child immunity,
Sorensen v. Sorensen,
369 Mass, at 356,
We noticed the availability of liability insurance in our seminal case on parent-child immunity:
Reference has been made in argument to policies or contracts held by one or both of the sons for indemnifying them against loss from recovery of judgment against them____ They would not be relevant. The suit is not one on a policy, and the possession of a policy by the defendants could not affect the disposition of this case. Schneider v. Schneider,160 Md. at 24 ,152 A.2d 498 .
The Court of Special Appeals rejected the argument that the carrying of liability insurance by the parties should negate the applicability of the immunity rule. It was not unmindful of the direction being taken by other jurisdictions in this area, especially where the parties are insured, but it declined to follow, “leaving it to the Maryland legislature to make this change if it perceives it to be in the best interest of the people of this State.”
Montz v. Mendaloff,
*565
The General Assembly has commanded that all Maryland automobiles be insured by automobile policies containing the following coverages in certain amounts specified: “[t]he payment of claims for bodily injury or death arising from an accident ...;” for property damage liability; medical, hospital, disability and funeral benefits covering insureds and their families and specified classes of other persons, regardless of fault; and uninsured motorist coverage. Other coverages must be offered to an insured. Md.Code (1984 Repl.Vol.) § 17-103(b) of the Transportation Article; Md. Code (1979 Repl.Vol., 1985 Cum.Supp.) Art. 48A, §§ 539, 540, 541. With regard to the required uninsured motorist coverage the legislature permits the policy to contain a so-called household exclusion clause, Art. 48A, § 541(c)(2), but we have decided that a simlar provision with respect to required liability coverage is invalid because it conflicts with legislative policy.
Jennings v. Government Employees Ins.,
We have found that the parent-child relationship, as recognized today by this Court and the legislature, furnishes no compelling reason to abrogate parent-child immunity. The bases on which the rule was adopted over fifty years ago remain as valid now as they were then. Even in the light of changed conditions and increased knowledge, the rule has not become fundamentally unsound in the circumstances of modern life. It is not a vestige of the past, no longer suitable to our people. Generally, it continues to serve the public policy of this State.
We have discovered that a majority of our sister states have retained parent-child immunity to some extent. But we are aware that a significant number of them have abrogated the immunity with respect to motor torts, and that this exclusion is the modern trend, encouraged by the availability of automobile liability insurance. The question is whether, in light of our compulsory liability insurance laws, we should follow this trend by carving out of the *566 immunity rule injuries suffered by reason of negligence in the operation and use of a motor vehicle.
It may be that the comments of the various courts in excluding motor torts are well founded and worthy of more than passing note. As with most issues, however, there are two sides. It has been said, for example, that this exception to the immunity will establish liability based upon the presence of insurance, that it will cause the cost of liability insurance to increase drastically, that it will lead to collusion and fraud, that, in the presence of insurance, a suit between family members is not truly adversary, that the insurer may not receive the necessary cooperation from a family defendant in providing adequate information for the insured’s defense, that a defendant may be too helpful to the plaintiff family member and may prejudice the jury by his statements, and that the presence of insurance will unduly influence a jury to award an unjustifiable large recovery. See Comment, Parent-Child, Tort Immunity: Time for Maryland to Abrogate An Anachronism, 11 U.Balt.L.Rev. 435, 460-461 and 464-465 (1982). There may be persuasive answers to these claims. See, id. at 465-466 and cases discussed in the Appendix hereto. But who can best resolve them, the seven judges of this Court or the members of the General Assembly?
The parent-child immunity rule, like the interspousal immunity rule, was a creature of the common law. It was judicially conceived, judicially adopted in Maryland, judicially changed in certain significant aspects, and otherwise judicially nurtured and applied in this jurisdiction, without any reaction from the legislature. Since we are responsible for it, we would be no more reluctant to abrogate the rule entirely as to all cases sounding in negligence, than we were to abrogate entirely the interspousal immunity rule in
Boblitz.
Nor would we hesitate to change the parent-child immunity rule in certain aspects not affecting legislative enactments, as we did in
Mahnke.
In
Boblitz
and
Mahnke
it was appropriate to take judicial action since it was no
*567
longer in the public interest to let the rule stand intact. Compulsory motor vehicle liability insurance, however, is exclusively a creature of the legislature. It reflects a public policy recognized by the General Assembly and is an integral part of an elaborate scheme constructed by the legislature for the general welfare and protection of the People of this State. The exclusion of motor torts from the parent-child immunity rule would inevitably have some impact on the insurance scheme and the social policy it furthers. We do not think it fitting that the nature and consequences of this impact be resolved by this Court. Therefore, whether the exclusion would carfuffle the legislature’s insurance scheme, and, if so, to what extent, is properly a matter for the legislature. In short, the exclusion of motor torts from parent-child immunity “involves fundamental and basic public policy considerations properly to be addressed by the legislature.”
See Boblitz v. Boblitz, supra
(Couch, J., dissenting),
We decline to abrogate the parent-child immunity rule in its entirety as to actions sounding in negligence or to exclude motor torts therefrom.
VIII
The automobile which the father was driving and in which the injured minor son was a passenger was the only motor vehicle involved in the accident. It was covered by an insurance policy. The bodily injury and property damage liability coverage of the policy applied to the automobile; it was, therefore, an “insured highway vehicle” as defined in the policy. The policy also provided coverage as to unin *568 sured motorists as required by law. See Md.Code (1957, 1979 Repl.Vol., 1985 Cum.Supp.) Art. 48A, § 541(c).
Barbara contends that because the parent-child immunity rule precluded a suit by the son for the father’s negligence, the father “was rendered an uninsured motorist, giving the [son] rise to a claim under the uninsured motorist provision” of the motor vehicle policy. The short answer is that the automobile operated by the father was in fact an insured vehicle. It was not transformed into an uninsured vehicle because the father was immune to an action in negligence by the son. We see nothing in the policy or the statute which supports Barbara’s notion. The father was not an uninsured motorist under the insurance contract or in the eyes of the law. We note that under the policy, the insurer promised to “pay all sums which the insured ... shall be legally entitled to recover as damages from the owner or operator of an uninsured highway vehicle because of bodily injury or property damage, caused by accident and arising out of the ... use of such uninsured highway vehicle____” (emphasis added). The son, assuming he was an insured, was, nevertheless, not entitled to recover damages from the father, even if the father were an uninsured motorist, because the son was barred from recovery by the parent-child immunity rule. Thus, the uninsured motorist provision of the policy would not be invoked in any event. The parent-child immunity rule closed the front door to redress by the son from the father. The uninsured motorist provision of the policy did not open the back door.
JUDGMENT AFFIRMED; COSTS TO BE PAID BY PETITIONER.
APPENDIX
Retention of the Immunity
Alabama, Arkansas, Georgia, Indiana, Louisiana, Mississippi, Missouri, Nebraska and Tennessee still apply the
*569
doctrine of parent-child immunity; however, several of these states have not recently examined the doctrine. One state, Louisiana, retains the immunity in the form of a statute.
See
La.Rev.Stat.Ann. § 9:571 (1965). The statute is specifically limited to the custodial parent and the state has permitted direct actions against insurers. Three other state courts have refused to abrogate the immunity because they feel any change at this point must come from the legislature.
See Hill v. Giordano,
Missouri has handled the viability of immunity in a different manner. Essentially, the immunity remains valid but only on a case-by-case basis.
Kendall v. Sears Roebuck & Co.,
Total Abrogation of the Immunity
California has totally abrogated parent-child immunity, and, in its place, adopted a “reasonable parent” standard.
Gibson v. Gibson,
Minnesota has adopted California’s reasonable parent standard.
Anderson v. Stream,
In abrogating in full the parent-child immunity, the New Mexico Supreme Court reasoned that “[tjhere is no stronger public policy for barring intrafamily suits between parents and children than existed for intraspousal suits.”
Guess v. Gulf Ins. Co.,
New York has also abrogated parent-child immunity, as well as interspousal immunity.
Holodook v. Spencer,
*572
A North Dakota statute provides that “[ejveryone is responsible not only for the result of his willful acts but also for an injury occasioned to another by his want of ordinary care or skill in the management of his property or person.” N.D.Gen.Stat. § 9-10-06 (1975).
See also Nuelle v. Wells,
Finding the four basic justifications for parent-child immunity — family harmony, interference with parental discipline/ control, depletion of family resources, and prevention of fraud and collusion — to be “outdated, highly questionale and unpersuasive,” the court in
Kirchner v. Crystal,
Oregon abrogated parent-child immunity and adopted the position espoused by the Restatement (Second) of Torts.
Winn v. Gilroy,
Pennsylvania opted for total abrogation of parent-child immunity in
Falco v. Pados,
Finally, South Carolina totally abrogated parent-child immunity in
Elam v. Elam,
Immunity Never Adopted
It appears that five states — Hawaii, Nevada, South Dakota, Utah and Vermont — never adopted the judicially created doctrine of parent-child immunity. In
Petersen v. City & County of Honolulu,
Nevada declined to follow interspousal immunity in
Rupert v. Stienne,
South Dakota has apparently never adopted parent-child immunity.
See
Hollister,
Parent-Child Immunity: A Doctrine In Search of Justification,
50 Fordham L.Rev. 489, 494 n. 39 (1982).
Kloppenburg v. Kloppenburg,
Utah also never adopted the parent-child immunity.
See Elkington v. Foust,
Finally, in
Wood v. Wood,
Partial Abrogation of the Immunity
Twenty-six states and the District of Columbia have abrogated the parent-child immunity in part. The vast majority
*575
of those states abrogating the doctrine in part permit a suit premised upon an automobile tort. Indeed, many of the partial abrogations arose precisely in such a factual scenario. For example, Alaska abrogated the doctrine as to motor torts in
Hebel v. Hebel,
Arizona has also abrogated the immunity as to motor torts and has left the door open to further limitation of the immunity.
We do not, by this case, limit the abrogation of the parental immunity doctrine to automobile negligence cases. We will continue to consider, on a case by case basis, the actual cause of the injury and whether the act of the parent breached a duty owed to the world at large, as opposed to a duty owed to a child within the family sphere. Sandoval v. Sandoval,128 Ariz. 11 ,623 P.2d 800 , 803 (1981).
In Connecticut the immunity has been abrogated in part by statute. See Conn.Gen.Stat. § 52-572c (1985) (“In all actions for negligence in the operation of a motor vehicle, and in all actions accruing on or after October 1, 1979, for negligence in the operation of an aircraft or vessel, ... resulting in personal injury, wrongful death or injury to property, the immunity between parent and child in such negligence action brought by a parent against his child or by or on behalf of a child against his parent is abrogated.”) Connecticut has abrogated, in full, the interspousal immunity.
Delaware has similarly abrogated the immunity as to motor torts, but refused to extend its abrogation to a negligent supervision case.
Schneider v. Coe,
*576 Unlike driving an automobile, supervision of one’s children involves issues of parental control, authority, and discretion that are uniquely matters of a very personal type of judgment. The freedom to exercise such judgment has constitutional underpinning and contrasts sharply with the state’s supervision and regulation of the judgment one must exercise while driving an automobile.
In Florida, the courts have abrogated the parent-child immunity in motor torts “to the extent of the parent’s available liability insurance coverage.”
Ard v. Ard,
Iowa has also abrogated the parent-child immunity, again, at least with respect to motor torts.
Turner v. Turner,
The Supreme Court of Kansas refused to adopt parent-child immunity in a case involving a motor tort.
Nocktonick v. Nocktonick,
In permitting a suit by a minor against, his mother, the driver of the car involved in an accident, Kentucky formulated a new rule as to parent-child immunity.
Rigdon v. Rigdon,
In
Black v. Solmitz,
The Massachusetts decision of
Sorensen v. Sorensen,
The court did note the possibility of collusion, but was confident that insurance company investigations as well as criminal statutes rendering such attempts punishable offenses would curb such attempts.
Id.,
The
Sorenson
court limited the abrogation to the auto tort context noting “that there may be parental exercises of discretion and authority which should be immune from scrutiny in a court of law.”
Id.,
Michigan abrogated parent-child immunity as to motor torts in
Sweeney v. Sweeney,
In a certified question from a federal district court, the Supreme Court of Montana also permitted an unemancipated minor to sue a parent for injuries arising from an automobile accident.
Transamerica Ins. Co. v. Royle,
New Hampshire has also permitted unemancipated minors to sue their parents for personal injuries arising out of automobile accidents.
Briere v. Briere,
North Carolina has effected a partial abrogation of the parent-child immunity through a statute, which provides: “The relationship of parent and child shall not bar the right of action by a person or his estate against his parent for wrongful death, personal injury, or property damage arising out of operation of a motor vehicle owned or operated by the parent.” N.C.Gen.Stat. § 1-539.21 (1983 Repl.Vol., 1985 Cum.Supp.). Interspousal immunity has been fully abrogated in North Carolina.
*581
Oklahoma, viewing the existence of mandatory liability insurance as “significant,” also abrogated parental immunity as to motor torts.
Unah By And Through Unah v. Martin,
Rhode Island abrogated the parent-child immunity as to motor torts, but noted that “there may be parental exercises oí discretion and authority which should be immune from judicial scrutiny.”
Silva v. Silva,
Virginia recognizes several exceptions to the parent-child immunity rule, including motor torts.
Wright v. Wright,
Opting to follow the “modern trend,” Washington has also abrogated parent-child immunity, at least as to motor torts.
Merrick v. Sutterlin,
West Virginia abrogated parent-child immunity in the context of motor torts. “In the realm of automobile cases we cannot brush aside or ignore the almost universal existence of liability insurance,” thereby negating the family tranquility argument.
Lee v. Comer,
Wyoming has essentially abrogated parent-child immunity as to motor torts by holding household exclusions invalid. “The effect of this holding is to find that Wyoming’s compulsory insurance statute overrules the former holdings of this court which recognize intra-family and interspousal immunity to and including the minimum requirements contained in the financial responsibility law and the uninsured motor vehicles act.”
Allstate Ins. Co. v. Wyoming Ins. Dept.,
In sum, at least 20 jurisdictions have abrogated parent-child immunity, in part, specifically as to motor torts. Furthermore, other jurisdictions have abrogated the immunity in part by designating those areas in which the immunity still exists. Arguably, these designated exceptions to the immunity would not encompass an action in negligence arising from an automobile accident. The seminal case in this area is the Wisconsin decision of
Goller v. White,
ought to be abrogated except in these two situations: (1) where the alleged negligent act involves an exercise of parental authority over the child; and (2) where the alleged negligent act involves an exercise of ordinary parental discretion with respect to the provision of food, clothing, housing, medical and dental services, and other care.
*584
At least three other states
3
have adopted the Wisconsin approach — Kentucky, New Jersey and Michigan. It should be noted that Minnesota once followed the two-part exception, but later rejected it in favor of the “reasonable parent” standard. Kentucky adopted the partial abrogation in
Rigdon v. Rigdon,
Both the Michigan and Kentucky cases reference automobile torts. Suits relating to personal injuries arising from a motor tort are actionable,
i.e.,
outside the purview of the immunity. Although the New Jersey case of
Foldi v. Jeffries,
The District of Columbia, in a case of first impression, adopted parent-child immunity but subjected the immunity to a number of exceptions.
Dennis v. Walker,
The State of Idaho has indicated its unwillingness to adopt a “categorical rule that universally prohibits parent-child actions on the basis of a total and absolute parental immunity.”
Pedigo v. Rowley,
Illinois has also recognized exceptions to the parent-child immunity. Previously, Illinois courts maintained the immu
*586
nity as a “matter of public policy due to the interests of the State in maintaining harmony within the family.”
Mroczynski v. v. McGrath,
Finally, the state of Texas has also abrogated parent-child immunity in part. In
Felderhoff v. Felderhoff
Notes
. Hereinafter, unless otherwise indicated, reference to "Barbara” includes Barbara J. Frye individually and as guardian and next friend of George L. Frye, III.
.
In the presence of their infant daughter, the husband shot his wife “with a shotgun, thereby blowing away the right side of her head, a portion of her skull coming to rest on the kitchen table, and her body collapsing backward over a chair with her head resting in one pool of blood and her feet resting in another.”
Mahnke v. Moore,
. The court observed: “The state, through its criminal laws, will give the minor child protection from parental violence and wrongdoing, and this is all the child can be heard to demand."
Hewlett v. George,
. The majority in
Boblitz v. Boblitz,
Application of the words ZKferspousal immunity to this ancient rule of law [of unity of identity of husband and wife] borders on mockery. It would be more aptly called ‘a rule in derogation of married women.’ Under it the person and property of a woman upon marriage come under the 'protection and influence’ of her husband — for good or ill. She became subservient to his will and fitted with a distasteful yoke of servitude and compelled obeisance that was galling at best and crushing at worst. Id. at 245,462 A.2d 506 (emphasis in original).
.
See,
for instance, the comments of then Chief Judge Marbury in
Gregg v. Gregg,
. These numbers have changed somewhat in the intervening years. Ohio and Tennessee have since abrogated interspousal immunity,
see Shearer v. Shearer,
. Restatement (Second) of Torts § 895G(1) (1977) abandons the use of parent-child immunity:
A parent or child is not immune from tort liability to the other solely by reason of that relationship.
*562 Subsection 2, however, cautions:
Repudiation of general tort immunity does not establish liability for an act or omission that, because of the parent-child relationship, is otherwise privileged or is not tortious.
See Comment k to subsection 2.
The legal scholars and commentators generally take a dim view of parent-child immunity. Fifty years ago, a commentator suggested changes in or abrogation of the doctrine. McCurdy, Torts Between Persons In Domestic Relation, 43 Harv.L.Rev. 1030, 1077-1081 (1930). See also F. Harper & F. James, The Law of Torts § 8.11 (1956); W. Prosser & W.P. Keeton, The Law of Torts § 122 (W.P. Keeton general editor, 5th ed. 1984); McCurdy, Torts Between Parent and Child, 5 Vill.L.Rev. 521 (1960); Hollister, Parent-Child Immunity: A Doctrine in Search of Justification, 50 Fordham L.Rev. 489 (1982); Comment, Parent-Child Tort Immunity: Time for Maryland to Abrogate an Anachronism, 11 U.Balt.L.Rev. 435 (1982).
. The cases are listed in alphabetical order by states for ease of reference to the Appendix to this opinion.
.
Cf. Attwood v. Estate of Attwood,
.
Cf. Buffalo v. Buffalo,
. See also Felderhoff v. Felderhoff,
