Fry v. SheheeFry v. Shehee
- Reporters:
- Before:
- Jackson
Henry D. Shehee, in 1854, sold a tract of land in the county of Decatur to John P. Gaulden, and put him in possession thereof, taking a mortgage to secure the payment of the purchase money. John P. Gaulden sold this land in 1863 to Daniel Fry, who went into immediate possession, and held it *211for more than seven years. Shehee forеclosed his mortgage in 1859, and execution issued thereon, and the execution was levied in November, 1870, more than seven years after Fry bought and went into possession. The mortgage was recorded on -the day of its execution. When the levy was made, Fry claimed the land; the jury found it subject, and a motion was madе for a new trial, on many grounds; the motion was overruled on all, and that refusal on all the grounds is assigned for error here.
But a mortgagee has no title to land in Georgia. The title never passes out оf the mortgagor into him. It remains in the mortgagor, and the mortgagee has a mere lien or security on the laud for his debt. He has no right of entry. He cannot maintain ejectment, and as he cannot eject the person in possession of the land, it is difficult to see how that possession is adverse to him, and therefоre how any prescriptive right can be acquired against him. When the mortgagor sells the land, he sells all the title he has. That title is the fee, but the fee encumbered by a security for debt, a lien or charge on the land for the purchase money in the case at bar, called a mortgage. The purchaser gets that title, but he gets it exactly as the feoffor had it — own onere, encumbered by the mortgage. It is true, that this court, in the case of Stokes, administrator, vs. Maxwell et al., 53 Georgia Reports, 657, held that the purchaser from a vendor other than the mortgagor and in possession of land seven years, acquired a prescriptive title against the mortgagee; but that case rests uрon the principle that *213such purchaser entered not under the ‘title of the mortgagor, not as his vendee at.all, but as the vendee of a stranger to the mortgagor, and therefore he enters adversely to the title of the mortgagor and the lien of the mortgagee, and holds adversely to both. The title hе has bought is not encumbered with the lien; there is no privity between him and the mortgagee; he buys free from all incumbrances and mortgages, and holds adversely to the mortgagor’s title, its rights and appurtenances, liens, encumbrances and mortgages. The court expressly says: “If it had been shown that Sutherland, and those under -whom the claimant derives his title, had purchased the land from Gilbert, the mortgagor, subsequent to the date of the mortgage, then the claimant would have been a privy in the estate with the mortgagor, and have held the land subject to the mortgage, and could not set up a title by prescription as against that mortgage lien, for the reason that he went’ into possession of the land under a title which was encumbered with that lien :” Stokes, administrator, vs. Maxwell et al., 53 Georgia Reports, 657. It is said that these words are obiter dicta, but they are not. The whole question was discussed and decided, and it is the unanimous judgment of this court and binding upon us now. If it were not, we concur in the principle of the decision, and would so hold the law for the reаsons above given. It seems to us quite clear that Fry bought the title of Gaulden; he got that title; he holds it- now; nobody disputes that the fee is as completely in him as it was in Gaulden ; every right that Gaulden had he now holds, and the only encumbrance upon his title is the mortgage lien or security for the purchase money which was givеn by Gaulden and inhered in the title which Fry bought.
3d. That two witnesses were absent, who lived in the county when subpoenaed, one of whom lie knew was trying to rent land in the county the year of the trial, and, that so far as he. knew, they were still in the county, and the evidence was material. We think the court erred in not continuing the case on this ground.
So as to the twelfth ground. We think that the lien of a mortgage is good for twenty years, and that it may be foreclosed any time Avithin that period, and that the court charged correctly.
As to the thirteenth ground, we think that if the mortgage execution sufficiently identifies the mortgаge as its foundation the lien does relate back to the date of the mortgage, and Ave see no error in the charge to that effect.
The fourteenth ground, Ave think also untenable. The court charged to the effect that land held by perfect title from the state down or by prescription, may be subject to a mortgage, if the mortgage was made by the vendor under whom the tenant claimed title. We think the charge legal.
We see no error in the charge complained of in the fifteenth ground, “that actual notice of a mortgage lien created by the maker of the color of title, under which the claimant bases his prescription, will prevent any number of years’ possession defeating said lien.” We understand the court to mean within the twenty years that the mortgage is alive.
The seventeenth ground relates to the verdict being against the charge, and has been already alluded to in the former part of this opinion. We see no error in the verdict. The same may be said of the eighteenth and nineteeth grounds. They relate to the law on the main question first decided, and need not be repeated.
Judgment affirmed.