Appellant Louis A. Wass, Jr., (“Appellant”) suffered a serious injury and received medical care in a facility owned by Respondent, Freeman Health System (“Freeman”). Prior to his treatment at Respondent’s facility, Appellant signed an admittance form stating that he would be responsible for the costs of his medical care. Freeman seasonably submitted its bill to Appellant for medical goods and services in the amount of $5,073.60. Appellant did not remit any payment. Freeman filed suit against Appellant for the amount owed, a value which it felt was “reasonable and proper” for the goods and services it had provided.
*506 Appellant filed his counterclaim and petition for class action status, alleging that Freeman had violated the Missouri Merchandising Practices Act, section 407.010, et seq., (“the Act”). 1 He asserted Freeman charged him a higher amount than the usual and customary charges for such goods and services in the locale, after falsely representing that the stated prices were the usual and customary values for such goods and services. Appellant also sought class action status for himself and other similarly situated uninsured patients, whom he maintains were also unfairly billed by Freeman within the past five years.
The trial court dismissed Appellant’s counterclaim and petition for class action status with prejudice, certifying that there was no just reason for delay of the finality of the judgment. See Rule 74.04(b), Missouri Court Rules (2003). It found that Appellant had “not paid any part of [the] hospital charges incurred.” It also concluded that Appellant had “not purchased merchandise nor suffered an ascertainable loss of money or property as required by R.S.Mo section 407.025.1 in order to bring an action as an individual or as a representative of a class under the [Act].”
Appellant now brings two points on appeal.
In his first point, Appellant argues the trial court erred in dismissing his counterclaim based on its finding that he had not suffered an ascertainable monetary or proprietary loss. Appellant asserts Freeman’s act of charging him, and its corresponding attempt to collect on those charges, had caused him to suffer an ascertainable loss of money and property, and put him in jeopardy of having a judgment entered against him with its concomitant risk of adversely affecting his “credit record.”
As best we can discern, Appellant’s second point argues that despite his inability to prove an ascertainable loss he should, nevertheless, have been allowed to pursue an action for equitable relief under section 407.025, and that the trial court’s dismissal precludes him from doing so. We affirm.
“A motion to dismiss is an attack on the petition and is solely a test of the adequacy of that pleading.”
Clement v. St. Charles Nissan, Inc.,
Appellant’s first point asserts that the trial court erred in granting Freeman’s motion to dismiss on his claim under the Act. Section 407.025.1 of the Act states, in pertinent part:
Any person who purchases or leases merchandise primarily for personal, family or household purposes and thereby suffers an ascertainable loss of money or property, real or personal, as a result of the use or employment by another person of a method, act or practice declared unlawful by section 407.020, may bring a private civil action ... to recover actual damages. 2 (Emphasis added.)
*507 Appellant argues he should be able to maintain his action against Freeman because he “purchased” unreasonably priced merchandise, the sale of which amounted to an unlawful practice on the part of Freeman.
Medical goods and services meet the statutory definition of merchandise as defined by section 407.010(4).
3
Under the Act, a “private cause of action is given only to one who purchases and suffers damage.”
Jackson v. Charlie’s Chevrolet, Inc.,
Here, while Appellant willingly accepted goods and services that cannot in any way be returned to Freeman, he, nevertheless, failed to remit any type of payment for that which he received. Nor did Appellant provide Freeman with an equivalent exchange of value. Even assuming arguen-do, that Appellant was a purchaser in that his promise to pay was the equivalent of providing consideration for Freeman’s goods and services, the question remains whether Appellant suffered an ascertainable loss of money or property, a prerequisite to recovery under section 407.025.1. While he acknowledges the Act requires an ascertainable loss in order to proceed with his suit, Appellant argues that he should be able to proceed under the Act because he will suffer a loss in the future if a judgment is entered against him for failure to pay Freeman.
In support of his proposition that he is not required to plead a presently sustained and ascertainable loss, Appellant relies on
Sunset Pools of St. Louis, Inc. v. Schaefer,
In Sunset Pools, the seller of a spa brought suit for payment against the spa’s buyer, who had an outstanding balance of $300.00 remaining from the original purchase price of $3,589.36. Id. at 884. Buyer filed a counterclaim under section 407.025 alleging unfair merchandising practices in that he was not sold a new spa as contracted; that the one he did receive was three years old and had no manufacturer’s warranty; and that it was a display model that had suffered significant damage. Id. at 885.
The primary difference between Appellant and the buyer in Sunset Pools is that the buyer in Sunset Pools made numerous payments on a spa, which was worth significantly less than the value he gave for it, making his loss real and ascertainable. Here, Appellant paid nothing for the medical goods and services provided by Freeman. On this basis, it is difficult to discern that he had an ascertainable loss.
Appellant similarly misconstrues the case of
Clement,
In a final push to prove that he has suffered an ascertainable loss, Appellant asserts that Respondent’s attempt “to obtain a judgment against him for an amount in excess of what he would legally owe” has put him at risk “of having a blight on his credit record.” Appellant fails to cite any case that provides that the possibility of a judgment being entered against a party is the equivalent of suffering an ascertainable loss under the Act.
In any event, we see no cognizable set of circumstances in this situation under which Appellant could suffer an ascertainable loss. As Freeman’s brief explains, “a judgment will only be entered against [Appellant] on Freeman’s claims after the trial court has determined the reasonable value of the goods and services provided.”
See Little Joe’s Asphalt, Inc. v. C.W. Luebbert Const. Co.,
As mandated by our supreme court,- we have reviewed Appellant’s counterclaim and associated pleadings “to determine if the facts alleged meet the elements of a recognized cause of action, or of a cause that might be adopted in [the] case.”
Reynolds,
In his second point, Appellant maintains that even if he cannot plead an ascertainable loss, he should be able to pursue an action for equitable relief under section 407.025.1. He argues he is in “danger of irreparable harm of having a judgment entered against him for an erroneous amount, thus exposing him to post-judgment enforcement actions and placing a black mark on his credit rating.” This point has no merit.
We note that section 407.025.1 additionally sets out that:
“The court may, in its discretion, award punitive damages and may award to the prevailing party attorney’s fees, based on the amount of time reasonably expended, and may provide such equitable relief as it deems necessary or proper.” (Emphasis added.)
“The basic rule of statutory construction is to seek the intention of the legislators
*509
and, if possible, to effectuate that intention.”
Schimmer v. H.W. Freeman Const. Co.,
We do not find that the Act’s remedial provisions are inadequate given the circumstances of this case. Here, as previously set out, only after a claimant has successfully brought suit for actual damages under section 407.025, may the court consider awarding attorney’s fees, punitive damages, and other “equitable relief.” § 407.025.1. As we have already determined in Point One, Appellant has suffered no ascertainable loss under the Act, therefore, he is not entitled to any relief, equitable or otherwise, under section 407.025.1. Lastly, if Appellant is fearful of having a judgment imposed upon him for an erroneous amount he still has recourse to this Court. Point II is denied.
The judgment of the trial court is affirmed.
Notes
. Statutory references are to RSMo 2000.
. Section 407.020 declares the following practices to be unlawful: "[t]he act, use or employment by any person of any deception, fraud, false pretense, false promise, misrepresentation, unfair practice or the concealment, *507 suppression, or omission of any material fact in connection with the sale or advertisement of any merchandise in trade or commerce or the solicitation of any funds for any charitable purpose....”
. Section 407.010(4) defines merchandise as "any objects, wares, goods, commodities, intangibles, real estate or services.”