This is a declaratory judgment action brought by the plaintiff seeking a judgment to the effect that neither defendant Citizens Mutual Insurance Company of America nor defendant Auto-Owners Insurance Company provided coverage for an auto accident which caused the death of plaintiff’s husband. Plaintiff sought judgment to require her insurance company (defendant Michigan Mutual Auto Insurance Company) to submit to arbitration, pursuant to the uninsured motorist coverage provisions of that company’s policy of insurance. Finally, plaintiff also sought judgment against the defendant Secretary of State for excess coverage because the accident allegedly resulted from the operation of an uninsured motor vehicle.
The primary issue in this matter is whether the owner of the automobile which struck and killed plaintiff’s decedent had given his consent to the operation of the vehicle to defendant Daniel Dietz. The trial court found that consent could be implied from the statutory presumption contained in MCLA 257.401; MSA 9.2101. 1 The trial court fur *405 ther found that the facts as adduced below were not sufficient to rebut the statutory presumption.
The Court of Appeals reversed.
"there is no initial presumption that one who is driving an auto and is not a member of the family does so with the express or implied consent of the owner. There is an inference to that effect. Permission for an out-of-the-family driver to use a vehicle must be established by the plaintiff. Thereafter, whatever occurs as a result of the use of the vehicle, á presumption exists that the driver is operating with the express or implied consent of the owner.”75 Mich App 128 , 134.
This conclusion is wrong.
The operation of a motor vehicle by one who is not a member of the family of the owner*
2
gives rise to a rebuttable common-law presumption that the operator was driving the vehicle with the express or implied consent of the owner.
Hatter v Dodge Brothers,
The Court of Appeals emphasized the language in
Hatter v Dodge Brothers, supra,
which indicated that the use of an automobile gives rise to an inference that the person so using it is either the owner of the vehicle or is in possession of it with the express or implied consent of the owner. However, this Court in
Hatter,
just prior to the language so emphasized, took note of the fact that the statute as then constituted provided that the use of an automobile by a member of the owner’s family resulted in a conclusive presumption that it was being used with the consent of the owner. The Court then distinguished the conclusive presumption from other presumptions which are "disputable and open to rebuttal”.
We agree with the Court of Appeals analysis of the testimony and with that Court’s conclusions as drawn from the facts extant in this particular case that the testimony adduced below clearly rebutted the common-law presumption that the vehicle in question was being operated with the express or implied consent of the owner at the time of the
*407
fatal accident. The trial court clearly erred in concluding that the automobile in question was driven by defendant Dietz with the consent of the owner (defendant Bedrow). GCR 1963, 517.1;
Tuttle v Department of State Highways,
Costs to appellees.
Notes
The statute reads as follows:
"Nothing herein contained shall be construed to abridge the right of any person to prosecute a civil action for damages for injuries to either person or property resulting from a violation of any of the provisions of this act by the owner or operator of a motor vehicle, his agent or servant. The owner of a motor vehicle shall be liable for any injury occasioned by the negligent operation of such motor vehicle whether such negligence consists of a violation of the provisions of the statutes of the state or in the failure to observe such ordinary care in such operation as the rules of the common law requires. The owner shall not be liable, however, unless said motor vehicle is being driven with his or her express or implied consent or knowledge. It shall be presumed that such motor vehicle is being driven with the knowledge and consent of the owner if it is driven at the time of said injury by his or her father, mother, brother, sister, son, daughter, or other immediate member of the family: Provided, however, That no *405 person, transported by the owner or operator of a motor vehicle as his guest without payment for such transportation shall have a cause of action for damages against such owner or operator for injury, death or loss, in case of accident, unless such accident shall have been caused by the gross negligence or wilful and wanton misconduct of the owner or operator of such motor vehicle and unless such gross negligence or wilful and wanton misconduct contributed to the injury, death or loss for which the action is brought.”
There is no statutory presumption of consent where the operator of the vehicle is a non-family member.
See Cowan v Strecker,
