*1 ... Drаke, provide "citations to ing appellant at 181. to 939 P.2d nesses' recollectio on"). relied parts of the record ns." addition, the ALJ and the Board requires law claimants 114 The Daybell forthright that was not found report false in who unemployment benefits earn her work-related activities or about information, provide she did ings, omit material that the information formation or misleading, Department to which the was benefits to consequently receive who Department advised her that she entitled, repay to the benefits they are not obligation Day- reporting had no based on See Utah they inappropriately received. Daybell misrepresentations. has not bell's 35A-4-405(5)(c) (Supp.2009). § Code Ann. findings are persuaded us that the ALJ's pay a such claimants to requires also The law on evidence insufficient to convince based the claim the benefits penalty equal to civil v. Board a reasonable mind. See Johnson [the reason of claim "by direct ant received Comm'n, P.2d Review Indus. To § fraud." Id. ant's] (Utah Ct.App.1992). We see disqualifica purposеs establish fraud fact nothing unreasonable about a finder of penalty, fraud of a civil tion and assessment disbelieving who maintains- a claimant three ele Department must establish corroborating evidence-that without knowledge, and willful materiality, ments: col Department advised her that she could R994-406-401(1). Admin. Code ness. Utah unemployment working benefits while lect However, of an admission or absence "[the sequestering thousands of dollars in to defraud does not proof direct of intent wholly-owned corporation in a commissions finding of fraud." Id. R994-~406- prevent a paid later.3 to be out Review, 401(8); v. Board see also Mineer sum, Daybell € 17 In has not shown us that (Utah 1977) (holdingthat unsupported Board's decision is suffi- by the intention to defraud is shown "the Accordingly, to cient evidence. we decline which contain false state claims themselves it. disturb filing such claims "evidences ments" and that willingness present a false purpose T18 CONCUR: WILLIAM A. WE to obtain lawful benefits" and claim order THORNE JR. and MICHELE M. of intent to de "manifestation[] thus is a CHRISTIANSEN, Judges. fraud"). "(truth- { Daybell contends that she was representations, and accuratе in her both full argues
written and verbal." She that on orally she disclosed to the App "several occasions" 2012UT 230 Department had received commis- that she EXCHANGE, FIRE a re INSURANCE Key that she had sion checks from West "but exchange, ciprocal inter-insurance any money personally taken out of the not Appellee, Plaintiff accepted corporation," Department and "the being Ac- report her verbal sufficient." Brady Allen Robert OLTMANNS cording Daybell, Department represen- Blackner, Defendants responsе her tative told her in disclosure Appellants. reporting obligation that she "did not have a No. 20100462-CA. to herself from if she did not disburse funds However, Daybell pro- corporation." Appeals of Utah. Court of vides no citation to the record that shows Aug.16,2012. oc- evidence these communications inadequately thus curred. This contention is 24(a)(9) R.App. (requir-
briefed. See Utah P. challenge Department's challenge assertion Daybell the rules or statutes does not requires Department a civil Department may to assess law thаt set the terms exercising any Daybell penalty discretion. finding without base a of fraud. also does not *2 Mortensen, Simmons,
Alan W. Paul M. Dalton, City, Appel- Donald L. Salt Lake for lants. Nelson, City,
Aaron Alma Salt Lake Appellee. MeHUGH, VOROS, Judges
Before ORME.
OPINION
ORME, Judge:
Brady
T1 Robert Oltmanns and
Blackner
appeal
the decision of the district
court
granting
Exchange's
Fire Insurance
motion
summary judgment.
The court deter-
mined that
the term
ski" as used
policy
unambiguous
homeowner's
was
effectively
excluded
for claims aris-
registered trademark for
that "Jet Ski" is a
all
the use
ing from
personal water-
reverse.
particular model of Kawasaki
watercraft. We
accident.
not involvedin the
which was
craft,
compa-
granted the insurance
The trial court
*3
BACKGROUND
summary judgment, and this
ny's
motion
insured,
Oltmanns,
friend
and his
T2
appeal followed.
F-12
operating a Honda
were
Blackner
lake in
watercraft on a
AquaTrax personal
REVIEW
AND STANDARD OF
ISSUE
personal water-
kind of
Utah. This
southern
that
contend
T4 Oltmanns
Blackner
by a seated driver
designed for use
craft is
granting
in
insur
the trial court erred
passengers.
seated
up
two additional
to
summary judg
motion for
company's
ance
injuries
from
sustainеd
A lawsuit resulted
summary judgment
A motion for
ment.
use,
during accident
that occurred
gen
no
may
only when "there is
granted
be
to Fire
tendered the defense
and Oltmanns
any
fact and ...
to
material
uine issue as
in-
Exchange,
whom he was
Insurance
judgment
to a
moving party
is entitled
policy. The in-
under a homeowner's
sured
56(c).
R.
P.
of law." Utah
Civ.
as a matter
following
exclu-
policy contained
surance
moving party would bear
"Where the
coverage:
liability
from its
sion
trial,
must
proof at
the movant
burden of
bodily injury
...
[that]
not cover
We do
claim in ordеr
each element of his
establish
judgment
to
as a
to
that he is entitled
show
ownership, mainte-
results
from
Johnson,
UT
law."
v.
matter of
Orvis
nance, use,
unloading
loading or
of:
¶ 10,
"'[wlhere
ipedia, Wikipedia, http://en.wikipedia.org/ (as 18, 2012, Ski, Wikipedia, wiki/Wikipedia Aug. Page: http://en. Cite Jet 18:48 GMT). Most of its articles can be edited wikipedia.org/w/index.php?title=Special: (as anyone Cite&page=Jet_Ski&kid=493156065 with access to the site. 13,2012, GMT)1 largest popular claims to be "the аnd most 18:52 *6 Internet," general reference work the Citing Wikipedia 1 16 is as controversial as with "an estimated 865 million readers world- it, approve is common.2 Some courts oth monthly pageviews wide" and "2.7 billion Compare ers condemn it. United States v. (foot- from the United States alone." Id. Lawson, (4th 629, Cir.2012) 677 F.3d 650 omitted). *7 it edges "some limited instances where occasionally Wikipedia been reliance on has Wikipedia ap- a citation to appropriate for held to be erroneous: pear judicial opinion." in a Id. at 80. Some obvious, Wikipedia such as where the have reversed or found [AJppellate courts relying entry at issue or where the court decisions itself is [for] error lower court entry by a Wikipedia cited Wikipedia psychological for re- must address entries addition, case, evolving attempt- party. See id. In custody in a child for search Wikipedia good it a source testimony with nature of "makes ing expert refute medical terms, popu- egre- slang new Wikipedia entry, perhaps and most for definitions of strengths-is history Amоng shortcomings-and The revision also allows the each editor. 3. its Anyone Wikipedia's fluidity. Wikipe- previous can edit in each of its reader to view an article time, making entry vulnerable to dia at method, we can see that iterations. By " Cohen, editing.'" 'opportunistic See Noam possible meanings three of the ski" NY. Turn Courts Selectively, part Wikipedia, in the lead were of the discussed Times, 29, 2007, http://www. at Jan. available present dispute Wikipedia article before 9wikipedia. nytimes.com/2007/01/29/technology/2 Ski, Wikipedia, http:/еn. arose. See Jef Thus, Sunstein). (quoting html Professor Cass wikipedia.org/w/index.php?title=Jet_Ski& (or client) unscrupulous lawyer could edit "'an 3, 2005, (as June 06:32 oldid=14710157 of light entry in a the Web site to frame facts GMT). ""Peoples, 12 Yale favorable to the client's cause.' notes, "[a] data- Further, as Professor Peoples Richards, (quoting J.L. & Tech. at 24 R. Jason allows a researcher base called WikiScanner 2008, Trial, 63). Courting Wikipedia, Apr. Wikipedia dig deeper into the of a arti- revision detectable, editing Opportunistic however. WikiScanner, http:// (citing 25 cle." Id. at Every Wikipedia a "View article on has history" (last by Peoples wikiscanner.virgil.gr/ visited edits, previous the dates of tab with links to all 16, 2009). Dec. edit, IP address of each and the user name or references, jargon Finally, 1 22 culture and for and we need not nail down the one lar computer technology lingo including meaning and true of ski" in this case. What "tweaking," (citing meaning Id. at 381 terms." ever the drafters of the insurance "sereenshot"). intended, "phreakers," may policy have our task is to they employed "language determine whеther here, Peoples also 1 20 Relevant Professor clearly unmistakably communi "Wikipedia entries can be useful states specific cates ... cireumstances under getting ... in some limited situations expected coverage which the pro will not be usage." sense of a term's common Id. at 50. vided," Co., v. State Farm Fire & Cas. Alf particular, recognizes utility In of he 1272, (Utah 1993), whether, Wikipedia interpretation ap- terms contrary, range possible on the there is "a pearing in insurance contracts: meanings" may the term bear in this process The collaborative used to create context, E.Z., 38, ¶ 103, see In re 2011 UT potentially entries makes them (Lee, J., concurring part P.3d 702 specific useful to courts situations. concurring judgment). in the Whatever attempting to several cases courts inter- contexts, task, shortcomings in other for this pret insurance contracts have turned to open-source encyclopedia many edi Wikipedia entries for evidence of the com- just tors and millions of readers seems usage ordinary plain meaning mоn ticket. of a contract term. This method of inter- [ie., pretation looking usage] to common long recognized, and
"has been has been
applied types in the context of various
insurance." has been used in
this context to define the terms "recre-
ational vehicle" and "car accident." (footnotes omitted) (quoting Id. at 82 App 2012UT 227 (2005), § Couch on Insurance 22:88 and cit Utah, Appellee, STATE Plaintiff ing Phelps Dodge Corp. Life, v. Laasmar Accidental & & Death Dismemberment De Plan, pendent Ins. No. 06-cv-00013- Life MOORE, Richard L. Defendant MSK-MJW, at *4 n. WL Appellant. (D.Colo. 1, 2007); Fergison June v. Stone No. 20100477-CA. Co., bridge Ins. No. 2007 WL Life 2007) Feb.1, (Mich.Ct.App. (per at *3 Appeals Court of of Utah. curiam)). Colony See also Nat'l Ins. Co. v. Rest., Hing F.Supp.2d Wah Chinese *8 (E.D.Pa.2008)(citing Wikipedia n. 9 meaning
discussion of the of the term "res- policy).
taurant" in an insurance course, getting
21 Of of the com- sense usage ordinary plain meaning
mon precisely purpose
a contract term is Wikipedia.
which the lead here cites therefore,
Our reliance on this source is Moreover,
my judgment, appropriate. here appel- does not stand alone. As note, dictionary
lants the Macmillan online very
defines "Jet Skit" as "a small fast boat people you standing
for one drive or two Dictionary,
up." http://www. Macmillan
macmillandictionary.com/dictionary/ 2012). (last visited
american/Jet-Ski
notes
(stating
that
the court is "troubled Wik
Wikipedia
open-source
ipedia's
reliability"), Bing
115 Because
is an
lack of
Shun Li v.
Holder,
(5th
project, questions
reliability.
854,
Fed.Appx.
arise as to its
400
857-58
Cir.
Indeed,
2010)
Wikipedia's
(expressing "disapproval
own article on the sub-
of the [immi
ject
gration judge]'s
references various studies as well as
Wikipedia
reliance on
librarians,
academics,
opposing
[warning] against any improper
views from
reliance on it
medicine,
experts
similarly
in science and
and editors
or
unreliable
in
internet sources
the
future"),
encyclopedias.
909,
Wikipedia,
Mukasey,
of other
See
Reli-
Badasa v.
540 F.3d
(8th Cir.2008)
ability Wikipedia, http://en.wikipedia.org/
(noting Wikipedia's
910-11
ac
of
(as
18,
wiki/Reliability_ofWikipedia
of
that,
knowledgment
moment,"
any given
"at
2012,
GMT).
addition,
entry
18:51
In
most or all
an
large
"could be in the middle of a
Reliability may
Wikipe-
pаge"
1.
showing
also be an issue for the
has a "Cite this
link
citations to
dia citation itself:
entry
styles, including
style
in various
the
defining
Wikipedia
prescribed by
A
feature of
is that its en-
the Harvard Journal of Law &
change.
tries are in a constant state of
The
Technology.
journal's
style,
That
citation
impermanent nature of the information on
opinion,
specific
I have followed in this
is more
Wikipedia
consequences
has serious
when
ordinary
style.
than
Bluebook citation
Wikipedia
judicial opinions.
entries are cited in
they
prоvided
are
with a date-and time-
Unless
footnotes,
"Many
by judges,
citations
often in
citation,
specific
pull up
who
a
researchers
judicial point,
are ... beside the main
[and]
Wikipedia entry
judicial opinion
cited in
will
appear
hip
contempo-
intended to show how
absolutely
they
viewing
never be
certain
Cohen,
rary
judge
is. ..." Noam
Courts Turn
entry
judge
when the
as it existed
viewed
Times,
29,
Selectively,
Wikipedia,
N.Y.
Jan.
may ultimately
uncertainty
it.... This
lead to
2007,
http://www.nytimes.com/2007/
available at
instability
in
law.
01/29/technology/29wikipedia.html.
The
lead
Peoples,
Wikipedia
Lee F.
The Citation
in Judi-
of
opinion's
Wikipedia
obviously
citation to
not of
1,
cial
12 Yale J.L. &
38-39
Tech.
Opinions,
type.
this
(2009-2010). Fortunately,
Wikipedia entry
each
808
asylum
re-
giously
denying
for
seeker's
recently vandal
been
have
edit or it could
from
obtained
quest based on information
(citation
marks
quotation
and internal
ized"
Lamoure,
Wikipedia,.
omitted)),
Marriage
In re
1,
807,
Cal.Rptr.3d
15
132
Cal.App.4th
198
omitted)
Badasa,
(footnotes
(citing
Id. at 45
(2011) ("We
Wikipedia a
consider
do not
909; Campbell
Secretary
v.
540 F.3d
defining the
source"
sufficiently
775,
reliable
Servs.,
Fed.Cl.
781
& Human
69
Health
Clarke,
"noncustodial."),
v.
Prude
(2006);
&
Department
v.
Children
D.M.
Cir.2012)
(7th
(citing
Wik
734
(Fla.
675 F.3d
Servs.,
Family
So.2d
Eighth
context of an
entry,
ipedia
in
reh'g
granted
banc
Dist.Ct.App.2008),
en
2008)).
(May
proposition
challenge,
Amendment
all"),
fun at
"is no
United
that an anal fissure
{18
Peoples extracts from
Professor
(1st
Brown,
18 & n. 12
F.3d
States v.
bright
when a
line rules for
case law "several
Cir.2012)
Wikipedia for its
(citing
in
Wikipedia entry should not be cited
definition
movement," one of a
"sovereign
citizen
example,
For
he
judicial opinion." Id. at 28.
beliefs"),
"atypical legal
dеfendant's
criminal
judi
not take
suggests that
should
"[clourts
Astrue,
Fed.Appx.
Murdock
content,"
Wikipedia
because
cial notice of
(10th Cir.2012) (citing Wikipedia for
n. 3
accuracy
disputable and its
that content "is
lengths from cities
examples of block
"some
reasonably questioned."
Id. He also
can be
