39 So. 783 | Miss. | 1905
delivered the’ opinion of the court.
The contention of the aptpellant that, because the insurance company which he represented does not fall clearly within any of the well-defined classes of companies specifically mentioned and dealt with by Laws 1902, ch. 59, p. 62, therefore neither he nor his company falls within the purview of that statute, is untenable. The law referred to was a timely and wise effort by the legislature to protect the people of the state against imposition and fraud on the part of any insurance company, no matter what form the particular scheme might assume. The intent of that law was that all insurance companies, whether fire, marine, accident, or fraternal, or other kind, should be subjected to an examination by the insurance commissioner before they could legally write insurance in this state. It imposes certain restrictions on every insurance company desiring to do business in this state, and demands compliance with certain conditions and the payment of certain fees before it can receive a license from the proper authority. The statute also contemplates that no agent shall represent any character of insurance company unless
But we find ourselves unable to uphold the conviction in view of the defective affidavit on which this prosecution is based. The demurrer to that affidavit should have been sustained. By the statute under review there are numerous different acts which are condemned by distinct provisions and for which different and varying punishments are prescribed. The affidavit here considered affords the court no guide by which to determine positively what particular violation of the law was intended to be charged against the appellant; nor does it advise the defendant of the nature and cause of the accusation against him. The mere general averment that the defendant “did unlawfully assume to act as insurance agent” is not sufficient. Under such charge the defendant might be convicted of violating several different sections of the statute, by entirely different acts, and,, upon conviction, be subject to different and distinct punishments. The affidavit should go further and show the character-of insurance which the defendant is charged with writing or-
Reversed and remanded.