The plaintiff claims (1) no such remedy is provided for by the Common Interest Ownership Act, General Statutes
Clearly if the plaintiff were to incur expenses to maintain and protect the property being foreclosed upon, it could add those expenses to the debt owed by the mortgagor. The issue here is whether if those expenses are incurred by the Homeowners Association, it can require the plaintiff to pay them during the pendency of the proceeding.
This court concludes that the Common Interest Ownership Act does not preclude the common law remedy of unjust enrichment against a lender who gains the benefit of services and protection provided by a condominium association. The Act specifically provides at 47-207: "The principles of law and equity . . . supplement the provisions of this chapter, except to the extent inconsistent with this chapter." Requiring a lender to pay ongoing common charges during pendency of a foreclosure proceeding is not inconsistent with any provision of the Act. Comment 1 to 1-108 of the Uniform Common Interest Ownership Act, from which
"This Act displaces existing law relating to common interest communities and other law only as stated by specific sections and by reasonable implication therefrom. Moreover, unless specifically displaced by this statute, common law rights are retained."
This court however cannot at this time determine CT Page 4234 whether or not and to what extent the plaintiff will be benefitted [benefited] by the services and protections covered by the common charges. At the foreclosure hearing an appraisal of the property will be offered and the probability can be determined of the plaintiff redeeming. Thus this court reserves decision on this motion until that hearing.
ROBERT SATTER, J.
