56 Iowa 47 | Iowa | 1881
It is insisted, however, by tbe defendants, that it only appears that tbe office of the Equitable Life Insurance Company is at Des Moines, whereas 'the note is made payable at the office of tbe Equitable Life Insurance Company of Iowa.
"While tbe name “ Equitable Life Insurance Company ” is not identical with “Equitable Life Insurance Company of Iowa,” we can but think, from . tbe way tbe two names are. used in the same instrument, that they were intended to denote tbe same company.
Having reached tbe conclusion that tbe note is made payable in Polk county,' we have to determine whether that fact justified bringing tbe action in that county.
In support of tbe view that it did, tbe plaintiff relies upon § 2581 of tbe Code, which provides that “when, by its ■
The plaintiff denies that this provision restricts the bringing of the action to the county in which the property is situated, but contends that it only permits it to be brought there. In our opinion the plaintiff’s position is well taken. To give the provision the force of a restriction it would be necessary to read the word “ may ” as must. Now the general rule in the interpretation of statutes is that words of common use are to be taken in their natural, plain and ordinary signification. Schreifer v. Wood, 5 Blatchford, 215; Quigley v. Gorham, 5 Cal., 418; Perkinson v. State, 4 Md., 184. "We see nothing in the interpretation of the statute in question which calls for any deviation from this rule. On the other hand it is to be observed that in the corresponding provision in the Bevision the word must was used. § 2795. The change made in the enactment of the Code evinces very clearly a change in the legislative intent.
Again, it would hardly be contended that under the Code an action to foreclose a mortgage might not be brought in the county where the mortgagor resides, even though the
The petition shows that Peter Gleason was the maker of the note. The petition j>rays for a personal judgment against him; that the property be sold upon a special execution, and that the plaintiff may have a general execution for any balance that may remain unpaid. The action, then, so far as the petition shows, was not merely an action in rem. It is true service was made by publication. But this, it appears, was a mere blunder, because it is shown in the defendants’ motion that they were residents of Iowa, and it follows that they could and should have been brought in by personal service. If they had been so brought in there could have been no pretense that the action was merely in rem. But the case is not different, for the moment the defendants -appeared it would have been supererogatory to have served them with notice. No one would claim that, after appearance, service of notice was necessary to entitle the plaintiff to a personal judgment, either in that court or some other.
But it is insisted by the defendants that if it be conceded that the provision of the Code is permissive and not restrictive, still the motion for a change of place of trial was properly granted, because the mortgage was executed under the Revision, and the provision of the Revision was certainly restrictive. -
It appears, it is true, that the mortgage was executed under the Revision. We have, then, the question whether the provision of the Revision must be held to govern.
The rule, as stated in Jones on Mortgages, § 1321, is as
The defendants contend that this rule is correct, and as'applicable to the mortgagor as to the mortgagee.
If we should concede this to be so, we should still have to determine whether the change was bne which substantially affected the remedy to the injury of the mortgagor.
Before the change the maker of the note could have been sued upon the note in Polk county. The effect of the change was (if it is not obnoxious to the objection urged) to allow the plaintiff to have a decree of foreclosure of the mortgage in the same action. We cannot think that such a change, if allowed, would result in a substantial injury to the mortgagor. Hence, it appears to us that the provision of the Code must be held to govern. As that appears to us to allow the action to be brought where the written contract sued on was by its terms to be performed, we have to say that we think .that the court below erred in sustaining the defendants’ motion.
Beversed.