87 N.Y.S. 463 | N.Y. App. Term. | 1904
This action was brought upon a policy of fire insurance issued by the defendant company to the plaintiff, insuring him against loss by fire to the extent of $1,200, and covering certain ■merchandise and furniture. The property covered by the insurance was damaged or destroyed by fire, and the plaintiff seeks to recover in this action the amount of the insurance. It appears from the undisputed evidence that after the fire the question as to the extent of the plaintiff’s damage was submitted to appraisers and an umpire for •determination in the manner provided by the policy of insurance, and .as agreed to in a written document executed by the plaintiff and defendant. The award of the appraisers was made on the 24th day ■of February, 1902, and awarded-to the plaintiff the sum of $150. This •award was signed by the appraiser selected by the defendant company and by the umpire, and thereby became binding and conclusive upon the plaintiff, by virtue of the terms of the policy, and of the agreement for the arbitration entered into by the parties.
The plaintiff contends that the award has no validity, because the .appraiser appointed by him resigned. The evidence shows, however, that the resignation of this appraiser was not tendered until February 28, 1902, several days after the award was signed and delivered; and the resignation, therefore, was ineffectual.
The plaintiff further contends that the conduct of the defendant’s appraiser was “contrary, aggressive, and not in good faith.” There is no evidence to sustain this contention, nor did the plaintiff plead it, and therefore it cannot be considered here.
An examination of the -whole record leads to the conclusion that no material error occurred at the trial, and that the complaint was properly dismissed for failure of the plaintiff to prove a cause of -action.
The judgment and order appealed from should be affirmed, with •costs. All concur.