MEMORANDUM OPINION
The plaintiff in this case, Jane Doe, a pseudonym (“Doe”), is infected with the human immunodeficiency virus (“HIV”)- She seeks damages against the defendant, American National Red Cross t/a Central Red Cross (“Red Cross”), for its alleged negligence in connection with blood transfusions she received in January 1985. This Court has jurisdiction pursuant to 36 U.S.C. § 2.
See American Nat’l Red Cross v. S.G.,
(i)
Summary judgment is appropriate where the material facts are not in dispute and all that remains is a question of law for the court. Fed.R.Civ.P. 56;
see Celotex Corp. v. Catrett,
Doe underwent a cesarean section in January 1985 at St. Agnes Hospital in Baltimore. Following the operation, she was diagnosed with a blood coagulation disorder. As a result, on January 14,1985, she received transfusions of two units of whole blood, which were supplied by Red Cross.
In the meantime, in 1984 and 1985, Doe underwent two additional, unrelated, surgical procedures at Johns Hopkins Hospital (“Hopkins”) in Baltimore. Those operations were performed by the now deceased Dr. Rudolph Almaraz. In 1990, Dr. Almaraz died of AIDS. 2 The public disclosure that a surgeon at the world-renown Hopkins was infected with HIV stirred a major media explosion in the Baltimore area and elsewhere. Doe became aware of Dr. Almaraz’s condition and death as a result of a December 1990 article in the Baltimore Sun newspaper. Subsequently, Doe received a letter from Hopkins advising her of Dr. Almaraz’s death and its cause. Although the letter noted that the risk of having contracted HIV through contact with Dr. Almaraz was “negligible,” Hopkins was nevertheless offering to test all of Dr. Almaraz’s former patients.
Prior to being tested by Hopkins, Doe contacted an attorney, Steven R. Tully, Esq. (“Tully”). 3 She stated that she contacted him first “[b]ecause [she] felt that he was better [able] to investigate it than [her]self.” Doe Dep. at 118. On Tuny’s advice to do so, Doe underwent testing on December 7,1990. *755 She learned approximately one week later that she was positive for HIV.
Shortly thereafter, in January 1991, Tully instituted damage claims on Doe’s behalf by filing a complaint with the Health Claims Arbitration Office, Md.Code Ann., Cts. & Jud.Proc. §§ 3-2A-01 et. seq., (1974, 1995 ReplVol. & 1995 Supp.), against Dr. Almar-az, his estate and Hopkins. 4 Early in those proceedings, Hopkins’ counsel sent a letter, dated March 7, 1991, to Tully. The letter explained, inter alia, that Hopkins was willing to provide Doe with drug therapy for her condition. Df.’s Mem. of Points and Auth. in Supp. of its Mot. for Summ.J.Ex. 18. The letter went on to say, however, that
[i]f there is a demonstration that the transfusion that [Doe] received was a source of the problem, and reimbursement is made from that entity to [Doe], then as we discussed, that reimbursement might be an appropriate source of money from which to reimburse the Hospital for the care we have discussed.
Id.
In addition, counsel for the Almaraz estate sent Tully a letter, dated June 5,1991, which made reference to the 1985 transfusions as a possible source of Doe’s HIV exposure. Id. Ex. 16A The letter summarized a previous phone call. It stated, in part, as follows:
As I relayed to you on the phone, I have also asked Dr. Rodgers [a state health official] about the inquiries being made by the [Maryland] Health Department concerning the blood transfusions that your client received at St. Agnes Hospital in January, 1985. I understand that there were two units of blood involved, from separate donors, and that both units were obtained by St. Agnes Hospital from the Red Cross. For that reason, Dr. Rodgers has been working with representatives of the Red Cross in an attempt to ascertain whether either of these donors is or was HIV positive....
At this point, I believe that the Health Department is doing whatever it can, in conjunction with the Red Cross and the [Centers for Disease Control], to address the two issues about which you expressed concern when we spoke on the telephone: tracking down information about the blood donors and testing tissue samples of Dr. Almaraz.
Id. Tully responded by a letter dated June 7, 1991. Id. Ex. 16B. In his letter, Tully stated that he “too had called Dr. Audrey Rodgers_” 5 Id. Moreover, he specifically mentioned that certain information being sought by opposing counsel should either be in the defendants’ “possession or available from ... St. Agnes Hospital where the transfusions took place.” Id. See also Tully AfPd ¶10.
Meanwhile, Red Cross made attempts to contact the donors of the two units of blood which Doe had received in 1985. It ultimately reached both donors. One tested negative for HIV. The other donor met with a representative of Red Cross, and in an interview “he did acknowledge having been tested and being HIV positive.” Harper Dep. at 54. On May 31, 1991, a lab report confirmed the donor’s status as HIV positive. Id. at 57. In early June 1991, Red Cross notified the Maryland Department of Health and Mental Hygiene of the results of its investigation. Id. 54, 57 & Dep.Ex. 10.
In late December 1991, Doe and Tully learned that Dr. Almaraz was not the source of Doe’s HIV infection. She subsequently dismissed her complaint against him, his estate and Hopkins. On November 1, 1994, Doe instituted the present action against Red Cross alleging that she became infected with HIV through her 1985 transfusions. 6
*756 (ii)
Red Cross argues that Doe had three years from the date she learned of her HIV positive condition in which to institute her suit against it. 7 In the alternative, Red Cross contends that Doe had three years from the time her attorney learned of the 1985 blood transfusions in early 1991. Doe, on the other hand, maintains that she had three years from late December 1991, when she in fact learned that Dr. Almaraz was not the source of her infection and that the probable source was the 1985 transfusions.
The controlling statute of limitations is § 5-101 of the Courts and Judicial Proceedings Article of the Maryland Annotated Code. Section 5-101 reads:
A civil action at law shall be filed within three years from the date it accrues unless another provision of the Code provides a different period of time within which an action shall be commenced.
The key term in the statute is “accrues.” As it has not been statutorily defined “the task of determining when an action accrues [is left] to the judiciary.”
Pennwalt,
Justification for the discovery rule is rooted in the recognition that under certain circumstances the plaintiff is unaware that she has been wronged until after the date the wrong actually occurred.
See generally Pennwalt,
Therefore, in simple terms, a plaintiff is only on inquiry notice, and thus the statute of limitations will begin to run, when the plaintiff has “knowledge of circumstances which would cause a reasonable person to undertake an investigation which, if pursued with reasonable diligence, would have lead to knowledge of the alleged [tort].” O’Hara,305 Md. at 302 ,503 A.2d at 1324 . In such a situation, should the plaintiff fail to seek out the facts supporting a cause of action, it can fairly be said that the plaintiff has inexcusably slept on his rights.
Id.
at 448-49,
*757 knowledge of all facts which investigation would have revealed).
A useful example of Maryland courts’ application of the discovery rule, containing an oft-cited explication of “inquiry notice,” can be found in
Lutheran Hospital of Maryland v. Levy,
In April 1974, Levy was still experiencing pain in her ankle and, as a result, she saw a different doctor at Mercy Hospital. The Mercy doctor, according to Levy, told her that “her ankle Vas all messed up,’ asked Vho the hell told you to walk on that ankle?’ and told her her ankle Vouldn’t get any better.’ Ms. Levy said that it was then she first formed the belief that there was a problem.”
Id.
at 233,
On the hospital’s appeal, the critical question for the
Levy
court was: At what point was Levy on inquiry notice such that her negligence claim against Lutheran accrued? The trial court had ruled that the action accrued six months after “the date from which the existence of a viable claim should have been known.”
Id.
at 235,
The Maryland Court of Special Appeals rejected both of the approaches urged by Levy. Instead, according to the court, the statute began to run when, having seen the doctor at Mercy Hospital in April 1974, Levy formed a belief that some wrong had occurred.
Id.
at 236,
This application of the discovery rule serves the legislative policy that underlies the statute of limitations, and at the same time puts the discovery rule claimant on a par with the claimant who has actual knowledge at the time of the tort such as the normal automobile-accident plaintiff. The latter has three years from the date of the accident within which to investigate further, obtain expert opinion, discuss settlement, and file suit. The former is given the same time period within which to do these things, beginning from the date that circumstances have put her to that inquiry that charges her with knowledge of the additional information that might be gleaned from a reasonably diligent investigation conducted within the three-year period.
Id.
at 238,
As for Levy’s contention that her claim did not accrue until July 1977, when the doctor examined the 1973 x-rays and formed an opinion that there had been malpractice, the court explained that “[t]he crucial date is the date the claimant is put on inquiry, not the date an expert concludes there has been malpractice.”
Id.
at 240,
Under Ms. Levy’s view, all the historical facts pertaining to an injury could occur, *758 the claimant could be well aware that she had been injured, but no cause of action would accrue until, perhaps decades later, an expert concluded that the physical harm had been the result of malpractice. We do not think the discovery rule countenances that.
Id.
Significantly, the Court of Special Appeals noted that Levy possessed only a ninth grade education and that she was not knowledgeable about medicine.
Id.
at 236,
An example of a case in which the asserted reasonableness of a plaintiffs delayed investigation presented a question of fact rather than a question of law is seen in a products liability case,
Baysinger v. Schmid Prod. Co.,
The trial judge, relying on
Levy,
held that the timing of the events should have suggested to Baysinger that “ ‘she “might have been wronged” by the device.’”
Baysinger,
The Court of Appeals reversed. The court held that based on the record before the trial court, the determination of whether Baysinger had sufficient knowledge of circumstances prior to January 1980 such that a reasonable person would have undertaken an investigation could not be decided as a matter of law but was a question of fact.
Id.
at 367,
*759 While the sparse record of facts before the trial judge demonstrated that Mrs. Bay-singer’s suspicions concerning the cause of her infection included the intrauterine device, it also showed that she initiated a preliminary investigation by discussing her suspicions with [one of her doctors], and [he] told her he had “no way of determining whether her infection was caused by the [IUD] or by some other unrelated occurrence or instrumentality.” The record further discloses that at that time [her other doctor] had no idea of what caused her illness, and consequently further investigation by way of inquiry [through him] would have been fruitless. We further note that while the record indicates that Mrs. Baysinger entertained various suspicions concerning the cause of her illness, there is no evidence that she then suspected, or reasonably should have suspected, wrongdoing on the part of anyone. Whether a reasonably prudent person should then have undertaken a further investigation is a matter about which reasonable minds could differ, and it was therefore inappropriate for resolution by summary judgment.
Id. Accordingly, the case was remanded to the trial court. Doe relies heavily on Bay-singer here.
(iii)
After a careful examination of the circumstances presented in the instant case, I am persuaded that the case is controlled by
Levy
rather than
Baysinger.
As set forth
supra,
it is apparent from the correspondence between Tully, Hopkins’ counsel and counsel for the Almaraz estate, that the 1985 blood transfusions were brought to Tilly’s attention as a possible source of Doe’s infection in March and June 1991. In determining whether a plaintiff is charged with knowledge of facts which should have put her on inquiry, it is clear that “notice to an attorney is notice to his client_”
Williams v. Skyline Dev. Corp.,
In seeking to avoid this result, Doe relies heavily upon the fact that she had but a tenth grade education, that she was not trained in medicine, PL’s Mem. in Opp. to Df.’s Mot. for Summ.J. at 8, and that her belief that Dr. Almaraz was the source of her infection was reasonable, id. passim. Moreover, Doe vigorously argues that she did not in fact learn that Dr. Almaraz was not the source of her infection and that the Red Cross donor was the probable source, until late December 1991 or early Spring 1992. Id. at 11-13. Neither set of circumstances, however, is sufficient to toll the beginning of the limitations period.
First, Doe’s educational attainment or general sophistication became a non-issue as soon as she hired Tully to investigate and litigate her potential claims. Tully, as an attorney, is charged “with knowledge of the law, including the period of limitations applicable to claims of the sort asserted here.”
Chapman v. Merrill Lynch, Pierce, Fenner & Smith, Inc.,
Tuny’s suggestion that he believed opposing counsel’s reference to the 1985 transfusions was an “attempt ] to shift the causation to that focal point” because “there was no reasonable basis for me to suspect that her reference to the 1985 transfusions was anything more than advocacy on behalf of the Almaraz Defendants,” is unfortunate. Tully Affd ¶ 10. It was not the duty of the “Al-maraz Defendants” to undertake an investigation for Doe. In addition, the Court of Appeals for the Fourth Circuit explained in
Hartnett v. Schering Corporation,
“media coverage, medical literature, and case law in existence” at the time should be considered in determining whether or not the plaintiff was on notice to undertake an investigation.
As for when Doe in fact became aware that Dr. Almaraz was not the source of her infection (including the reasonableness of her pri- or belief that he had in fact been the source) and that the Red Cross donor was the probable source, the law is clear that actual knowledge of the cause of the injury may be express or implied.
Pennwalt,
As in
Levy,
the plaintiff here had strong suspicions that some wrong had occurred. Moreover, she had acted reasonably in retaining counsel and they had begun an investigation, beginning with their joint decision that she should be tested. Nevertheless, Doe, like Levy, took her time and failed to conduct a reasonably diligent investigation and to initiate a lawsuit within three years of the time from when she was on inquiry.
11
*761
This case is not at all like
Baysinger.
The plaintiff there began an investigation, but was told (authoritatively, by medical professionals) that there was no way to determine if any wrong had occurred or what the source of any wrong may have been. Moreover, the court in
Baysinger
observed that there was “no evidence that she then suspected, or reasonably should have suspected, wrongdoing on the part of anyone.”
(iv)
In sum, Doe’s claims are time barred because reasonable minds could not disagree that as of June 1991, at the latest, a reasonable person would have pursued a diligent investigation into the possibility, if not the likelihood, that the source of her HIV infection was one of the donors who provided the whole blood products she received in the 1984-85 transfusions. Thus Doe’s claims accrued, at the latest, in June 1991. The instant case was not instituted until November 1, 1994, more than three years after Doe’s claims accrued. Accordingly, Red Cross is entitled to judgment as a matter of law. A separate order is entered herewith.
ORDER
In accordance with the foregoing Memorandum Opinion, it is this 25th day of April 1996, by the United States District Court for the District of Maryland,
(1) ORDERED that American National Red Cross’s Motion for Summary Judgment BE, and it hereby IS GRANTED, and judgment hereby is entered in favor of the Defendant; and it is further
(2) ORDERED that the Clerk of the Court CLOSE this case.
Notes
. The law governing Doe's claims is that of the forum state, Maryland.
Erie Railroad v. Tompkins,
.
See generally Faya v. Almaraz,
. Doe is not represented by Tully in this action.
. In 1991, medical malpractice claims in Maryland were subject to mandatory administrative review prior to judicial action.
. In his affidavit, Tully asserts that Dr. Rodgers was not forthcoming with information in her conversation with him, and specifically, that she had made no mention of the transfusions as a possible source of Doe's HIV infection to him. Tully Aff'd ¶¶ 8-9. Interestingly, Tully's affidavit is silent as to whether he asked Rodgers about the transfusions.
. Of course, the merits of Doe's claims are not before the Court at this time.
. The contention is not at all frivolous. Nevertheless, for purposes of summary judgment, I shall proceed on the assumption that Tully was without substantial knowledge of the transfusions until the last of the exchange of correspondence recounted in text.
. Levy thought her injury was caused by the premature instruction to walk on her ankle. In fact, the reason for her injury turned out to be that her ankle was not set correctly. Id.
.
Cf. Hartnett v. Schering Corp.,
. Doe does not dispute the significance of media coverage in the context of discovery rule jurisprudence. Cf. Tully Aff’d ¶ 4 (“Both Jane Doe and I were convinced [in early 1991], based on ... the press [reports] being generated at that time about Dr. Almaraz that her HIV infection came from her contact with Dr. Almaraz.").
. Tully seemingly admits that he delayed an investigation into the transfusions in the apparent hope that an investigation by the State of Maryland into the circumstances surrounding all of Dr. Almaraz’s patients would lessen the financial or other burdens which would be attendant to a full-fledged investigation into the source of Doe's infection. See Tully Aff'd ¶ 8 (“I was hopeful that the State's investigation, utilizing their resources and experts, would prove an essential element of Jane Doe's claim_").
Tully describes this approach as “reasonable.” Id. ¶ 11. From the point of view of his relationship with his client, in light of her circumstances *761 (financial and otherwise) at the time, it may well have been "reasonable” to abjure a costly investigation and to await the outcome of the efforts of others designed to uncover the same or similar information. Nevertheless, the issue here is not whether it was reasonable to delay an investigation of a second (or third or fourth) potential defendant while an investigation (by others) goes forward as to the first potential defendant. Maryland law simply does not support such a “seri-atim” application of the discovery rule where a potential plaintiff is on inquiry notice of her victimization.
