67 S.E. 749 | N.C. | 1910
The action was brought to reform a mortgage and to recover damages for breach of the reformed contract, and for usury. His Honor instructed the jury to answer the issue as to mistake in the mortgage in the negative; and the contest was waged on the allegations of usury. The plaintiff's evidence tended to show that there was a considerable amount paid by plaintiff to defendant in excess of the amount loaned and the legal rate of interest; and the evidence of defendant tended to prove the contrary. The questions involved were submitted, under proper instructions, to the jury, and they answered the issues in favor of plaintiff, finding that defendant had knowingly collected and received more than the legal rate of interest, and the amount paid and received as interest was $500. There was judgment on the verdict for double the amount of interest paid, as provided in sec. 1951, Rev., from which judgment the defendant appealed to this Court. The first four exceptions are to his Honor's permitting the plaintiff to give in evidence offers to him for the several tracts of land included in the mortgage to the defendant, which offers were communicated to the defendant. The aggregate amount of these (337) offers was more than sufficient to pay the mortgage debt, and the offers were made by persons able to comply therewith. The defendant declined to permit plaintiff to make any of the sales, by refusing to release the lien of the mortgage to the purchaser. The evident purpose of this evidence was to show that the defendant was pursuing a scheme, not so much to obtain payment of the amount legally due him, as to acquire plaintiff's land by oppressive methods. There was evidence, which the jury has found to be amply sufficient to sustain the charge of the plaintiff, that the defendant took advantage of his condition by knowingly taking, receiving and reserving a greater rate of interest than is permitted by law.
Involved in the charge of usury is the idea of illegal advantage or oppression, and we do not see why it is not competent to offer testimony of dealings or communications between the parties, which tend to strengthen this element in the charge. We do not think the admission of the evidence excepted to was reversible error. *324
The fifth and sixth exceptions are taken to his Honor's ruling, permitting the plaintiff to testify that he told his wife and one T. F. James, at the time of the loan, the rate of interest the defendant was charging him, and to the testimony of James, that the plaintiff told him, as testified to by him. This was admitted as corroboratory of plaintiff and was restricted by his Honor to this purpose, and so explained to the jury. The evidence was objected to by defendant, for the reason that the credibility or character of the witness had not been attacked, but there was evidence contradicting him, to wit, the testimony of the defendant. Both plaintiff and defendant offered, without objection, evidence of their good character.
The defendant's argument proceeds upon the theory that contradiction was not an attack upon the credibility of the witness — was not an attempt to impeach him. The precise question was presented inBullinger v. Marshall,
In Roberts v. Roberts,
The other assigned errors are to his Honor's charge. We have read it carefully, and do not think the defendant has any just ground of complaint. It seems the defendant requested no special instructions to be given upon any particular phase of the law applicable to the evidence, and we see no error in the charge given. The record stated that his Honor carefully stated the contentions of the parties. The questions involved were almost entirely matters of fact to (339) be ascertained by the jury. These facts have been found against the defendant, and we discover no error in the trial. The judgment is Affirmed.
No error.