362 S.W.2d 180 | Tex. App. | 1962
Appellee sued to recover the balance alleged to be due from appellant on an account for premiums on insurance policies and bonds delivered by appellee as agent. Appellant denied the justness of the charges for one of the policies and a bond, and asserted affirmative defenses. Judgment as prayed for was rendered on a jury verdict.
Appellant contends there is no evidence the ' bond and policy were “reasonably worth” the sums charged therefor as alleged. Although there is such direct evidence, there was further uncontroverted proof that the premiums charged and-the rates applied were those prescribed by the State Board of Insurance Commissioners. Articles 5.01, 5.03 et seq., Insurance Code, V.A.T.S. prohibit issuance of insurance at premium rates different from those so prescribed. Such rates, approved by the Board are required by the statute to be just and “reasonable”. “Since the rates had been fixed by the State Insurance Commission, it was not essential that they be specifically agreed to by the parties.” Pacific Fire Ins. Co. v. Donald, 148 Tex. 277, 224 S.W.2d 204, 207; and the reasonableness of the charges was established by the evidence.
Appellant made no objection to the issues submitted, but assigns error to overruling of four objections to the charge which adopted “requests to charge”, which in turn adopted refused requested issues.
It is urged the Court erred in permitting appellee to offer further evidence after appellee rested its case in chief, and appellant moved for instructed verdict. The point is overruled. Rule 270. Affirmed.