42 Mich. 165 | Mich. | 1879
Complainants filed this bill.to set aside a mortgage executed by their deceased father, Byron Curtis, to defendant for $1600, dated November 9, 1875, and covering a farm of 160 acres in Shelby, Ma-comb county.
The mortgage is attacked on the ground that the mortgagor was insane when it was executed. It was given to secure the price of a' set of mill machinery bought at that time of defendant, on which $200 deduction was to be made if paid within sixty days.
The court below granted the prayer of the bill, and defendant appealed.
The arguments of counsel dwell at some length on the rules of law applicable to such cases, but we do not think there is much occasion for discussing them. The ground on which the decision must be made is narrow, and includes nothing but the single question of insanity. The testimony does not indicate any weakness short of that, on which the transaction could be avoided, unless, for fraud. We have discovered nothing in the record
Upon the question of insanity the case presents many difficulties. As opposed to it we have very full evidence that Byron Curtis was not only engaged during all his life in business of one kind or' another on his own account, but was also for many years before his death residing in the same place, as head of a family, managing his farm and some outside interests, and generally dealt with as any one else would be. And the case is further involved in doubt by the fact that he had always been a speculative and somewhat. visionary character, who had been in the mining regions of the west, and whose exaggerations of business prospects and schemes
Nevertheless there is evidence which has a decided bearing on insanity. We cannot profitably detail at length facts which to a large extent are of ambiguous meaning. It will be enough to refer generally to an outline of what seems to us to include the pertinent proofs.
The case shows that Byron Curtis — apart from his farm — had no considerable resources, and did business on a small scale. He owed some money secured by mortgage on his farm. There was nothing in his history or surroundings to warrant any large attempts or great expectations. And there was nothing in the situation of his property to lead to any reasonable belief that it would advance to a great importance. The laying out of the Air-line Bailroad, while it might account for some wild expectations, was not, in the views of most men, likely to make great business centers in that neighborhood. Still this notion alone would not necessarily show insanity.
In 1872 the evidence is quite conclusive that he was unmistakably insane. Of this we think there is no room for doubt. And during this insanity he dwelt, among other things, upon absurd schemes of speculation which involved not only extravagant ideas of future prosperity, but delusions as to existing facts. The proof of insanity at that period does not rest upon these things alone or chiefly, but upon such mental and physical conditions as were manifest and open to no other explanation.
The schemes and projects which he talked of most when excited nearly all related to wealth and business in some form. His mind ran upon great improvements
The facts enumerated may not have been conclusive in themselves, although some of them seem to be more than even any extravagant talker would be likely to indulge in unless somewhat off his balance. It is per
He had brothers and sisters in the neighborhood who were claimed by himself, and possibly by his wife, to have intermeddled unduly with his affairs. He had some business relations with them, and a mortgage was obtained by one of them for another member of the family during the period when he was subject to these delusions. This mortgage was a ten per cent mortgage given to take up mortgages held by other persons. It was a beneficial transaction to the mortgagee. 'We are not informed of the rate of interest on the other mortgages. There is no doubt at all that during the period from 1872 till just before his death in 1876 he was permitted to manage his own affairs, and did manage them with average correctness. It is also in evidence that his condition was not such as to impress strangers as amounting to insanity. We have had some difficulty in getting over this practical treatment, which would usually overcome the testimony of those who while so dealing, profess to have regarded a man as insane.
We think however that it is sufficiently explained. The proof is satisfactory that at the times when he was found speaking and acting extravagantly he was pale, haggard and unnaturally excited, and had the appearance of an insane man, and was believed to be insane by his family. The^e extravagances reappeared in about the samé way at intervals, and during those attacks his mind revertéd to the same subjects, or those which were similar. Once or twice his wife took, measures to guard against mischief which he seemed likely to do to himself, but there is not much evidence that he was thought
It is not surprising that his family acted as they did, as no necessity appeared to exist for interference, and the facts were such as might make any one hesitate to declare.him insane. There were acts and conduct which we do not think it desirable to dwell upon, that may be explained better by the continuance of mental disturbance than in any other way. The case is not void of difficulty, but on a complete review of it we are satisfied that the view taken below was correct, and that Curtis was non compos mentis when he gave the mortgage. ■While it appears that Brownell had warning given which ought to have put him on his guard, *we have not been satisfied that his conduct when he made the bargain was open to serious censure. It is nearly as much his misfortune as his fault.
The decree must be affirmed with costs.