Plaintiff appeals from a judgment of the District Court in favor of defendant on two of defendant’s counterclaims.
Plaintiff, a debt collection agency, brought an action to recover $636.88 from defendant on an account originally owed to First National Bank of Oregon and assigned to plaintiff for collection. The amount of the debt was acknowledged by defendant. By counterclaim, defendant raised four allegations of violations of the so-called Unlawful Debt Collection Practices Act (UDCPA), ORS 646.639 et seq, and sought “ * * * statutory damages of $200, attorneys’ fees and court costs * * *” on each. The court directed a verdict against defendant on the first and fourth counterclaims. Allegations of two separate instances of telephoning the defendant at work without her permission constituted the second and third counterclaims. They) were submitted to a jury, which found one instance o: violation and awarded defendant $200. The contract action] was thereafter tried to the court, which found for plaintiff] and awarded a judgment for plaintiff in the amount prayei for in its complaint.
Plaintiff appeals from the trial court’s denial of its motion for a directed verdict on the issue of damages on th<j counterclaims, the failure of the court to instruct on injur] or damages, and the judgment order establishing th| amount of attorney fees.
In support of its contention that the court erred i^ denying its motion for a directed verdict on the issue damages, plaintiff argues that being “bothered,” “upsetl and “scared” by the actions of plaintiff does not constituff ■actual damages under ORS 646.641(1).
We disagree. The UDCPA was adopted by the 191 legislature and was generally patterned after the Unfa! Trade Practices Act (UTPA). Comparing the two statutl we note that each offers monetary damages and each offel injunctive relief. The UTPA provides that a private parj who
“ * * * suffers any ascertainable loss of money or prop-recover actual damages or $200, which- * * *” ORS 646.638. erty, * * * may * * * ever is greater.
*233 The UDCPA provides that
“Any person injured as a result of wilful use or of employment by another person of an unlawful collection practice may bring an action in an appropriate court to enjoin the practice or to recover actual damages or $200, whichever is greater. The court or the jury may award punitive damages, and the court may provide such equitable relief as it deems necessary or proper.” ORS 646.641(1).
Thus the damage recovery provisions of the two statutes are similar, but not the same. Under the former, a plaintiff must plead and prove an ascertainable loss of money or property. Under the latter, however, a plaintiff need not prove such loss in order to collect the minimum amount; he need only prove that he was “injured.”
Scott v. Western Int. Sales, Inc.,
“The judgment of nonsuit was properly denied. ‘Ascertainable’ can reasonably be interpreted to mean, capable of being discovered, observed or established. As we have already stated, the amount of the loss is immaterial if only $200 is sought.
“There was evidence of an ‘ascertainable loss.’ The tent was purchased for $38.86. The inference is that the tent, as represented, had that value. The tent sold did not have some of those represented features. The inference can be drawn that because the tent did not have a window with a closing flap or eaves it had a value of less than $38.86. To repeat, the plaintiff did not have to prove in what amount the value of the tent was reduced because it was not as represented. He merely had to prove he suffered some loss.” (Footnote omitted.)267 Or at 515-16 .
See also Riviera Motors, Inc. v. Higbee,
*234
We conclude that the enforcement provision of the law allows the aggrieved debtor to recover at least $200 if she proves some type of injury, including emotional upset. Similar conclusions have been reached by other courts in construing other so-called consumer protection statutes of similar import.
See, e.g., Millstone v. O’Hanlon Reports, Inc.,
528 F2d 829, 834-35 (8th Cir 1976) (“actual damages” awarded for loss of sleep, nervousness, frustration and mental anguish);
Collins v. Retail Credit Co.,
Plaintiff places reliance on an unreported decision of the United States District Court for Oregon construing the Oregon UDCPA (as well as the parallel federal statute). Lewis v. United Adjusters, Inc., (No. 80-197, Feb. 11, 1981). In Lewis, the court, through the United States Magistrate held, inter alia, that a plaintiff must plead and prove that he suffered some actual injury attributable to defendant’s violation of the act in order to recover statutory damages. We have obtained and perused this decision and find nothing in that holding that is contrary to our conclusion here.
Next plaintiff argues that the trial court erred in its instructions to the jury on this same point, namely, that defendant must prove actual damages or injury. Assuming that plaintiff satisfied the requirements of ORCP 59H in taking its exception to the instruction, it is apparent from the record that the instructions were sufficient to satisfy even plaintiffs narrow interpretation of ORS 646.641.
“Judge: The allegations are two telephone calls - one September 10, 1979, and a call-back message on September 26, 1979. The defendant counter-claimant has alleged that these two telephone calls were made contrary to Oregon statutes, that because of these two telephone calls that Ms. Britt suffered actual damage and is entitled to recover *235 a statutory minimum of $200 for each incident. These allegations have been made by Ms. Britt. They’re not — the fact that they have been made doesn’t prove anything. Ms. Britt has the burden of proving these contentions by a preponderance of the evidence.” (Emphasis added.)
Plaintiffs contention cannot be sustained on this point: under the provision of ORS 646.641 defendant was entitled to recover actual damages or a minimum of $200.
Next plaintiff contends that the court abused its discretion in awarding attorney fees to defendant, including fees for time spent in the prosecution of unsuccessful counterclaims. Further, plaintiff contends that the court should have awarded attorney fees to plaintiff for prevailing on a counterclaim that was patently frivolous. Defendant’s challenged counterclaim was based on the facts that plaintiff omitted the words “of Oregon” from the name of the creditor First National Bank from its written collection notice, and included the name “Payco American Companies” in addition to plaintiffs assumed business name “Creditors Protective Association, Inc.” Defendant contended that there is no such entity as “Payco American Companies” and that, ergo, plaintiffs written collection notice was not in compliance with ORS 646.639. Although the trial court disallowed this particular counterclaim, we do not believe that the counterclaim directed at the omission of the words “of Oregon” was sufficiently frivolous to authorize the allowance of an attorney fee to plaintiff.
The amount of attorney fees is a question of fact as to which the trial court has wide discretion.
Garrison v. Cook,
Affirmed.