This is an action of ejectment. The plaintiff builds his title upon a mortgage purporting to have been executed by the defendants, who are husband and wife, on July 24, 1873. It was foreclosed by advertisement, the mortgaged premises being struck off to one Charles, by whom they were quitclaimed to the plaintiff. The mortgage contains the usual power authorizing a sale at public auction, and, among other things, authorizing the mortgagee and his. successors in interest, “out of the moneys arising from such sale, to retain the principal and interest” of the mortgage debt, “together with all costs and charges,” paying the overplus to the mortgagor, etc. It then proceeds as follows: “And the said Thomas J. Yorks doth further covenant and agree to and with the said party of the second part * * * to pay .or cause to be paid” the mortgage debt, with all costs and expenses, taxes and assessments, “and the further sum of fifty (50) dollars solicitor’s fees, in case of foreclosure of this mortgage.”
The defendants offered to show that, long before, and at the time of, and ever since, the execution of the mortgage, they resided on the mortgaged premises as their homestead; that defendant Sarah has never in any way released her homestead right to the same, or any
An alteration of a written instrument which enlarges the liability of its maker is a material alteration. White v. Johns, 24 Minn. 387. Section 45, chapter 81, Gen. St. 1878, contains provisions in regard to attorneys’ and solicitors’ fees for foreclosing mortgages; and section 46 reads as follows: “ Where any such mortgage shall contain any covenant to pay, or any stipulation or provision authorizing or empowering the mortgagee, in case of any foreclosure sale of the mortgaged premises, to retain, any sum such as is in this act provided as an attorney’s or solicitor’s fee, such mortgagee, or his heirs, ¡executors, administrators or assigns, shall be entitled to collect or retain such fee upon the foreclosure of such mortgage, either by action or advertisement.” Whatever might be the construction of the mortgage involved in this case, independent of these statutory provisions, —whether the solicitor’s fees of $50 would or would not be included in the words “costs and charges,” — it is clearly the effect of these
In case of foreclosure by advertisement, Gen. St. 1878, c. 81, § 5, requires that a copy of the notice of sale “shall be served in like manner as summons in civil actions in the district court, at least four weeks before the time of sale, on the person in possession of the mortgaged premises, if the same are actually occupied.” When the fee of land has been acquired by a husband, it remains in him and he is the owner of it, notwithstanding it is his homestead. If he and his wife are residing upon land, of the fee of which he is owner, the possession is in him, though the land be his homestead; for the liomestead law has not attempted to change the rule of the common law in this respect. In such case we are of opinion that he is the proper person upon whom the notice prescribed by statute should be served. If we are right, then the offer to show that no notice was served on the defendant Sarah was immaterial and was properly rejected. As the case comes up on a bill of exceptions, not purport
The objection that the notice of sale was not dated is not well taken. The words “First publication August 22, 1879,” printed at the head of the notice, are a sufficient dating.
One question remains to be considered, viz.: Is the plaintiff protected as a bona fide purchaser without notice? Not if the mortgage was altered, as defendants offered to show, unless defendant Sarah has, in some way, estopped herself to set up the alteration. If the alteration was made, the foreclosure was had under the mortgage as altered — the notice of foreclosure sale assuming to sell the mortgaged premises as well to satisfy the fee of $50 as to satisfy the principal and interest .of the mortgage debt. But the mortgage, as altered, is not the deed or contract of defendant Sarah. She never signed the instrument as altered. It is as utterly invalid, as respects her, as if her signature had been forged; and if- the mortgaged premises were (as' offered to be proved) defendants’ homestead, it is utterly invalid as a mortgage as respects both defendants. This result is, of course, subject to the qualification that her conduct may have been such as to have given such an appearance of validity to the altered mortgage that she would be estopped to question it. But no evidence of any such conduct appears, and, by Gen. St. 1878, c. 66, § 254, we are forbidden to infer that any was given. On the contrary, the defendant offered to show (and upon a question of estoppel the evidence would be competent) that the alteration was made without defendant Sarah’s knowledge or consent; that she never consented or assented to it, and knew nothing about it until since or about the time of the commencement of this action.
It is unnecessary to pass upon the instructions to the jury, requested by defendants and refused by the court, further than to say that it does not appear from the bill of exceptions that facts were shown making them applicable to the case. .
For the errors before- indicated, the order denying a new trial is reversed, and a new trial awarded.