179 A.D. 567 | N.Y. App. Div. | 1917
The claimant was fourteen years of age in March preceding his injury in July, 1915. He was employed as a helper in the cutting department of the appellant employers who were engaged" in the business of sheet metal stamping and in manufacturing sheet metal gaskets in the city of Buffalo. While cutting asbestos boards upon a cutting machine operated by foot power his attention was distracted from his work and his right hand was caught between the knives of the machine, amputating one-quarter of an inch of the distal phalange of the index finger and one-eighth of an inch of the distal phalange of the second finger of his right hand, the Commission finding “ same being a substantial portion of the said phalanges.”
The claimant was employed in violation of section 93 of the Labor Law (Consol. Laws, chap. 31 [Laws of 1909, chap. 36], as amd. by Laws of 1913, chap. 464) which provided: “No child under the age of sixteen years shall be employed or permitted to work in operating or assisting in operating any of
The grounds of the appeal are: (1) That assuming any award should have been made against the carrier, the same should have been based upon either subdivision 2 or 4 of section 15 of the Workmen’s Compensation Law, and not as it was based, upon subdivision 3 of that section; (2) that the Commission should not have exercised the power given it by subdivision 5 of section 14 of that law to take into consideration the expected increased earning power of the claimant and to grant him increased compensation upon that basis; and (3) that the carrier in its insurance contract expressly limited its liability to such compensation cases as arose where the employee was legally employed.
As to the first ground of appeal, the Commission has treated each injury as constituting permanent partial disability, and has allowed the claimant the compensation fixed therefor by subdivision 3. of section 15 for the loss of the first phalange, or one-half of the first finger, twenty-three weeks, and for the loss of the first phalange, or one-half of the second finger, fifteen weeks. The only surgeon examined at the hearing testified that he found the joints of the terminal phalanges normal, and just as good as the others, and that he did not think the injuries would incapacitate the claimant to any extent in performing the labor which he was performing when injured, or interfere at all with his carrying on work as a
As to the second proposition, that the Commission should not in fixing compensation have taken into consideration the expected increased earning power of the claimant and have granted him increased compensation upon that basis, the Commission found, as before stated, that while the claimant was earning but four dollars and fifty cents per week, under normal conditions his wages would be expected to increase
We think the Commission was not justified in making this award. Had the injury in fact resulted in permanent partial disability, as it was treated by the Commission, a very different question would be presented, but under the circumstances the Commission was not warranted in taking into consideration expected increase of wages beyond the anticipated period of the claimant’s disability. However, any probable increase of earning capacity under normal conditions during the period of such disability might doubtless properly have been taken into account. In the case of Carkey v. Island Payer Co. (177 App. Div. 73; 163 N. Y. Supp. 711) the claimant had suffered permanent partial disability and an anticipatory award was properly made.
As to the third proposition that the carrier is expressly exempted from liability because of the following condition in its contract: “ VI. This policy shall cover only employees of the employer, legally employed, whose remuneration is included in said declarations, but nothing in this policy shall be construed as excluding any employee who may become entitled to compensation under the provisions of the New York Workmen’s Compensation Law and all amendments thereto, all of whom shall be expressly included.” Appellants’ counsel argues that words of exception, clearly expressed, must be given effect unless there is within the phrasing used evidence of an intention to withdraw or cancel such words of exception, and that the intention to exclude from the contract employees illegally employed is the more clearly expressed and hence should prevail; also that where a contract tends to assist or abet a wrongdoer in' transgressing the law, or in reality aids or permits an illegal transaction, such a contract is void as against public policy; and where it contains two apparently antagonistic provisions, that one should prevail which recognizes a just rule of public policy and represents the evident
In the cáse at bar no limitation of the contract of insurance in the respect suggested has been made, and the same is clear and free of all ambiguity. Its purpose is thus expressed: “ 1. To pay in the manner provided by the New York Workmen’s Compensation Law and all amendments thereto, any sum due or to become due from the employer because of any such injury and the obligation for compensation therefor imposed upon the employer by such law.” It makes that law a part of the contract of insurance “ as fully and completely as though written herein,” and by clause VI before quoted expressly includes all employees entitled to compensation. Section 2 of the Workmen’s Compensation Law is general and provides that it shall be applicable to “ employees engaged in the following hazardous employments.” Nothing excluding minors from the benefit of the law is to be found in it or in the Labor Law, nor can it be said to exist upon the ground of public policy.
In the case of Kenny v. Union Railway Co. (166 App. Div. 497) the employer was held liable for the payment of compensation although the claimant had obtained the employment by means of false statements in violation of section 939 of the Penal Law, and was thereby guilty of a misdemeanor.
Clearly the fact that the claimant was employed in violation of this provision of the Labor Law furnishes no defense to the payment of compensation to either the employer or insurance carrier.
For the reasons stated in considering the first and second grounds of appeal, the award must be set aside and the case remitted to the Commission to make an award in accordance with the views herein expressed.
All concurred.
Award reversed, and matter remitted to the Commission for action in accordance with the opinion.